Somerset Trust Holding Company (SOME)

SOME Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	112.94	109.32	99.86	84.48	63.13	59.41
Interest Income on Investments	24.71	24.71	23.39	21.11	15.91	9.98
Total Interest Income	137.66	134.04	123.25	105.59	79.04	69.38
Interest Paid on Deposits	29.59	34.38	32.06	18.05	5.45	5.01
Interest Paid on Borrowings	10.57	10.57	10.66	7.52	3.1	2.26
Total Interest Expense	40.16	44.95	42.72	25.57	8.55	7.26
Net Interest Income	97.5	89.09	80.53	80.02	70.49	62.12
Net Interest Income Growth	13.56%	10.63%	0.64%	13.52%	13.48%	10.86%
Trust Income	6.76	6.55	5.65	4.85	4.86	4.62
Gain (Loss) on Sale of Investments	-2.89	-0.99	-	-0.25	-2.48	0
Other Non-Interest Income	9.73	8.91	9.19	9.02	8.55	8.35
Total Non-Interest Income	16.53	17.39	17.64	16.03	13.55	16.85
Non-Interest Income Growth	-8.12%	-1.43%	10.07%	18.29%	-19.57%	-10.48%
Revenues Before Loan Losses	114.02	106.48	98.17	96.04	84.04	78.96
Provision for Loan Losses	2.2	3.46	0.64	3.4	1.05	4.14
Revenue	111.83	103.02	97.53	92.64	82.99	74.82
Revenue Growth	10.91%	5.63%	5.27%	11.63%	10.92%	9.56%
Salaries and Employee Benefits	43.37	40.5	36.82	32.1	31.73	33.44
Occupancy Expenses	6.35	5.82	5.33	4.5	3.96	3.79
Federal Deposit Insurance	1.85	1.85	1.69	1.31	1.14	1.01
Amortization of Goodwill & Intangibles	-	-	-	-	-	0.14
Selling, General & Administrative	17.04	17.04	16	17.88	15.28	14.79
Other Non-Interest Expense	10.63	7.79	8.24	9.61	6.83	6.69
Total Non-Interest Expense	79.25	73	68.05	65.29	58.92	59.81
EBT Excluding Unusual Items	32.57	30.02	29.48	27.35	24.08	15.01
Asset Writedown	-	-	-	-	0.06	0.54
Pretax Income	32.57	30.02	29.48	27.35	24.14	15.56
Income Tax Expense	5.27	5	4.99	4.11	3.28	1.61
Net Income	27.31	25.02	24.49	23.24	20.86	13.95
Net Income to Common	27.31	25.02	24.49	23.24	20.86	13.95
Net Income Growth	8.72%	2.15%	5.40%	11.41%	49.55%	20.89%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.01%	-	-	0.16%	0.44%	0.01%
EPS (Basic)	10.83	9.92	9.71	9.21	8.28	5.56
EPS (Diluted)	10.83	9.92	9.71	9.21	8.28	5.56
EPS Growth	8.72%	2.15%	5.40%	11.23%	48.89%	20.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.760	1.700	1.650	1.610	1.570	1.530
Dividend Growth	4.76%	3.03%	2.48%	2.55%	2.61%	2.69%
Effective Tax Rate	16.17%	16.66%	16.93%	15.04%	13.59%	10.35%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

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