Potomac Bancshares Statistics
Total Valuation
PTBS has a market cap or net worth of 109.83 million.
| Market Cap | 109.83M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, October 29, 2026.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Aug 6, 2026 |
Share Statistics
PTBS has 4.14 million shares outstanding.
| Current Share Class | 4.14M |
| Shares Outstanding | 4.14M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.30% |
| Float | 3.91M |
Valuation Ratios
The trailing PE ratio is 9.99.
| PE Ratio | 9.99 |
| Forward PE | n/a |
| PS Ratio | 2.56 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.26 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.38%.
| Return on Equity (ROE) | 13.38% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.04% |
| Revenue Per Employee | 487,159 |
| Profits Per Employee | 124,943 |
| Employee Count | 88 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PTBS has paid 3.28 million in taxes.
| Income Tax | 3.28M |
| Effective Tax Rate | 22.95% |
Stock Price Statistics
The stock price has increased by +61.59% in the last 52 weeks. The beta is 0.23, so PTBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +61.59% |
| 50-Day Moving Average | 23.05 |
| 200-Day Moving Average | 19.48 |
| Relative Strength Index (RSI) | 76.22 |
| Average Volume (20 Days) | 1,505 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.05 |
Income Statement
In the last 12 months, PTBS had revenue of 42.87 million and earned 11.00 million in profits. Earnings per share was 2.65.
| Revenue | 42.87M |
| Gross Profit | 42.87M |
| Operating Income | 14.71M |
| Pretax Income | 14.27M |
| Net Income | 11.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.65 |
Balance Sheet
The company has 79.86 million in cash and 39.97 million in debt, with a net cash position of 39.90 million or 9.63 per share.
| Cash & Cash Equivalents | 79.86M |
| Total Debt | 39.97M |
| Net Cash | 39.90M |
| Net Cash Per Share | 9.63 |
| Equity (Book Value) | 86.90M |
| Book Value Per Share | 20.97 |
| Working Capital | -765.72M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.31% |
| Pretax Margin | 33.29% |
| Profit Margin | 25.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 2.26%.
| Dividend Per Share | 0.60 |
| Dividend Yield | 2.26% |
| Dividend Growth (YoY) | 12.00% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 21.11% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.26% |
| Earnings Yield | 10.01% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 2006. It was a forward split with a ratio of 1.02.
| Last Split Date | May 11, 2006 |
| Split Type | Forward |
| Split Ratio | 1.02 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |