Peoples Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	61.12	49.68	25.77	73.02	63.55
Investment Securities	64.74	61.63	72.65	71.72	50.62
Mortgage-Backed Securities	64.78	59.4	49.29	55.53	59.31
Total Investments	129.52	121.03	121.95	127.25	109.93
Gross Loans	418.93	378.87	356.89	319.82	280.22
Allowance for Loan Losses	-5.17	-4.8	-4.34	-4.1	-3.89
Net Loans	413.76	374.07	352.55	315.73	276.32
Property, Plant & Equipment	9.25	9.24	9.29	9.2	6.47
Loans Held for Sale	6.15	5.32	0.49	0.63	4.26
Accrued Interest Receivable	1.96	1.66	1.67	1.5	0.96
Long-Term Deferred Tax Assets	2.17	3.11	3.12	3.68	0.74
Other Real Estate Owned & Foreclosed	-	-	0.01	-	0.03
Other Long-Term Assets	13.88	14.25	14.05	12.69	12.43
Total Assets	641.89	581.95	532.3	546.4	477.3
Interest Bearing Deposits	403.12	375.22	328.36	335.54	286.21
Institutional Deposits	42.56	30.08	22.67	17.78	16.22
Non-Interest Bearing Deposits	114.1	105.33	111.7	141.64	117.59
Total Deposits	559.79	510.64	462.73	494.97	420.02
Short-Term Borrowings	11.5	13	-	-	-
Current Portion of Long-Term Debt	-	-	18	3	-
Current Portion of Leases	0.21	-	-	-	-
Accrued Interest Payable	0.85	0.75	0.15	0.06	0.02
Federal Home Loan Bank Debt, Long-Term	-	-	-	5	8
Long-Term Leases	0.17	0.24	0.42	0.6	0.8
Other Long-Term Liabilities	2.9	2.67	2.33	2.07	1.96
Total Liabilities	575.42	527.29	483.63	505.69	430.8
Common Stock	0.46	0.44	0.42	0.4	0.38
Retained Earnings	36.82	33.57	31.07	28.39	25.76
Treasury Stock	-0.51	-0.51	-0.51	-0.51	-0.51
Comprehensive Income & Other	29.71	21.16	17.71	12.45	20.87
Shareholders' Equity	66.47	54.65	48.68	40.72	46.49
Total Liabilities & Equity	641.89	581.95	532.3	546.4	477.3
Total Debt	11.88	13.24	18.42	8.6	8.8
Net Cash (Debt)	49.24	36.44	7.35	64.43	54.75
Net Cash Growth	35.13%	395.93%	-88.59%	17.67%	58.88%
Net Cash Per Share	27.23	20.16	4.07	35.88	30.62
Filing Date Shares Outstanding	1.81	1.81	1.8	1.79	1.79
Total Common Shares Outstanding	1.81	1.81	1.8	1.79	1.79
Book Value Per Share	36.63	30.21	26.99	22.69	26.01
Tangible Book Value	66.47	54.65	48.68	40.72	46.49
Tangible Book Value Per Share	36.63	30.21	26.99	22.69	26.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.