Solera National Bancorp, Inc. (SLRK)

Solera National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	53.46	52.08	54.94	45.87	25	18.45
Interest Income on Investments	22.88	19.12	15.21	15.56	10.28	2.77
Total Interest Income	76.33	71.2	70.15	61.43	35.28	21.22
Interest Paid on Deposits	27.2	24.52	23	20	3.91	0.76
Interest Paid on Borrowings	5.44	5.12	7.62	6.26	0.98	0.1
Total Interest Expense	32.63	29.64	30.61	26.26	4.89	0.86
Net Interest Income	43.7	41.56	39.54	35.17	30.39	20.36
Net Interest Income Growth (YoY)	7.50%	5.12%	12.41%	15.71%	49.27%	54.62%
Gain (Loss) on Sale of Assets	0.38	0.38	0.11	0.03	0.94	-
Gain (Loss) on Sale of Investments	12.79	8.99	0.92	0.31	1.75	2.18
Other Non-Interest Income	3.56	3.26	4.07	3.42	2.9	1.54
Total Non-Interest Income	16.74	12.63	5.11	3.76	5.6	3.72
Non-Interest Income Growth (YoY)	228.63%	147.48%	35.81%	-32.86%	50.59%	53.00%
Revenues Before Loan Losses	60.44	54.2	44.64	38.93	35.99	24.08
Provision for Loan Losses	2.33	1.33	1.32	1.53	1.58	1.6
Revenue	58.1	52.86	43.32	37.4	34.42	22.48
Revenue Growth (YoY)	27.36%	22.02%	15.84%	8.66%	53.07%	67.14%
Salaries and Employee Benefits	11.18	10.88	10.02	8.12	7.09	4.36
Occupancy Expenses	1.89	1.89	1.43	0.87	0.9	0.67
Selling, General & Administrative	6.8	4.77	2.8	7.15	4.44	2.78
Other Non-Interest Expense	4.32	4.32	4.55	-	-	-
Total Non-Interest Expense	24.18	21.85	18.79	16.14	12.43	7.81
EBT Excluding Unusual Items	33.93	31.01	24.54	21.26	21.99	14.68
Pretax Income	33.93	31.01	24.54	21.26	21.99	14.68
Income Tax Expense	8.88	8.01	6.5	4.61	3.82	3.59
Net Income	25.05	23.01	18.04	16.66	18.17	11.09
Net Income to Common	25.05	23.01	18.04	16.66	18.17	11.09
Net Income Growth	27.46%	27.56%	8.28%	-8.32%	63.81%	86.91%
Basic Shares Outstanding	4	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4	4
Shares Change (YoY)	-	-	-	0.54%	-0.47%	2.38%
EPS (Basic)	5.83	5.35	4.19	3.87	4.25	2.58
EPS (Diluted)	5.83	5.35	4.19	3.87	4.25	2.58
EPS Growth	27.46%	27.56%	8.28%	-8.81%	64.65%	82.98%
Effective Tax Rate	26.16%	25.82%	26.50%	21.67%	17.37%	24.43%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jun 19, 2026

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