Skyline Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	65.17	62.16	49.97	39.88	32.69	33.09
Interest Income on Investments	3.29	3.59	3.56	3.49	3.88	1.67
Total Interest Income	68.46	65.75	53.54	43.37	36.57	34.76
Interest Paid on Deposits	13.87	14.13	12.65	6.62	1.74	2.34
Interest Paid on Borrowings	0.72	1.22	1.42	1.15	0.19	0.09
Total Interest Expense	14.59	15.35	14.07	7.77	1.93	2.43
Net Interest Income	53.87	50.4	39.47	35.6	34.64	32.33
Net Interest Income Growth	17.92%	27.68%	10.88%	2.77%	7.15%	14.21%
Gain (Loss) on Sale of Assets	-	-	-	0.2	-	-
Gain (Loss) on Sale of Investments	-	-	-0.14	-0.02	-0.01	0.27
Other Non-Interest Income	5.64	5.28	5.11	4.6	4.36	4.37
Total Non-Interest Income	8.3	7.79	7.29	6.97	6.26	6.18
Non-Interest Income Growth	9.14%	6.86%	4.52%	11.39%	1.33%	16.57%
Revenues Before Loan Losses	62.17	58.18	46.76	42.57	40.89	38.5
Provision for Loan Losses	0.9	0.87	1.12	-0.05	0.61	0.72
Revenue	61.27	57.31	45.64	42.62	40.29	37.78
Revenue Growth	18.13%	25.58%	7.09%	5.78%	6.64%	16.56%
Salaries and Employee Benefits	19.68	18.97	17.39	16.45	14.64	14.53
Occupancy Expenses	3.49	3.3	3.24	2.93	2.52	1.94
Federal Deposit Insurance	0.93	0.96	0.72	0.59	0.43	0.43
Amortization of Goodwill & Intangibles	0.69	0.77	0.48	0.37	0.48	0.6
Selling, General & Administrative	9.6	9.56	8.41	6.98	6.22	5.96
Other Non-Interest Expense	3.98	3.72	3.61	3.22	3.2	2.82
Total Non-Interest Expense	38.36	37.28	33.86	30.54	27.49	26.27
EBT Excluding Unusual Items	22.91	20.03	11.78	12.08	12.8	11.51
Other Unusual Items	-	-	-	-	-	0.39
Pretax Income	22.91	20.03	9.36	12.08	12.8	11.91
Income Tax Expense	4.86	4.19	1.93	2.38	2.52	2.42
Net Income	18.06	15.84	7.43	9.7	10.28	9.48
Net Income to Common	18.06	15.84	7.43	9.7	10.28	9.48
Net Income Growth	65.13%	113.36%	-23.45%	-5.65%	8.43%	61.56%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change	0.57%	0.51%	-0.40%	-0.16%	-6.36%	-1.78%
EPS (Basic)	3.22	2.84	1.34	1.74	1.84	1.59
EPS (Diluted)	3.22	2.84	1.34	1.74	1.84	1.59
EPS Growth	64.19%	112.28%	-23.14%	-5.50%	15.79%	64.49%
Dividend Per Share	0.300	0.570	0.480	0.440	0.380	0.290
Dividend Growth	-42.31%	18.75%	9.09%	15.79%	31.03%	11.54%
Effective Tax Rate	21.20%	20.92%	20.66%	19.68%	19.68%	20.35%