Potomac Bancshares, Inc. (PTBS)
OTCMKTS · Delayed Price · Currency is USD
26.38
+0.02 (0.08%)
At close: Nov 12, 2026
Potomac Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 116.11 | 3.6 | 5.14 | 3.52 | 3.68 | 2.8 |
Investment Securities | 99.25 | 96.72 | 75.25 | 93.71 | 46.78 | 121.48 |
Mortgage-Backed Securities | - | 60.49 | 62 | 55.6 | 50.64 | 47.02 |
Total Investments | 99.25 | 157.21 | 137.25 | 149.31 | 97.42 | 168.5 |
Gross Loans | 770.44 | 753 | 705.21 | 652.28 | 623.48 | 518.28 |
Allowance for Loan Losses | - | -7.8 | -6.98 | -6.67 | -6.2 | -5.5 |
Other Adjustments to Gross Loans | - | -1.4 | -1.1 | -0.92 | -0.9 | -1.3 |
Net Loans | 770.44 | 743.81 | 697.13 | 644.69 | 616.38 | 511.47 |
Property, Plant & Equipment | 9.17 | 9.6 | 9.01 | 7.2 | 7.96 | 8.64 |
Loans Held for Sale | 2.71 | 2.8 | 1.51 | 0.68 | - | 0.53 |
Accrued Interest Receivable | 2.74 | 2.31 | 2.28 | 2 | 1.7 | 1.51 |
Other Long-Term Assets | 25.32 | 23.02 | 22.92 | 21.75 | 27.6 | 17.25 |
Total Assets | 1,027 | 944.28 | 877.35 | 830.71 | 756.05 | 711.39 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 688.26 | 577.17 | 534.27 | 522.76 | 463.4 | 451.62 |
Institutional Deposits | - | 52.4 | 47.7 | 55.3 | 40.1 | 36.2 |
Non-Interest Bearing Deposits | 211.12 | 183.46 | 172.39 | 161.62 | 161.97 | 141.27 |
Total Deposits | 899.38 | 813.03 | 754.36 | 739.68 | 665.47 | 629.09 |
Short-Term Borrowings | 3.42 | 2.45 | 3.17 | 2.84 | 15.9 | 7.05 |
Current Portion of Leases | - | 0.34 | - | - | - | - |
Accrued Interest Payable | 0.9 | 1.05 | 1.27 | 0.76 | 0.36 | 0.28 |
Other Current Liabilities | - | 0.43 | 0.4 | 0.3 | - | - |
Long-Term Debt | 14.6 | 10 | 9.96 | 9.9 | 9.84 | 9.79 |
Federal Home Loan Bank Debt, Long-Term | 14.5 | 29 | 31 | 6 | - | - |
Long-Term Leases | - | 0.54 | 0.96 | 1.29 | 1.57 | 1.84 |
Other Long-Term Liabilities | 6.77 | 5.01 | 2.82 | 3.07 | 2.45 | 2.57 |
Total Liabilities | 939.58 | 861.84 | 803.93 | 763.84 | 695.59 | 650.62 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 4.49 | 4.49 | 4.49 | 4.49 | 4.49 | 4.48 |
Additional Paid-In Capital | 14.55 | 14.55 | 14.55 | 14.55 | 14.55 | 14.36 |
Retained Earnings | 77.82 | 70.65 | 63.81 | 58.88 | 53.65 | 47.79 |
Treasury Stock | -3.49 | -3.49 | -3.49 | -3.49 | -3.49 | -3.49 |
Comprehensive Income & Other | -5.8 | -3.75 | -5.94 | -7.56 | -8.73 | -2.36 |
Shareholders' Equity | 87.57 | 82.44 | 73.42 | 66.87 | 60.46 | 60.77 |
Total Liabilities & Equity | 1,027 | 944.28 | 877.35 | 830.71 | 756.05 | 711.39 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 32.52 | 42.32 | 45.09 | 20.03 | 27.31 | 18.68 |
Net Cash (Debt) | 83.59 | 37.33 | 19.68 | 48.68 | -14.95 | 70.34 |
Net Cash Growth | 7.42% | 89.70% | -59.58% | - | - | 144.06% |
Net Cash Per Share | 20.17 | 9.01 | 4.75 | 11.74 | -3.61 | 17.02 |
Filing Date Shares Outstanding | 4.14 | 4.14 | 4.14 | 4.14 | 4.14 | 4.13 |
Total Common Shares Outstanding | 4.14 | 4.14 | 4.14 | 4.14 | 4.14 | 4.13 |
Book Value Per Share | 21.13 | 19.89 | 17.71 | 16.14 | 14.59 | 14.70 |
Tangible Book Value | 87.57 | 82.44 | 73.42 | 66.87 | 60.46 | 60.77 |
Tangible Book Value Per Share | 21.13 | 19.89 | 17.71 | 16.14 | 14.59 | 14.70 |