TYFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest Income on Loans	80.71	76.58	72.99	63.74	50.32	48.09
Interest Income on Investments	4.49	5.45	4.91	5.58	-	-
Total Interest Income	85.2	82.03	77.9	69.32	50.32	48.09
Interest Paid on Deposits	26.89	27.94	29.85	20.11	11.5	14.55
Interest Paid on Borrowings	2.71	4	5.14	6.46	-	-
Total Interest Expense	29.59	31.93	34.99	26.57	11.5	14.55
Net Interest Income	55.61	50.1	42.91	42.75	38.82	33.54
Net Interest Income Growth	16.35%	16.75%	0.37%	10.12%	15.74%	21.37%
Trust Income	0.23	0.24	0.27	0.28	-	-
Mortgage Banking Activities	8.02	11.26	9.92	9.3	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	0.29	-
Other Non-Interest Income	8.27	5.74	5.44	5.95	35.87	16.68
Total Non-Interest Income	16.52	17.23	15.63	15.52	36.16	16.68
Non-Interest Income Growth	-1.11%	10.25%	0.71%	-57.08%	116.79%	10.35%
Revenues Before Loan Losses	72.13	67.33	58.54	58.27	74.98	50.22
Provision for Loan Losses	1.16	0.66	-1.28	-0.85	5.05	1.8
Revenue	70.97	66.67	59.82	59.12	69.93	48.42
Revenue Growth	11.26%	11.45%	1.19%	-15.46%	44.42%	18.24%
Salaries and Employee Benefits	24.64	32.06	31.06	31.17	-	-
Federal Deposit Insurance	0.18	-	-	-	0.43	0.13
Selling, General & Administrative	2.98	3.97	3.91	4.32	-	-
Other Non-Interest Expense	21.5	12.17	11	10.25	41.95	36.47
Total Non-Interest Expense	49.29	48.2	45.97	45.74	42.38	36.61
EBT Excluding Unusual Items	21.68	18.47	13.86	13.38	27.55	11.82
Pretax Income	21.68	18.47	13.86	13.38	27.55	11.82
Income Tax Expense	5.85	4.81	3.43	3.33	7.41	2.94
Net Income	15.83	13.66	10.43	10.05	20.14	8.87
Net Income to Common	15.83	13.66	10.43	10.05	20.14	8.87
Net Income Growth	30.15%	31.01%	3.82%	-50.13%	127.01%	374.24%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	0.20%	-1.17%	-1.72%	0.48%	0.51%	31.02%
EPS (Basic)	6.63	5.73	4.32	4.09	8.16	3.61
EPS (Diluted)	6.55	5.67	4.28	4.05	8.16	3.61
EPS Growth	30.32%	32.48%	5.68%	-50.35%	125.86%	261.86%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Dividend Per Share	1.090	1.000	0.850	0.800	-	-
Dividend Growth	9.00%	17.65%	6.25%	60.00%	-	-
Effective Tax Rate	26.96%	26.04%	24.74%	24.91%	26.89%	24.91%