Peoples Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	27.2	26.25	22.7	18.55	13.85	13.65
Interest Income on Investments	6.76	6.29	5.02	4.84	3.55	1.83
Total Interest Income	33.96	32.54	27.72	23.38	17.4	15.48
Interest Paid on Deposits	10	9.95	8.94	5.62	1.31	0.82
Interest Paid on Borrowings	0.5	0.49	0.9	0.42	0.03	0.23
Total Interest Expense	10.49	10.44	9.84	6.05	1.34	1.05
Net Interest Income	23.47	22.1	17.88	17.34	16.06	14.43
Net Interest Income Growth (YoY)	25.49%	23.60%	3.12%	7.99%	11.28%	8.12%
Gain (Loss) on Sale of Assets	-	-	0.04	-	-	-
Gain (Loss) on Sale of Investments	0.06	-	0	-0	0.04	-
Other Non-Interest Income	3.68	3.45	2.86	2.84	2.68	2.77
Total Non-Interest Income	4.36	4.12	3.49	3.3	3.06	4.52
Non-Interest Income Growth (YoY)	23.72%	17.87%	5.98%	7.54%	-32.17%	-0.51%
Revenues Before Loan Losses	27.82	26.22	21.37	20.63	19.12	18.95
Provision for Loan Losses	0.42	0.47	0.15	0.36	0.2	0.15
Revenue	27.4	25.74	21.22	20.28	18.92	18.8
Revenue Growth (YoY)	24.52%	21.31%	4.65%	7.18%	0.66%	13.03%
Salaries and Employee Benefits	7.03	6.8	6.5	6.04	5.56	5.29
Occupancy Expenses	1.41	1.4	1.22	1.09	0.85	0.8
Federal Deposit Insurance	0.36	0.36	0.31	0.23	0.18	0.19
Selling, General & Administrative	2.58	2.58	2.19	1.99	1.57	1.49
Other Non-Interest Expense	2.47	2.32	2.17	2.08	2.28	2.64
Total Non-Interest Expense	13.85	13.46	12.38	11.42	10.44	10.4
EBT Excluding Unusual Items	13.55	12.29	8.84	8.86	8.48	8.4
Pretax Income	13.55	12.29	8.84	8.86	8.48	8.4
Income Tax Expense	2.36	2.18	1.63	1.56	1.53	1.57
Net Income	11.19	10.11	7.21	7.3	6.96	6.83
Net Income to Common	11.19	10.11	7.21	7.3	6.96	6.83
Net Income Growth	46.61%	40.14%	-1.19%	4.98%	1.88%	31.29%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	0.06%	0.03%	0.24%	0.45%	0.43%	0.00%
EPS (Basic)	6.18	5.59	3.99	4.05	3.87	3.82
EPS (Diluted)	6.18	5.59	3.99	4.05	3.87	3.82
EPS Growth	46.53%	40.10%	-1.42%	4.51%	1.44%	31.29%
Dividend Per Share	1.005	1.305	2.500	1.054	0.963	0.901
Dividend Growth	-	-47.80%	137.21%	9.50%	6.83%	9.26%
Effective Tax Rate	17.42%	17.72%	18.39%	17.62%	18.01%	18.73%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.