SOME Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	113.22	109.32	99.86	84.48	63.13	59.41
Interest Income on Investments	24.71	24.71	23.39	21.11	15.91	9.98
Total Interest Income	137.93	134.04	123.25	105.59	79.04	69.38
Interest Paid on Deposits	31.7	34.38	32.06	18.05	5.45	5.01
Interest Paid on Borrowings	10.57	10.57	10.66	7.52	3.1	2.26
Total Interest Expense	42.26	44.95	42.72	25.57	8.55	7.26
Net Interest Income	95.67	89.09	80.53	80.02	70.49	62.12
Net Interest Income Growth	14.02%	10.63%	0.64%	13.52%	13.48%	10.86%
Trust Income	6.72	6.55	5.65	4.85	4.86	4.62
Gain (Loss) on Sale of Investments	-2.89	-0.99	-	-0.25	-2.48	0
Other Non-Interest Income	9.66	8.91	9.19	9.02	8.55	8.35
Total Non-Interest Income	16.42	17.39	17.64	16.03	13.55	16.85
Non-Interest Income Growth	-7.86%	-1.43%	10.07%	18.29%	-19.57%	-10.48%
Revenues Before Loan Losses	112.09	106.48	98.17	96.04	84.04	78.96
Provision for Loan Losses	2.58	3.46	0.64	3.4	1.05	4.14
Revenue	109.51	103.02	97.53	92.64	82.99	74.82
Revenue Growth	10.38%	5.63%	5.27%	11.63%	10.92%	9.56%
Salaries and Employee Benefits	41.97	40.5	36.82	32.1	31.73	33.44
Occupancy Expenses	6.25	5.82	5.33	4.5	3.96	3.79
Federal Deposit Insurance	1.85	1.85	1.69	1.31	1.14	1.01
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.14
Selling, General & Administrative	17.04	17.04	16	17.88	15.28	14.79
Other Non-Interest Expense	9.54	7.79	8.24	9.61	6.83	6.69
Total Non-Interest Expense	76.66	73	68.05	65.29	58.92	59.81
EBT Excluding Unusual Items	32.85	30.02	29.48	27.35	24.08	15.01
Asset Writedown	-	-	-	-	0.06	0.54
Pretax Income	32.85	30.02	29.48	27.35	24.14	15.56
Income Tax Expense	5.4	5	4.99	4.11	3.28	1.61
Net Income	27.45	25.02	24.49	23.24	20.86	13.95
Net Income to Common	27.45	25.02	24.49	23.24	20.86	13.95
Net Income Growth	8.88%	2.15%	5.40%	11.41%	49.55%	20.89%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.00%	-	-	0.16%	0.44%	0.01%
EPS (Basic)	10.89	9.92	9.71	9.21	8.28	5.56
EPS (Diluted)	10.89	9.92	9.71	9.21	8.28	5.56
EPS Growth	8.89%	2.15%	5.40%	11.23%	48.89%	20.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.860	1.700	1.650	1.610	1.570	1.530
Dividend Growth	-48.50%	3.03%	2.48%	2.55%	2.61%	2.69%
Effective Tax Rate	16.43%	16.66%	16.93%	15.04%	13.59%	10.35%