Solera National Bancorp, Inc. (SLRK)

Solera National Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1.97	2.38	2.73	3.49	16.12	10.58
Investment Securities	425.08	312.63	375.2	358.17	136.2	54.8
Mortgage-Backed Securities	-	9.89	11.78	14.56	5.75	9.3
Total Investments	425.08	322.52	386.99	372.72	141.95	64.1
Gross Loans	754.52	805.31	800.07	584.03	470.44	344.89
Allowance for Loan Losses	-11.22	-10.91	-9.61	-8.01	-6.45	-4.9
Other Adjustments to Gross Loans	-	-12.55	-12.79	-5.84	-1.82	-2.3
Net Loans	743.3	781.84	777.67	570.19	462.17	337.69
Property, Plant & Equipment	35.13	33.48	28.31	25.44	18.83	13.16
Accrued Interest Receivable	10.24	7.75	7.27	5.83	2.76	1.89
Other Receivables	-	0.14	0.76	2.68	-	-
Long-Term Deferred Tax Assets	-	5.69	2.68	4.18	-	0.18
Other Long-Term Assets	18.62	9.2	9.08	7.87	8.78	7.92
Total Assets	1,239	1,169	1,227	995.32	652.43	435.79
Accounts Payable	5.34	1.65	2.04	1.02	0.82	1.57
Interest Bearing Deposits	641.27	446.26	453.7	324.49	119.57	141.17
Institutional Deposits	-	3.8	4.9	3.3	4.3	5.8
Non-Interest Bearing Deposits	463.86	484.6	511.62	551.99	464.05	235.17
Total Deposits	1,105	934.66	970.22	879.78	587.92	382.15
Short-Term Borrowings	-0	106.27	-	-	-	-
Accrued Interest Payable	2.53	3.16	2.68	0.44	0.04	0.05
Federal Home Loan Bank Debt, Long-Term	34	34.7	172.08	56.18	4	4
Long-Term Leases	-	-	0.15	0.18	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	0.73	-
Total Liabilities	1,147	1,080	1,147	937.59	593.5	387.76
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	38.78	38.75	38.75	38.75	38.75	38.52
Retained Earnings	83.01	72.46	54.42	37.98	19.81	8.72
Comprehensive Income & Other	-29.48	-22.29	-13.67	-19.04	0.33	0.75
Shareholders' Equity	92.35	88.96	79.54	57.73	58.93	48.03
Total Liabilities & Equity	1,239	1,169	1,227	995.32	652.43	435.79
Total Debt	34	140.97	172.22	56.35	4	4
Net Cash (Debt)	-29.07	-138.44	-166.91	-51.36	13.38	7.39
Net Cash Growth	-	-	-	-	80.96%	-46.19%
Net Cash Per Share	-6.76	-32.20	-38.82	-12.01	3.11	1.76
Filing Date Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.28
Total Common Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.28
Book Value Per Share	21.48	20.69	18.50	13.43	13.70	11.23
Tangible Book Value	92.35	88.96	79.54	57.73	58.93	48.03
Tangible Book Value Per Share	21.48	20.69	18.50	13.43	13.70	11.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.