Summit Bank Group, Inc. (SBKO)
OTCMKTS · Delayed Price · Currency is USD
25.50
0.00 (0.00%)
Sep 4, 2026, 4:00 PM EST
Summit Bank Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 14.36 | 11.31 | 8.92 | 13.55 | 10.87 |
Depreciation & Amortization | 1.03 | 0.87 | 0.64 | 0.53 | 0.52 |
Other Amortization | 0.04 | 0.06 | 0.04 | 0.04 | 0 |
Gain (Loss) on Sale of Assets | 0.33 | 1.63 | 1.82 | 0.07 | -0.05 |
Gain (Loss) on Sale of Investments | 0.05 | 0.2 | 0.3 | 0.34 | 0.16 |
Provision for Credit Losses | 6.11 | 7.39 | 8.97 | 4.66 | 2.21 |
Accrued Interest Receivable | 4.79 | -1.94 | -0.63 | -1.79 | -0.21 |
Other Operating Activities | -0.99 | -0.23 | -1.07 | -0.58 | -0.17 |
Operating Cash Flow | 27.28 | 22.06 | 22.09 | 15.59 | 11.3 |
Operating Cash Flow Growth | 23.67% | -0.11% | 41.66% | 37.98% | -30.70% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | - | -2.26 | -3.91 | -1.14 | -0.99 |
Sale of Property, Plant and Equipment | 0.2 | - | - | - | - |
Investment in Securities | 23.71 | 13.67 | 7.78 | -0.35 | -59.28 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -72.24 | -136.49 | -190.46 | -132.56 | -52 |
Other Investing Activities | 1.4 | 3.52 | 1.58 | -1 | -1.66 |
Investing Cash Flow | -46.93 | -121.57 | -185 | -135.05 | -113.93 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 0.44 | - | 37.11 | - | - |
Long-Term Debt Issued | - | - | - | - | 19.59 |
Total Debt Issued | 0.44 | - | 37.11 | - | 19.59 |
Short-Term Debt Repaid | - | -37.03 | - | -0 | -21.04 |
Long-Term Debt Repaid | - | -0.88 | - | - | - |
Total Debt Repaid | - | -37.91 | - | -0 | -21.04 |
Net Debt Issued (Repaid) | 0.44 | -37.91 | 37.11 | -0 | -1.44 |
Issuance of Common Stock | - | - | 0.06 | 0.33 | 0.19 |
Net Increase (Decrease) in Deposit Accounts | 7.96 | 196.94 | 59.82 | 62.45 | 137.53 |
Other Financing Activities | -0.04 | - | - | - | - |
Financing Cash Flow | 8.35 | 159.04 | 97 | 62.78 | 136.28 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -11.29 | 59.53 | -65.92 | -56.67 | 33.65 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 27.28 | 19.8 | 18.18 | 14.45 | 10.32 |
Free Cash Flow Growth | 37.80% | 8.94% | 25.80% | 40.06% | -36.01% |
Free Cash Flow Margin | 52.48% | 44.40% | 47.81% | 36.73% | 30.75% |
Free Cash Flow Per Share | 3.48 | 2.54 | 2.35 | 1.88 | 1.35 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 24.97 | 26.8 | 18.8 | 4.31 | 0.67 |
Cash Income Tax Paid | 5.77 | 3.26 | 2.82 | 4.51 | 3.77 |