SOME Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	110.77	109.32	99.86	84.48	63.13	59.41
Interest Income on Investments	24.71	24.71	23.39	21.11	15.91	9.98
Total Interest Income	135.48	134.04	123.25	105.59	79.04	69.38
Interest Paid on Deposits	33.36	34.38	32.06	18.05	5.45	5.01
Interest Paid on Borrowings	10.57	10.57	10.66	7.52	3.1	2.26
Total Interest Expense	43.92	44.95	42.72	25.57	8.55	7.26
Net Interest Income	91.56	89.09	80.53	80.02	70.49	62.12
Net Interest Income Growth (YoY)	12.34%	10.63%	0.64%	13.52%	13.48%	10.86%
Trust Income	6.65	6.55	5.65	4.85	4.86	4.62
Gain (Loss) on Sale of Investments	-0.99	-0.99	-	-0.25	-2.48	0
Other Non-Interest Income	9.35	8.91	9.19	9.02	8.55	8.35
Total Non-Interest Income	17.92	17.39	17.64	16.03	13.55	16.85
Non-Interest Income Growth (YoY)	1.69%	-1.43%	10.07%	18.29%	-19.57%	-10.48%
Revenues Before Loan Losses	109.48	106.48	98.17	96.04	84.04	78.96
Provision for Loan Losses	3.06	3.46	0.64	3.4	1.05	4.14
Revenue	106.42	103.02	97.53	92.64	82.99	74.82
Revenue Growth (YoY)	9.16%	5.63%	5.27%	11.63%	10.92%	9.56%
Salaries and Employee Benefits	41.29	40.5	36.82	32.1	31.73	33.44
Occupancy Expenses	5.9	5.82	5.33	4.5	3.96	3.79
Federal Deposit Insurance	1.85	1.85	1.69	1.31	1.14	1.01
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.14
Selling, General & Administrative	17.04	17.04	16	17.88	15.28	14.79
Other Non-Interest Expense	8.55	7.79	8.24	9.61	6.83	6.69
Total Non-Interest Expense	74.64	73	68.05	65.29	58.92	59.81
EBT Excluding Unusual Items	31.78	30.02	29.48	27.35	24.08	15.01
Asset Writedown	-	-	-	-	0.06	0.54
Pretax Income	31.78	30.02	29.48	27.35	24.14	15.56
Income Tax Expense	5.27	5	4.99	4.11	3.28	1.61
Net Income	26.52	25.02	24.49	23.24	20.86	13.95
Net Income to Common	26.52	25.02	24.49	23.24	20.86	13.95
Net Income Growth	8.20%	2.15%	5.40%	11.41%	49.55%	20.89%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	-0.15%	-	-	0.16%	0.44%	0.01%
EPS (Basic)	10.52	9.92	9.71	9.21	8.28	5.56
EPS (Diluted)	10.52	9.92	9.71	9.21	8.28	5.56
EPS Growth	8.36%	2.15%	5.40%	11.23%	48.89%	20.87%
Dividend Per Share	1.720	1.700	1.650	1.610	1.570	1.530
Dividend Growth	3.61%	3.03%	2.48%	2.55%	2.61%	2.69%
Effective Tax Rate	16.56%	16.66%	16.93%	15.04%	13.59%	10.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.