Potomac Bancshares Statistics
Total Valuation
PTBS has a market cap or net worth of 82.89 million.
| Market Cap | 82.89M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 5, 2026 |
Share Statistics
PTBS has 4.14 million shares outstanding.
| Current Share Class | 4.14M |
| Shares Outstanding | 4.14M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.07% |
| Float | 3.91M |
Valuation Ratios
The trailing PE ratio is 9.26.
| PE Ratio | 9.26 |
| Forward PE | n/a |
| PS Ratio | 2.15 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 8.98 |
| P/OCF Ratio | 7.89 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.49%.
| Return on Equity (ROE) | 11.49% |
| Return on Assets (ROA) | 0.98% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.67% |
| Revenue Per Employee | 437,114 |
| Profits Per Employee | 101,773 |
| Employee Count | 88 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PTBS has paid 2.53 million in taxes.
| Income Tax | 2.53M |
| Effective Tax Rate | 22.04% |
Stock Price Statistics
The stock price has increased by +37.08% in the last 52 weeks. The beta is 0.23, so PTBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +37.08% |
| 50-Day Moving Average | 19.38 |
| 200-Day Moving Average | 17.56 |
| Relative Strength Index (RSI) | 59.41 |
| Average Volume (20 Days) | 2,053 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, PTBS had revenue of 38.47 million and earned 8.96 million in profits. Earnings per share was 2.16.
| Revenue | 38.47M |
| Gross Profit | 38.47M |
| Operating Income | 11.91M |
| Pretax Income | 11.49M |
| Net Income | 8.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.16 |
Balance Sheet
The company has 79.65 million in cash and 42.32 million in debt, with a net cash position of 37.33 million or 9.01 per share.
| Cash & Cash Equivalents | 79.65M |
| Total Debt | 42.32M |
| Net Cash | 37.33M |
| Net Cash Per Share | 9.01 |
| Equity (Book Value) | 82.44M |
| Book Value Per Share | 19.89 |
| Working Capital | -732.54M |
Cash Flow
In the last 12 months, operating cash flow was 10.51 million and capital expenditures -1.28 million, giving a free cash flow of 9.23 million.
| Operating Cash Flow | 10.51M |
| Capital Expenditures | -1.28M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.72M |
| Free Cash Flow | 9.23M |
| FCF Per Share | 2.23 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.96% |
| Pretax Margin | 29.87% |
| Profit Margin | 23.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.99% |
Dividends & Yields
This stock pays an annual dividend of 0.52, which amounts to a dividend yield of 2.60%.
| Dividend Per Share | 0.52 |
| Dividend Yield | 2.60% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 23.59% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.60% |
| Earnings Yield | 10.80% |
| FCF Yield | 11.13% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 2006. It was a forward split with a ratio of 1.02.
| Last Split Date | May 11, 2006 |
| Split Type | Forward |
| Split Ratio | 1.02 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |