Solera National Bancorp, Inc. (SLRK)

Solera National Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2.4	2.38	2.73	3.49	16.12	10.58
Investment Securities	291.43	312.63	375.2	358.17	136.2	54.8
Mortgage-Backed Securities	-	9.89	11.78	14.56	5.75	9.3
Total Investments	291.43	322.52	386.99	372.72	141.95	64.1
Gross Loans	766.69	805.31	800.07	584.03	470.44	344.89
Allowance for Loan Losses	-10.91	-10.91	-9.61	-8.01	-6.45	-4.9
Other Adjustments to Gross Loans	-	-12.55	-12.79	-5.84	-1.82	-2.3
Net Loans	755.78	781.84	777.67	570.19	462.17	337.69
Property, Plant & Equipment	33.24	33.48	28.31	25.44	18.83	13.16
Accrued Interest Receivable	7.15	7.75	7.27	5.83	2.76	1.89
Other Receivables	-	0.14	0.76	2.68	-	-
Long-Term Deferred Tax Assets	-	5.69	2.68	4.18	-	0.18
Other Long-Term Assets	16.26	9.2	9.08	7.87	8.78	7.92
Total Assets	1,112	1,169	1,227	995.32	652.43	435.79
Accounts Payable	6.09	1.65	2.04	1.02	0.82	1.57
Interest Bearing Deposits	452.45	446.26	453.7	324.49	119.57	141.17
Institutional Deposits	-	3.8	4.9	3.3	4.3	5.8
Non-Interest Bearing Deposits	466.46	484.6	511.62	551.99	464.05	235.17
Total Deposits	918.9	934.66	970.22	879.78	587.92	382.15
Short-Term Borrowings	60.19	106.27	-	-	-	-
Accrued Interest Payable	1.81	3.16	2.68	0.44	0.04	0.05
Federal Home Loan Bank Debt, Long-Term	34	34.7	172.08	56.18	4	4
Long-Term Leases	-	-	0.15	0.18	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	0.73	-
Total Liabilities	1,021	1,080	1,147	937.59	593.5	387.76
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	38.76	38.75	38.75	38.75	38.75	38.52
Retained Earnings	77.08	72.46	54.42	37.98	19.81	8.72
Comprehensive Income & Other	-25.08	-22.29	-13.67	-19.04	0.33	0.75
Shareholders' Equity	90.8	88.96	79.54	57.73	58.93	48.03
Total Liabilities & Equity	1,112	1,169	1,227	995.32	652.43	435.79
Total Debt	94.19	140.97	172.22	56.35	4	4
Net Cash (Debt)	-90.76	-138.44	-166.91	-51.36	13.38	7.39
Net Cash Growth	-	-	-	-	80.96%	-46.19%
Net Cash Per Share	-21.11	-32.20	-38.82	-12.01	3.11	1.76
Filing Date Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.28
Total Common Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.28
Book Value Per Share	21.12	20.69	18.50	13.43	13.70	11.23
Tangible Book Value	90.8	88.96	79.54	57.73	58.93	48.03
Tangible Book Value Per Share	21.12	20.69	18.50	13.43	13.70	11.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.