Solera National Bancorp, Inc. (SLRK)
OTCMKTS · Delayed Price · Currency is USD
20.30
+0.06 (0.30%)
Aug 24, 2026, 1:28 PM EST
Solera National Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 23.01 | 18.04 | 16.66 | 18.17 | 11.09 |
Depreciation & Amortization | 1.65 | 1.22 | 0.98 | 0.75 | 0.44 |
Gain (Loss) on Sale of Assets | -0.38 | -0.11 | -0.03 | -0.94 | - |
Gain (Loss) on Sale of Investments | -7.67 | 0.22 | 0.91 | -0.6 | -1.55 |
Provision for Credit Losses | 0.17 | 0.29 | 0.1 | 1.21 | 1.6 |
Accrued Interest Receivable | -4.86 | -0.48 | -1.45 | -3.07 | -0.87 |
Change in Accounts Payable | - | - | 0.86 | 0.47 | -0.74 |
Change in Other Net Operating Assets | 0.96 | 0.26 | -1.07 | -0.13 | -0.87 |
Other Operating Activities | 0.76 | -0.92 | 0.95 | -0.6 | 0.91 |
Operating Cash Flow | 13.02 | 19 | 20.16 | 15.66 | 9.99 |
Operating Cash Flow Growth | -31.49% | -5.76% | 28.75% | 56.69% | 54.93% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -9.74 | -8.27 | -4.39 | -11.66 | -6 |
Sale of Property, Plant and Equipment | 5.48 | 1.87 | 0.52 | 5.6 | - |
Investment in Securities | -327.2 | 50.27 | -6.91 | -255.84 | -76.87 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -35.16 | -4.46 | -207.67 | -109.22 | -126.08 |
Other Investing Activities | -8.11 | 5.47 | -7.73 | -0.97 | -1.5 |
Investing Cash Flow | -374.74 | 44.87 | -226.17 | -372.09 | -210.45 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 172.26 | - | 85.9 | 52.18 | - |
Long-Term Debt Issued | - | - | 30 | - | - |
Total Debt Issued | 172.26 | - | 115.9 | 52.18 | - |
Short-Term Debt Repaid | - | -31.11 | - | - | - |
Total Debt Repaid | - | -31.11 | - | - | - |
Net Debt Issued (Repaid) | 172.26 | -31.11 | 115.9 | 52.18 | - |
Issuance of Common Stock | - | - | - | - | 0.23 |
Net Increase (Decrease) in Deposit Accounts | 190.26 | -35.55 | 90.43 | 291.87 | 205.77 |
Financing Cash Flow | 362.52 | -66.66 | 206.33 | 344.04 | 206 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.79 | -2.79 | 0.33 | -12.39 | 5.54 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3.27 | 10.72 | 15.77 | 4 | 3.99 |
Free Cash Flow Growth | -69.48% | -32.02% | 294.45% | 0.25% | 169.71% |
Free Cash Flow Margin | 6.19% | 24.75% | 42.18% | 11.62% | 17.74% |
Free Cash Flow Per Share | 0.76 | 2.49 | 3.67 | 0.94 | 0.93 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 30.26 | 30.13 | 24.02 | 4.49 | 0.87 |
Cash Income Tax Paid | 5.87 | 4.2 | 3.05 | 3.45 | 2.82 |