Potomac Bancshares Statistics
Total Valuation
PTBS has a market cap or net worth of 74.60 million.
| Market Cap | 74.60M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, October 30, 2025.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | Jul 31, 2025 |
Share Statistics
PTBS has 4.14 million shares outstanding.
| Current Share Class | 4.14M |
| Shares Outstanding | 4.14M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.67% |
| Float | 3.92M |
Valuation Ratios
The trailing PE ratio is 9.33.
| PE Ratio | 9.33 |
| Forward PE | n/a |
| PS Ratio | 2.10 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 402,807 |
| Profits Per Employee | 90,852 |
| Employee Count | 88 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PTBS has paid 2.23 million in taxes.
| Income Tax | 2.23M |
| Effective Tax Rate | 21.77% |
Stock Price Statistics
The stock price has increased by +25.00% in the last 52 weeks. The beta is 0.40, so PTBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +25.00% |
| 50-Day Moving Average | 17.49 |
| 200-Day Moving Average | 16.48 |
| Relative Strength Index (RSI) | 56.51 |
| Average Volume (20 Days) | 896 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.05 |
Income Statement
In the last 12 months, PTBS had revenue of 35.45 million and earned 8.00 million in profits. Earnings per share was 1.93.
| Revenue | 35.45M |
| Gross Profit | 35.45M |
| Operating Income | 10.62M |
| Pretax Income | 10.22M |
| Net Income | 8.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.93 |
Balance Sheet
The company has 72.27 million in cash and 41.78 million in debt, giving a net cash position of 30.49 million or 7.36 per share.
| Cash & Cash Equivalents | 72.27M |
| Total Debt | 41.78M |
| Net Cash | 30.49M |
| Net Cash Per Share | 7.36 |
| Equity (Book Value) | 77.49M |
| Book Value Per Share | 18.70 |
| Working Capital | -718.41M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.97% |
| Pretax Margin | 28.83% |
| Profit Margin | 22.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.52, which amounts to a dividend yield of 2.89%.
| Dividend Per Share | 0.52 |
| Dividend Yield | 2.89% |
| Dividend Growth (YoY) | 13.64% |
| Years of Dividend Growth | 4 |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 2.89% |
| Earnings Yield | 10.72% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 11, 2006. It was a forward split with a ratio of 1.02.
| Last Split Date | May 11, 2006 |
| Split Type | Forward |
| Split Ratio | 1.02 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |