Peoples Ltd. (PPLL)

Peoples Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	10.11	7.21	7.3	6.96	6.83
Depreciation & Amortization	0.5	0.58	0.84	0.76	0.59
Gain (Loss) on Sale of Assets	-0.02	-0.05	-	-0.04	0.04
Gain (Loss) on Sale of Investments	-0.01	0.02	0	-0.04	-
Provision for Credit Losses	0.47	0.15	0.36	0.2	0.15
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.19	-4.22	0.6	3.95	11.01
Accrued Interest Receivable	-0.3	0.01	-0.17	-0.54	0.09
Change in Other Net Operating Assets	-0.1	0.29	-0.09	-0.09	-0.97
Other Operating Activities	-0.91	-0.48	-0.29	-0.23	-0.25
Operating Cash Flow	9.02	3.5	8.18	10.66	15.69
Operating Cash Flow Growth	157.42%	-57.14%	-23.30%	-32.06%	-
Capital Expenditures	-0.43	-0.73	-0.76	-3.37	-0.93
Sale of Property, Plant and Equipment	-	-	-	0.03	-
Investment in Securities	-3.45	1.89	8.02	-31.61	-18.57
Net Decrease (Increase) in Loans Originated / Sold - Investing	-40.21	-21.72	-37.19	-39.6	-15.26
Other Investing Activities	0.87	-0.07	-1.63	-0.05	-2.61
Investing Cash Flow	-43.21	-20.63	-31.56	-74.61	-37.38
Long-Term Debt Issued	-	-	10	-	-
Long-Term Debt Repaid	-1.5	-5	-	-	-13
Net Debt Issued (Repaid)	-1.5	-5	10	-	-13
Issuance of Common Stock	0.25	0.19	0.27	0.21	-
Common Dividends Paid	-2.26	-2.06	-1.91	-1.74	-1.62
Net Increase (Decrease) in Deposit Accounts	49.15	47.91	-32.24	74.94	43.59
Financing Cash Flow	45.64	41.04	-23.87	73.42	28.97
Net Cash Flow	11.44	23.91	-47.25	9.47	7.28
Free Cash Flow	8.59	2.78	7.41	7.29	14.76
Free Cash Flow Growth	209.22%	-62.52%	1.65%	-50.60%	-
Free Cash Flow Margin	33.37%	13.09%	36.55%	38.54%	78.54%
Free Cash Flow Per Share	4.75	1.54	4.11	4.06	8.26
Cash Interest Paid	10.34	9.24	5.95	1.3	1.12
Cash Income Tax Paid	2.1	1.6	1.6	1.5	2.1

Source: S&P Global Market Intelligence. Banks template. Financial Sources.