Peoples Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	14.34	49.68	25.77	73.02	63.55	56.27
Investment Securities	171.49	61.63	72.65	71.72	50.62	32.7
Mortgage-Backed Securities	-	59.4	49.29	55.53	59.31	61.05
Total Investments	171.49	121.03	121.95	127.25	109.93	93.75
Gross Loans	405.02	378.87	356.89	319.82	280.22	265.02
Allowance for Loan Losses	-4.86	-4.8	-4.34	-4.1	-3.89	-3.81
Net Loans	400.16	374.07	352.55	315.73	276.32	261.21
Property, Plant & Equipment	9.05	9.24	9.29	9.2	6.47	5.94
Loans Held for Sale	1.64	5.32	0.49	0.63	4.26	13.54
Accrued Interest Receivable	1.86	1.66	1.67	1.5	0.96	1.05
Long-Term Deferred Tax Assets	-	3.11	3.12	3.68	0.74	0.24
Other Real Estate Owned & Foreclosed	-	-	0.01	-	0.03	0.24
Other Long-Term Assets	17.68	14.25	14.05	12.69	12.43	8.9
Total Assets	616.22	581.95	532.3	546.4	477.3	443.46
Interest Bearing Deposits	354.84	375.22	328.36	335.54	286.21	257.81
Institutional Deposits	-	30.08	22.67	17.78	16.22	22.39
Non-Interest Bearing Deposits	185.9	105.33	111.7	141.64	117.59	96.24
Total Deposits	540.74	510.64	462.73	494.97	420.02	376.43
Short-Term Borrowings	11.5	13	-	-	-	-
Current Portion of Long-Term Debt	-	-	18	3	-	8
Current Portion of Leases	-	0.13	-	-	-	-
Accrued Interest Payable	0.83	0.75	0.15	0.06	0.02	0.09
Federal Home Loan Bank Debt, Long-Term	-	-	-	5	8	13
Long-Term Leases	-	0.11	0.42	0.6	0.8	0.81
Other Long-Term Liabilities	3.2	2.67	2.33	2.07	1.96	1.95
Total Liabilities	556.27	527.29	483.63	505.69	430.8	400.28
Common Stock	0.44	0.44	0.42	0.4	0.38	0.36
Retained Earnings	36.77	33.57	31.07	28.39	25.76	23.03
Treasury Stock	-0.51	-0.51	-0.51	-0.51	-0.51	-0.51
Comprehensive Income & Other	23.25	21.16	17.71	12.45	20.87	20.29
Shareholders' Equity	59.95	54.65	48.68	40.72	46.49	43.17
Total Liabilities & Equity	616.22	581.95	532.3	546.4	477.3	443.46
Total Debt	11.5	13.24	18.42	8.6	8.8	21.81
Net Cash (Debt)	51.1	36.44	7.35	64.43	54.75	34.46
Net Cash Growth	84.21%	395.93%	-88.59%	17.67%	58.88%	234.07%
Net Cash Per Share	28.23	20.13	4.07	35.88	30.62	19.27
Filing Date Shares Outstanding	1.78	1.81	1.8	1.79	1.79	1.79
Total Common Shares Outstanding	1.78	1.81	1.8	1.79	1.79	1.79
Book Value Per Share	33.66	30.21	26.99	22.69	26.01	24.14
Tangible Book Value	59.95	54.65	48.68	40.72	46.49	43.17
Tangible Book Value Per Share	33.66	30.21	26.99	22.69	26.01	24.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.