Peoples Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	11.27	49.68	25.77	73.02	63.55	56.27
Investment Securities	181.94	61.63	72.65	71.72	50.62	32.7
Mortgage-Backed Securities	-	59.4	49.29	55.53	59.31	61.05
Total Investments	181.94	121.03	121.95	127.25	109.93	93.75
Gross Loans	413.27	378.87	356.89	319.82	280.22	265.02
Allowance for Loan Losses	-5.05	-4.8	-4.34	-4.1	-3.89	-3.81
Net Loans	408.22	374.07	352.55	315.73	276.32	261.21
Property, Plant & Equipment	8.97	9.24	9.29	9.2	6.47	5.94
Loans Held for Sale	0.46	5.32	0.49	0.63	4.26	13.54
Accrued Interest Receivable	1.86	1.66	1.67	1.5	0.96	1.05
Long-Term Deferred Tax Assets	-	3.11	3.12	3.68	0.74	0.24
Other Real Estate Owned & Foreclosed	-	-	0.01	-	0.03	0.24
Other Long-Term Assets	16.69	14.25	14.05	12.69	12.43	8.9
Total Assets	629.41	581.95	532.3	546.4	477.3	443.46
Interest Bearing Deposits	365.95	375.22	328.36	335.54	286.21	257.81
Institutional Deposits	-	30.08	22.67	17.78	16.22	22.39
Non-Interest Bearing Deposits	183.56	105.33	111.7	141.64	117.59	96.24
Total Deposits	549.51	510.64	462.73	494.97	420.02	376.43
Short-Term Borrowings	11.5	13	-	-	-	-
Current Portion of Long-Term Debt	-	-	18	3	-	8
Current Portion of Leases	-	0.13	-	-	-	-
Accrued Interest Payable	1.15	0.75	0.15	0.06	0.02	0.09
Federal Home Loan Bank Debt, Long-Term	-	-	-	5	8	13
Long-Term Leases	-	0.11	0.42	0.6	0.8	0.81
Other Long-Term Liabilities	3.58	2.67	2.33	2.07	1.96	1.95
Total Liabilities	565.73	527.29	483.63	505.69	430.8	400.28
Common Stock	0.44	0.44	0.42	0.4	0.38	0.36
Retained Earnings	39.22	33.57	31.07	28.39	25.76	23.03
Treasury Stock	-0.51	-0.51	-0.51	-0.51	-0.51	-0.51
Comprehensive Income & Other	24.53	21.16	17.71	12.45	20.87	20.29
Shareholders' Equity	63.67	54.65	48.68	40.72	46.49	43.17
Total Liabilities & Equity	629.41	581.95	532.3	546.4	477.3	443.46
Total Debt	11.5	13.24	18.42	8.6	8.8	21.81
Net Cash (Debt)	55.55	36.44	7.35	64.43	54.75	34.46
Net Cash Growth	184.32%	395.93%	-88.59%	17.67%	58.88%	234.07%
Net Cash Per Share	30.69	20.13	4.07	35.88	30.62	19.27
Filing Date Shares Outstanding	1.7	1.81	1.8	1.79	1.79	1.79
Total Common Shares Outstanding	1.7	1.81	1.8	1.79	1.79	1.79
Book Value Per Share	37.50	30.21	26.99	22.69	26.01	24.14
Tangible Book Value	63.67	54.65	48.68	40.72	46.49	43.17
Tangible Book Value Per Share	37.50	30.21	26.99	22.69	26.01	24.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.