Potomac Bancshares, Inc. (PTBS)

OTCMKTS · Delayed Price · Currency is USD
18.56
-0.43 (-2.26%)
At close: Jan 23, 2026
20.52%
Market Cap76.92M
Revenue (ttm)36.72M
Net Income (ttm)8.56M
Shares Out4.14M
EPS (ttm)2.06
PE Ratio8.99
Forward PEn/a
Dividend0.52 (2.80%)
Ex-Dividend DateFeb 5, 2026
Volume320
Average Volume955
Open18.56
Previous Close18.99
Day's Range18.56 - 18.56
52-Week Range14.59 - 19.38
Beta0.24
RSI49.28
Earnings DateFeb 3, 2026

About Potomac Bancshares

Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals, businesses, and local governments in the United States. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit (CD). It also provides mortgage, term, residential construction, government contractor, financial, agricultural, and consumer loans; small business administration and residential lending; personal loans, including new and u... [Read more]

Sector Financials
Founded 1871
Employees 88
Stock Exchange OTCMKTS
Ticker Symbol PTBS
Full Company Profile

Financial Performance

In 2024, Potomac Bancshares's revenue was $32.96 million, an increase of 3.83% compared to the previous year's $31.74 million. Earnings were $6.83 million, a decrease of -5.99%.

Financial Statements

News

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va., Jan. 21, 2026 /PRNewswire/ -- (OTCID:PTBS) – The Board of Directors of Potomac Bancshares, Inc. (the "Company"), the bank holding company for Potomac Bank, declared at their Janua...

3 days ago - PRNewsWire

Potomac Bancshares Welcomes New Board Members Matthew Lowers, Amit Puri, and Dr. Angela Wilson

CHARLES TOWN, W.Va., Jan. 20, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bancshares, Inc., the holding company of Potomac Bank, announced the appointment of Matthew Lowers, Amit Puri, and Dr. Angela ...

4 days ago - PRNewsWire

Potomac Bank Selected a "Best Bank to Work For" by American Banker for Sixth Time

CHARLES TOWN, W.Va. , Dec. 15, 2025 /PRNewswire/ -- (OTCID:PTBS) Potomac Bank recently announced its selection by American Banker as a 2025 "Best Banks to Work For" of banks whose total assets were le...

5 weeks ago - PRNewsWire

Potomac Bank Voted 2025 "Best of the Best" Bank, Financial Planning, Loan Service, and Mortgage Company by Journal-News Readers

CHARLES TOWN, W.Va. , Dec. 9, 2025 /PRNewswire/ -- (OTCID:PTBS) -- Potomac Bank recently announced it was voted the "best" in the Martinsburg Journal-News 2025 Best of the Best Readers' Choice Awards ...

6 weeks ago - PRNewsWire

Potomac Bank Trust and Wealth Welcomes Jessica G. Perry, CFP®, CRPC™, to Lead Northern Virginia Office

CHARLES TOWN, W.Va. , Nov. 12, 2025 /PRNewswire/ -- (OTCID: PTBS) – Potomac Bank Trust and Wealth, a division of Potomac Bank, recently announced the appointment of Jessica Perry as Vice President, We...

2 months ago - PRNewsWire

Potomac Bank Adopted as New Name of Bank of Charles Town

Evolution Honors Heritage, Unifies Markets, and Reinforces Dedication to Personalized Service and Local Impact CHARLES TOWN, W.Va. , Nov. 3, 2025 /PRNewswire/ -- (OTCID:PTBS) -- Today, Bank of Charles...

2 months ago - PRNewsWire

Potomac Bancshares Reports 32% Year-Over-Year Increase in Q3 2025 Earnings

CHARLES TOWN, W.Va. , Oct. 29, 2025 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Bank of Charles Town (the "Bank"), reported net income of $2.3 m...

3 months ago - PRNewsWire

Potomac Bancshares declares $0.13 dividend

3 months ago - Seeking Alpha

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va. , Oct. 28, 2025 /PRNewswire/ -- The Board of Directors of Potomac Bancshares, Inc. (the "Company") (OTC:PTBS), the bank holding company for Bank of Charles Town (BCT), declared at ...

3 months ago - PRNewsWire

2025 BCTCares Foundation's Pack the 'Pack Campaign Surpasses Expectations with Record $104,000 Raised for Local Food-Insecure Children

CHARLES TOWN, W.Va. , Sept. 25, 2025 /PRNewswire/ -- The BCTCares Foundation, a nonprofit founded and operated by employees of BCT-Bank of Charles Town (OTCID:PTBS), also known as The Community's Bank...

4 months ago - PRNewsWire

Bank of Charles Town Debuts New Name

Evolution Honors Heritage, Unifies Markets, and Reinforces Dedication to Personalized Service and Local Impact CHARLES TOWN, W.Va. , Sept. 2, 2025 /PRNewswire/ -- (OTCID:PTBS) -- In celebration of Ban...

5 months ago - PRNewsWire

Potomac Bancshares Welcomes Chris "Chip" Hensell, III to the Board of Directors

CHARLES TOWN, W.Va. , Aug. 19, 2025 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bancshares, Inc., the holding company of BCT-Bank of Charles Town, also known as The Community's Bank, today announced the ap...

5 months ago - PRNewsWire

BCT-The Community's Bank Voted 2025 "Loudoun's Favorite" Bank, Financial Planner, Mortgage Company, Mortgage Broker, and "Loudoun's Runner-Up" Banker by Readers of LoudounNow

CHARLES TOWN, W.Va., July 31, 2025 /PRNewswire/ -- (OTCID:PTBS) BCT-The Community's Bank, the Northern Virginia arm of Bank of Charles Town, announced it was voted WINNER in the 2025 Loudoun's Favorit...

6 months ago - PRNewsWire

Potomac Bancshares reports Q2 results

6 months ago - Seeking Alpha

POTOMAC BANCSHARES REPORTS INCREASE IN 2025 SECOND QUARTER EARNINGS OVER PRIOR YEAR

CHARLES TOWN, W.Va. , July 30, 2025 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCID: PTBS), the bank holding company of Bank of Charles Town (the "Bank"), also known as The Community's...

6 months ago - PRNewsWire

Potomac Bancshares declares $0.13 dividend

6 months ago - Seeking Alpha

POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va. , July 16, 2025 /PRNewswire/ -- The Board of Directors of Potomac Bancshares, Inc. (the "Company") (OTCID:PTBS), the holding company for Bank of Charles Town (BCT), also known as T...

6 months ago - PRNewsWire

BCTCares Foundation and Its Local Backpack Program Partners Launch Annual "Pack the 'Pack" Campaign to Raise $100,000 to Feed Local Food-Insecure Children

CHARLES TOWN, W.Va. , July 7, 2025 /PRNewswire/ -- BCTCares Foundation, a nonprofit founded by BCT-Bank of Charles Town and its employees, recently announced the launch of its annual Pack the 'Pack fu...

7 months ago - PRNewsWire

POTOMAC BANCSHARES REPORTS 30% INCREASE IN 2025 FIRST QUARTER EARNINGS OVER PRIOR YEAR

CHARLES TOWN, W.Va. , April 28, 2025 /PRNewswire/ -- Potomac Bancshares, Inc. (the "Company") (OTCPK: PTBS), the bank holding company of Bank of Charles Town (the "Bank" or "BCT"), also known as The C...

9 months ago - PRNewsWire

POTOMAC BANCSHARES, INC. DECLARES 8% INCREASE TO QUARTERLY CASH DIVIDEND

CHARLES TOWN, W.Va. , April 21, 2025 /PRNewswire/ -- The Board of Directors of Potomac Bancshares, Inc. (the "Company") (OTC:PTBS), the holding company for Bank of Charles Town (BCT), also known as Th...

9 months ago - PRNewsWire

Potomac Bancshares, Inc. Participates in VirtualBankConference.com

CHARLES TOWN, W.Va. , March 28, 2025 /PRNewswire/ -- (OTC: PTBS) – Potomac Bancshares, Inc. ("the Company") (OTC: PTBS), the bank holding company for Bank of Charles Town, also known as The Community'...

10 months ago - PRNewsWire

BCT-Bank of Charles Town's Alice P. Frazier to Serve as ICBA Chairman-elect

CHARLES TOWN, W.Va. , March 14, 2025 /PRNewswire/ -- (OTC:PTBS) — BCT-Bank of Charles Town, also known as The Community's Bank, announced that Alice P.

11 months ago - PRNewsWire

Representing Community Banks at House Small Business Committee Hearing, BCT-Bank of Charles Town's Alice Frazier Urges Regulatory and Tax Relief to Promote Lending

CHARLES TOWN, W.Va. , Feb. 6, 2025 /PRNewswire/ -- (OTC:PTBS) - Yesterday at the first House Small Business Committee hearing of the 119th Congress, Alice P.

1 year ago - PRNewsWire