Solera National Bancorp, Inc. (SLRK)

Solera National Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2.19	2.73	3.49	16.12	10.58	1.7
Investment Securities	317.78	375.2	358.17	136.2	54.8	39.36
Mortgage-Backed Securities	-	11.78	14.56	5.75	9.3	12.18
Total Investments	317.78	386.99	372.72	141.95	64.1	51.54
Gross Loans	797.55	800.07	584.03	470.44	344.89	215.46
Allowance for Loan Losses	-10.91	-9.61	-8.01	-6.45	-4.9	-2.77
Other Adjustments to Gross Loans	-	-12.79	-5.84	-1.82	-2.3	-0.67
Net Loans	786.64	777.67	570.19	462.17	337.69	212.02
Property, Plant & Equipment	32.29	28.31	25.44	18.83	13.16	8.32
Other Intangible Assets	-	-	-	-	-	0.03
Accrued Interest Receivable	6.94	7.27	5.83	2.76	1.89	1.08
Other Receivables	-	0.76	2.68	-	-	-
Long-Term Deferred Tax Assets	-	2.68	4.19	-	0.18	0.8
Other Long-Term Assets	14.23	9.08	7.87	8.78	7.92	6.36
Total Assets	1,163	1,227	995.32	652.43	435.79	282.11
Accounts Payable	5.4	2.04	1.02	0.82	1.57	0.49
Interest Bearing Deposits	521.13	453.7	324.49	119.57	141.17	72.66
Institutional Deposits	-	4.9	3.3	4.3	5.8	10.2
Non-Interest Bearing Deposits	497.66	511.62	551.99	464.05	235.17	154.11
Total Deposits	1,019	970.22	879.78	587.92	382.15	236.97
Short-Term Borrowings	13.3	138.08	-	-	-	-
Accrued Interest Payable	2.62	2.68	0.44	0.04	0.05	0.12
Federal Home Loan Bank Debt, Long-Term	34	34	56.18	4	4	4
Long-Term Leases	-	0.15	0.18	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	0.73	-	-
Total Liabilities	1,074	1,147	937.59	593.5	387.76	241.58
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	38.75	38.75	38.75	38.75	38.52	37.59
Retained Earnings	67.16	54.42	37.98	19.81	8.72	2.78
Comprehensive Income & Other	-16.79	-13.67	-19.04	0.33	0.75	0.12
Shareholders' Equity	89.17	79.54	57.73	58.93	48.03	40.53
Total Liabilities & Equity	1,163	1,227	995.32	652.43	435.79	282.11
Total Debt	47.3	172.22	56.35	4	4	4
Net Cash (Debt)	-44.51	-166.91	-51.36	13.38	7.39	13.74
Net Cash Growth	-	-	-	80.96%	-46.19%	475.21%
Net Cash Per Share	-10.44	-38.82	-12.01	3.11	1.76	3.30
Filing Date Shares Outstanding	4.3	4.3	4.3	4.3	4.28	4.14
Total Common Shares Outstanding	4.3	4.3	4.3	4.3	4.28	4.14
Book Value Per Share	20.74	18.50	13.43	13.70	11.23	9.78
Tangible Book Value	89.17	79.54	57.73	58.93	48.03	40.5
Tangible Book Value Per Share	20.74	18.50	13.43	13.70	11.23	9.77

Source: S&P Capital IQ. Banks template. Financial Sources.