Pioneer Bankshares Statistics
Total Valuation
PNBI has a market cap or net worth of 26.95 million.
| Market Cap | 26.95M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 1, 2025.
| Earnings Date | Aug 1, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
PNBI has 1.00 million shares outstanding. The number of shares has increased by 0.75% in one year.
| Current Share Class | 1.00M |
| Shares Outstanding | 1.00M |
| Shares Change (YoY) | +0.75% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 10.02.
| PE Ratio | 10.02 |
| Forward PE | n/a |
| PS Ratio | 2.08 |
| PB Ratio | 0.73 |
| P/TBV Ratio | 0.73 |
| P/FCF Ratio | 7.48 |
| P/OCF Ratio | 7.33 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.49%.
| Return on Equity (ROE) | 7.49% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 249,038 |
| Profits Per Employee | 51,462 |
| Employee Count | 52 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNBI has paid 666,000 in taxes.
| Income Tax | 666,000 |
| Effective Tax Rate | 19.93% |
Stock Price Statistics
The stock price has increased by +22.46% in the last 52 weeks. The beta is 0.14, so PNBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +22.46% |
| 50-Day Moving Average | 26.12 |
| 200-Day Moving Average | 25.53 |
| Relative Strength Index (RSI) | 69.03 |
| Average Volume (20 Days) | 40 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.10 |
Income Statement
In the last 12 months, PNBI had revenue of 12.95 million and earned 2.68 million in profits. Earnings per share was 2.69.
| Revenue | 12.95M |
| Gross Profit | 12.95M |
| Operating Income | 3.34M |
| Pretax Income | 3.34M |
| Net Income | 2.68M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.69 |
Balance Sheet
The company has 31.26 million in cash and 34.53 million in debt, giving a net cash position of -3.28 million or -3.27 per share.
| Cash & Cash Equivalents | 31.26M |
| Total Debt | 34.53M |
| Net Cash | -3.28M |
| Net Cash Per Share | -3.27 |
| Equity (Book Value) | 37.16M |
| Book Value Per Share | 37.18 |
| Working Capital | -240.83M |
Cash Flow
In the last 12 months, operating cash flow was 3.68 million and capital expenditures -75,000, giving a free cash flow of 3.60 million.
| Operating Cash Flow | 3.68M |
| Capital Expenditures | -75,000 |
| Free Cash Flow | 3.60M |
| FCF Per Share | 3.60 |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.81% |
| Pretax Margin | 25.81% |
| Profit Margin | 20.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.83% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.72%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 3.72% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 37.26% |
| Buyback Yield | -0.75% |
| Shareholder Yield | 2.96% |
| Earnings Yield | 9.93% |
| FCF Yield | 13.37% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 5, 1999. It was a forward split with a ratio of 2.
| Last Split Date | Apr 5, 1999 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |