Solera National Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2.06	1.61	2.38	2.73	3.49	16.12
Investment Securities	626.62	644.82	312.63	375.2	358.17	136.2
Mortgage-Backed Securities	-	7.36	9.89	11.78	14.56	5.75
Total Investments	626.62	652.17	322.52	386.99	372.72	141.95
Gross Loans	916.28	848.71	805.31	800.07	584.03	470.44
Allowance for Loan Losses	-13.18	-12.23	-10.91	-9.61	-8.01	-6.45
Other Adjustments to Gross Loans	-	-19.65	-12.55	-12.79	-5.84	-1.82
Net Loans	903.1	816.83	781.84	777.67	570.19	462.17
Property, Plant & Equipment	35.23	36.47	33.48	28.31	25.44	18.83
Accrued Interest Receivable	11.25	12.61	7.75	7.27	5.83	2.76
Other Receivables	-	-	-	0.76	2.68	-
Long-Term Deferred Tax Assets	-	5.93	5.69	2.68	4.18	-
Other Long-Term Assets	19.45	10.25	9.53	9.08	7.87	8.78
Total Assets	1,612	1,551	1,170	1,227	995.32	652.43
Accounts Payable	8.9	-	-	2.04	1.02	0.82
Interest Bearing Deposits	790.26	609.58	446.26	453.7	324.49	119.57
Institutional Deposits	-	43.9	3.8	4.9	3.3	4.3
Non-Interest Bearing Deposits	443.66	471.44	484.6	511.62	551.99	464.05
Total Deposits	1,234	1,125	934.66	970.22	879.78	587.92
Short-Term Borrowings	223.41	278.53	-	-	-	-
Accrued Interest Payable	2.28	2.54	3.16	2.68	0.44	0.04
Long-Term Debt	-	0.7	0.7	-	-	-
Federal Home Loan Bank Debt, Long-Term	34	34	140.27	172.08	56.18	4
Long-Term Leases	-	-	-	0.15	0.18	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.73
Other Long-Term Liabilities	-	3.39	1.83	-	-	-
Total Liabilities	1,503	1,444	1,081	1,147	937.59	593.5
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	38.76	38.75	38.75	38.75	38.75	38.75
Retained Earnings	102.14	95.46	72.46	54.42	37.98	19.81
Comprehensive Income & Other	-31.7	-27.36	-22.29	-13.67	-19.04	0.33
Shareholders' Equity	109.25	106.89	88.96	79.54	57.73	58.93
Total Liabilities & Equity	1,612	1,551	1,170	1,227	995.32	652.43
Total Debt	257.41	313.23	140.97	172.22	56.35	4
Net Cash (Debt)	-253.66	-309.91	-138.44	-166.91	-51.36	13.38
Net Cash Growth	-	-	-	-	-	80.96%
Net Cash Per Share	-58.99	-72.07	-32.20	-38.82	-12.01	3.11
Filing Date Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.3
Total Common Shares Outstanding	4.3	4.3	4.3	4.3	4.3	4.3
Book Value Per Share	25.41	24.86	20.69	18.50	13.43	13.70
Tangible Book Value	109.25	106.89	88.96	79.54	57.73	58.93
Tangible Book Value Per Share	25.41	24.86	20.69	18.50	13.43	13.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.