Somerset Trust Holding Company (SOME)

SOME Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	43.89	45.59	45	42.4	39.94	150.84
Investment Securities	610.64	375.17	371.9	385.93	380.89	362.54
Mortgage-Backed Securities	-	263.54	226.75	213.14	223.13	151.95
Total Investments	610.64	638.71	598.65	599.07	604.01	514.49
Gross Loans	1,643	1,600	1,525	1,433	1,265	1,134
Allowance for Loan Losses	-21.5	-21.33	-18.78	-18.77	-18.72	-20.29
Other Adjustments to Gross Loans	-	-2	-1.9	-2	-1.4	-1.7
Net Loans	1,622	1,577	1,504	1,412	1,245	1,112
Property, Plant & Equipment	98.21	86.17	60.7	55.79	43.49	38.87
Other Intangible Assets	-	0.02	0.02	0.02	0.02	0.02
Loans Held for Sale	-	13.08	20.78	11.12	2.51	0.5
Accrued Interest Receivable	-	12.26	10.73	10.04	9.57	7.17
Long-Term Deferred Tax Assets	-	10.39	14.36	10.91	15.49	1.33
Other Real Estate Owned & Foreclosed	-	0.06	0.34	0.05	0.15	0.03
Other Long-Term Assets	93.48	57.46	60.93	58.13	57.2	42.17
Total Assets	2,468	2,440	2,316	2,199	2,017	1,867

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	2,021	1,467	1,387	1,299	1,186	1,143
Institutional Deposits	-	95.8	95.2	65.9	31.9	38.1
Non-Interest Bearing Deposits	-	443.66	399.54	422.21	440.42	405.39
Total Deposits	2,021	2,007	1,881	1,787	1,658	1,587
Short-Term Borrowings	-	55.09	29.93	26.38	158.38	22.66
Current Portion of Long-Term Debt	-	88.83	-	-	-	-
Current Portion of Leases	-	1.47	-	-	-	-
Accrued Interest Payable	-	4.84	5.9	4.29	0.94	0.77
Long-Term Debt	246.47	-	-	-	-	0.64
Federal Home Loan Bank Debt, Long-Term	-	77.83	228.67	222.18	79.51	97.65
Long-Term Leases	-	5.75	5.75	5.86	4.98	3.78
Pension & Post-Retirement Benefits	-	-	-	-	-	1.36
Other Long-Term Liabilities	22.64	11.33	12.69	10.77	12.98	13.73
Total Liabilities	2,290	2,252	2,164	2,057	1,915	1,727

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	178.08	3.58	3.58	3.58	3.58	3.45
Retained Earnings	-	211.16	192	170.74	150.27	133.51
Comprehensive Income & Other	-	-26.02	-44.33	-31.8	-50.99	3.03
Shareholders' Equity	178.08	188.72	151.25	142.52	102.87	139.99
Total Liabilities & Equity	2,468	2,440	2,316	2,199	2,017	1,867

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	246.47	228.98	264.35	254.42	242.87	124.72
Net Cash (Debt)	-202.58	-183.38	-219.35	-212.01	-202.93	26.12
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-80.33	-72.70	-86.96	-84.06	-80.58	10.42
Filing Date Shares Outstanding	2.52	2.52	2.52	2.52	2.52	2.51
Total Common Shares Outstanding	2.52	2.52	2.52	2.52	2.52	2.51
Book Value Per Share	70.59	74.82	59.96	56.50	40.78	55.87
Tangible Book Value	178.08	188.7	151.23	142.5	102.85	139.97
Tangible Book Value Per Share	70.59	74.81	59.96	56.50	40.78	55.86

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

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