Summit Bank Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	177.68	25.45	28.69	30.75	74.37	26.41
Investment Securities	26.67	13.24	34.31	44.16	47.46	45.76
Trading Asset Securities	-	3.01	7.55	5.23	8.01	-
Mortgage-Backed Securities	-	9.28	10.6	13.04	15.94	22.8
Total Investments	26.67	25.53	52.47	62.43	71.41	68.57
Gross Loans	1,130	1,112	1,048	922.24	743.8	628.18
Allowance for Loan Losses	-12.8	-13.01	-12.58	-12.31	-11.66	-9.56
Net Loans	1,117	1,099	1,035	909.93	732.14	618.62
Property, Plant & Equipment	30.13	13.14	14.71	10.66	7.66	6.71
Accrued Interest Receivable	-	4.14	4.03	3.95	3.17	2.25
Restricted Cash	-	97.18	105.24	43.65	65.95	170.58
Long-Term Deferred Tax Assets	-	2.08	1.51	2.57	2.65	1.45
Other Real Estate Owned & Foreclosed	0.08	0.11	0.46	0.67	0.34	0.03
Other Long-Term Assets	-	12.07	11.75	11.59	10.21	6.97
Total Assets	1,352	1,279	1,255	1,078	968.98	902.51
Interest Bearing Deposits	997.47	933.38	936.32	731.24	673.9	580.34
Institutional Deposits	-	3.73	3.61	9.99	1.77	1.66
Non-Interest Bearing Deposits	192.28	184.73	173.96	175.72	181.45	212.67
Total Deposits	1,190	1,122	1,114	916.94	857.12	794.67
Short-Term Borrowings	-	2.01	1.57	38.6	1.49	8.18
Current Portion of Leases	-	0.45	-	-	-	-
Accrued Interest Payable	-	0.03	0.55	0.1	0.15	0.25
Long-Term Debt	18.53	18.52	18.48	19.67	19.63	19.59
Long-Term Leases	-	2.52	3.15	0.36	0.64	0.3
Pension & Post-Retirement Benefits	-	3.07	2.05	1.51	1.25	-
Other Long-Term Liabilities	13.87	5.97	6.44	5.53	4.08	5.31
Total Liabilities	1,222	1,154	1,146	982.71	884.36	828.3
Common Stock	129.38	32.2	31.68	31.08	30.4	29.68
Retained Earnings	-	92.98	78.62	67.31	58.39	44.84
Comprehensive Income & Other	-	-0.57	-1.57	-2.74	-4.17	-0.31
Shareholders' Equity	129.38	124.61	108.73	95.66	84.62	74.21
Total Liabilities & Equity	1,352	1,279	1,255	1,078	968.98	902.51
Total Debt	18.53	23.5	23.2	58.64	21.76	28.07
Net Cash (Debt)	159.15	4.96	13.04	-22.66	60.62	-1.66
Net Cash Growth	23.19%	-61.92%	-	-	-	-
Net Cash Per Share	20.34	0.63	1.67	-2.92	7.87	-0.22
Filing Date Shares Outstanding	7.86	7.8	7.72	7.68	7.65	7.57
Total Common Shares Outstanding	7.86	7.8	7.72	7.68	7.65	7.57
Book Value Per Share	16.46	15.97	14.08	12.46	11.07	9.80
Tangible Book Value	129.38	124.61	108.73	95.66	84.62	74.21
Tangible Book Value Per Share	16.46	15.97	14.08	12.46	11.07	9.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.