Summit Bank Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	76.11	76.12	72.31	58.74	40.91	33.93
Interest Income on Investments	4.52	4.52	5.88	6.48	4.54	0.53
Total Interest Income	80.63	80.64	78.19	65.22	45.45	34.46
Interest Paid on Deposits	23.36	24.45	27.25	18.75	4.21	0.65
Net Interest Income	57.28	56.19	50.94	46.47	41.24	33.81
Net Interest Income Growth (YoY)	9.48%	10.31%	9.60%	12.68%	22.00%	18.98%
Other Non-Interest Income	2.47	1.88	2.42	2.21	2.72	1.77
Total Non-Interest Income	2.51	1.91	1.05	0.51	2.76	1.95
Non-Interest Income Growth (YoY)	143.05%	82.60%	105.99%	-81.60%	41.56%	12.89%
Revenues Before Loan Losses	59.79	58.1	51.98	46.98	44	35.76
Provision for Loan Losses	5.03	6.11	7.39	8.97	4.66	2.21
Revenue	54.76	51.99	44.59	38.02	39.34	33.55
Revenue Growth (YoY)	18.98%	16.58%	17.30%	-3.37%	17.26%	27.28%
Salaries and Employee Benefits	21.23	21.23	19.46	16.91	14.98	13.25
Occupancy Expenses	1.51	1.51	1.45	1.09	0.85	0.83
Selling, General & Administrative	4.02	4.02	3.48	3.12	2.34	1.89
Other Non-Interest Expense	6.15	5.62	4.98	4.53	3.05	2.91
Total Non-Interest Expense	33.05	32.53	29.57	25.8	21.31	18.95
EBT Excluding Unusual Items	21.7	19.46	15.02	12.22	18.03	14.6
Pretax Income	21.7	19.46	15.02	12.22	18.03	14.6
Income Tax Expense	5.71	5.09	3.72	3.3	4.48	3.73
Net Income	16	14.36	11.31	8.92	13.55	10.87
Net Income to Common	16	14.36	11.31	8.92	13.55	10.87
Net Income Growth	35.47%	27.05%	26.74%	-34.18%	24.68%	37.03%
Basic Shares Outstanding	8	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8	8
Shares Change (YoY)	0.19%	0.64%	0.45%	0.60%	0.96%	6.46%
EPS (Basic)	2.05	1.85	1.47	1.16	1.78	1.44
EPS (Diluted)	2.04	1.83	1.45	1.15	1.76	1.42
EPS Growth	35.19%	26.21%	26.09%	-34.66%	23.94%	29.09%
Effective Tax Rate	26.29%	26.17%	24.74%	27.00%	24.83%	25.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.