Skip to main content
Potomac Bancshares, Inc. (PTBS)
OTCMKTS · Delayed Price · Currency is USD
26.38
+0.02 (0.08%)
At close: Nov 12, 2026

Potomac Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
44.2738.4732.9631.7429.3627.9
Revenue Growth
20.56%16.70%3.83%8.13%5.22%25.94%
Net Income
11.338.966.837.267.317.57
Earnings Per Share
2.732.161.651.751.771.83
EPS Growth
32.25%31.11%-5.86%-0.85%-3.55%99.87%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
116.1179.6564.7668.712.3689.02
Total Debt
32.5242.3245.0920.0327.3118.68
Net Cash (Debt)
83.5937.3319.6848.68-14.9570.34
Net Cash Growth
7.42%89.70%-59.58%--144.06%
Net Cash Per Share
20.179.014.7511.74-3.6117.02

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-10.517.0615.379.2410.72
Capital Expenditures
--1.28-2.67-0.11-0.22-0.17
Free Cash Flow
-9.234.415.279.0210.55
Free Cash Flow Growth
-109.94%-71.21%69.23%-14.47%219.67%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.59%23.28%20.72%22.88%24.90%27.13%
FCF Margin
-23.99%13.33%48.09%30.73%37.80%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6000.5100.4600.3900.3600.320
Dividend Per Share Growth
13.73%10.87%17.95%8.33%12.50%14.29%
Dividend Yield
2.27%2.70%2.71%2.61%2.20%1.74%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.668.7410.328.549.2710.05
P/FCF Ratio
-8.4816.034.067.517.21
PS Ratio
2.472.032.141.952.312.73