Potomac Bancshares Statistics
Total Valuation
PTBS has a market cap or net worth of 87.04 million.
| Market Cap | 87.04M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, July 24, 2026.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | May 7, 2026 |
Share Statistics
PTBS has 4.14 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 4.14M |
| Shares Outstanding | 4.14M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.07% |
| Float | 3.91M |
Valuation Ratios
The trailing PE ratio is 8.87.
| PE Ratio | 8.87 |
| Forward PE | n/a |
| PS Ratio | 2.15 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.21%.
| Return on Equity (ROE) | 12.21% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.80% |
| Revenue Per Employee | 460,977 |
| Profits Per Employee | 111,500 |
| Employee Count | 88 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PTBS has paid 2.83 million in taxes.
| Income Tax | 2.83M |
| Effective Tax Rate | 22.39% |
Stock Price Statistics
The stock price has increased by +30.03% in the last 52 weeks. The beta is 0.23, so PTBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +30.03% |
| 50-Day Moving Average | 19.89 |
| 200-Day Moving Average | 17.87 |
| Relative Strength Index (RSI) | 56.71 |
| Average Volume (20 Days) | 2,987 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PTBS had revenue of 40.57 million and earned 9.81 million in profits. Earnings per share was 2.37.
| Revenue | 40.57M |
| Gross Profit | 40.57M |
| Operating Income | 13.07M |
| Pretax Income | 12.64M |
| Net Income | 9.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.37 |
Balance Sheet
The company has 93.89 million in cash and 39.24 million in debt, with a net cash position of 54.65 million or 13.18 per share.
| Cash & Cash Equivalents | 93.89M |
| Total Debt | 39.24M |
| Net Cash | 54.65M |
| Net Cash Per Share | 13.18 |
| Equity (Book Value) | 84.64M |
| Book Value Per Share | 20.42 |
| Working Capital | -750.18M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.23% |
| Pretax Margin | 31.17% |
| Profit Margin | 24.19% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.52, which amounts to a dividend yield of 2.36%.
| Dividend Per Share | 0.52 |
| Dividend Yield | 2.36% |
| Dividend Growth (YoY) | 10.20% |
| Years of Dividend Growth | 5 |
| Payout Ratio | n/a |
| Buyback Yield | -0.36% |
| Shareholder Yield | 2.00% |
| Earnings Yield | 11.27% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 2006. It was a forward split with a ratio of 1.02.
| Last Split Date | May 11, 2006 |
| Split Type | Forward |
| Split Ratio | 1.02 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |