SouthPoint Bancshares, Inc. (SOUB)
OTCMKTS · Delayed Price · Currency is USD
10.50
+0.05 (0.48%)
At close: Nov 13, 2026
SouthPoint Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 73.41 | 93.75 | 109.95 | 87.14 | 48.88 | 26.29 |
Interest Income on Investments | 9.27 | 9.27 | 5.72 | 4.18 | 2.02 | 1.67 |
Total Interest Income | 82.69 | 103.02 | 115.67 | 91.32 | 50.9 | 27.96 |
Interest Paid on Deposits | 38.67 | 52.86 | 56.36 | 28.97 | 5.48 | 3.22 |
Interest Paid on Borrowings | 1.66 | 1.66 | 5.6 | 11.54 | 4.08 | 0.95 |
Total Interest Expense | 40.33 | 54.52 | 61.96 | 40.5 | 9.56 | 4.17 |
Net Interest Income | 42.36 | 48.5 | 53.71 | 50.82 | 41.34 | 23.79 |
Net Interest Income Growth | -14.38% | -9.69% | 5.69% | 22.93% | 73.78% | 36.06% |
Gain (Loss) on Sale of Investments | -0 | -0 | -0 | -0 | 0 | 1.65 |
Other Non-Interest Income | 7.92 | 11.32 | 8.7 | 8.31 | 10.45 | 13.11 |
Total Non-Interest Income | 7.92 | 11.32 | 8.7 | 8.31 | 10.45 | 14.75 |
Non-Interest Income Growth | -25.91% | 30.22% | 4.59% | -20.46% | -29.15% | -4.23% |
Revenues Before Loan Losses | 50.28 | 59.83 | 62.4 | 59.13 | 51.79 | 38.54 |
Provision for Loan Losses | 58.03 | 37.12 | 41.4 | 5.4 | 3.48 | 4.12 |
| -7.75 | 22.7 | 21 | 53.73 | 48.32 | 34.43 | |
Revenue Growth | - | 8.09% | -60.91% | 11.21% | 40.35% | 12.37% |
Salaries and Employee Benefits | 17.42 | 17.42 | 17.09 | 19.06 | 19.21 | 15.88 |
Occupancy Expenses | 1.12 | 1.12 | 1.12 | 0.92 | 1.39 | 1.08 |
Selling, General & Administrative | 7.14 | 7.14 | 5.84 | 5.16 | 4.41 | 3.42 |
Other Non-Interest Expense | 8.79 | 10.49 | 10.02 | 8.64 | 7.12 | 4.08 |
Total Non-Interest Expense | 34.48 | 36.18 | 34.07 | 33.79 | 32.14 | 24.46 |
EBT Excluding Unusual Items | -42.23 | -13.47 | -13.06 | 19.95 | 16.18 | 9.97 |
Pretax Income | -42.23 | -13.47 | -13.06 | 19.95 | 16.18 | 9.97 |
Income Tax Expense | -10.68 | -3.03 | -3.71 | 4.36 | 3.55 | 2.19 |
Net Income | -31.55 | -10.45 | -9.36 | 15.59 | 12.63 | 7.77 |
Net Income to Common | -31.55 | -10.45 | -9.36 | 15.59 | 12.63 | 7.77 |
Net Income Growth | - | - | - | 23.44% | 62.47% | 6.06% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 2 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 2 |
Shares Change | -18.91% | 2.37% | -9.21% | 11.05% | 42.46% | 0.48% |
EPS (Basic) | -11.34 | -3.52 | -3.22 | 4.88 | 4.39 | 3.85 |
EPS (Diluted) | -11.34 | -3.52 | -3.22 | 4.88 | 4.39 | 3.85 |
EPS Growth | - | - | - | 11.15% | 14.04% | 5.56% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | - | - | - | 21.84% | 21.96% | 22.02% |