United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
38.90
+0.15 (0.39%)
At close: Aug 14, 2026
United Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 57.89 | 52.63 | 51.88 | 77.1 | 91.8 | 92.37 | 95.28 | 176 | 97.23 | 27.45 | 26.92 | 52.7 | 64.39 | 89.67 | 30.68 | 49 | 103.95 | 65.56 | 75.2 | 121.18 |
Investment Securities | 435.96 | 221.54 | 227.9 | 226.91 | 225.57 | 228.83 | 119.12 | 249.91 | 242.22 | 247.64 | 123.91 | 234.57 | 253.21 | 260.9 | 143.49 | 132.56 | 141.69 | 142.35 | 155.07 | 141.66 |
Trading Asset Securities | - | - | - | - | - | - | 0.19 | - | - | - | 0.14 | - | - | - | 0.31 | - | - | - | 0.88 | - |
Mortgage-Backed Securities | - | - | - | - | - | - | 116.38 | - | - | - | 124.21 | - | - | - | 137.79 | 142.9 | 144.97 | 154.3 | 152.57 | 128.54 |
Total Investments | 435.96 | 221.54 | 227.9 | 226.91 | 225.57 | 228.83 | 235.68 | 249.91 | 242.22 | 247.64 | 248.27 | 234.57 | 253.21 | 260.9 | 281.59 | 275.47 | 286.66 | 296.65 | 308.52 | 270.2 |
Gross Loans | 863.51 | 853.2 | 825.13 | 804.93 | 789.31 | 784.93 | 762.17 | 722.27 | 720.94 | 705.15 | 706.67 | 702.99 | 690.55 | 683.91 | 683.58 | 637.43 | 625.56 | 614.2 | 609.56 | 589.93 |
Allowance for Loan Losses | -9.01 | -8.87 | -8.63 | -8.51 | -8.45 | -8.27 | -7.94 | -8.33 | -8.49 | -8.58 | -8.88 | -9.37 | -9.35 | -9.4 | -9.4 | -10.4 | -10.4 | -10.36 | -10.36 | -10.33 |
Net Loans | 854.5 | 844.33 | 816.5 | 796.42 | 780.87 | 776.66 | 754.23 | 713.94 | 712.45 | 696.57 | 697.79 | 693.62 | 681.21 | 674.51 | 674.17 | 627.03 | 615.16 | 603.84 | 599.2 | 579.6 |
Property, Plant & Equipment | - | - | - | - | - | - | 23.41 | - | - | - | 25.33 | - | - | - | 25.51 | 24.27 | 23.87 | 22.74 | 23.5 | 20.52 |
Goodwill | - | - | - | - | - | - | 28.62 | - | - | - | 28.62 | - | - | - | 28.62 | 28.62 | 28.62 | 28.62 | 28.62 | 28.62 |
Other Intangible Assets | - | - | - | - | - | - | 0.1 | - | - | - | 0.22 | - | - | - | 0.36 | 0.39 | 0.43 | 0.46 | 0.5 | 0.54 |
Loans Held for Sale | - | - | - | - | - | - | 4.82 | - | - | - | 2.16 | - | - | - | 3.97 | 8.08 | 7.2 | 10.48 | 9.15 | 14.55 |
Accrued Interest Receivable | - | - | - | - | - | - | 4.45 | - | - | - | 4.2 | - | - | - | - | - | - | - | - | - |
Other Current Assets | - | - | - | - | - | - | 2.07 | - | - | - | - | - | - | - | - | - | - | - | - | - |
Long-Term Deferred Tax Assets | - | - | - | - | - | - | 8.51 | - | - | - | 7.67 | - | - | - | 10 | - | - | - | - | - |
Other Long-Term Assets | 99.16 | 96.52 | 97.12 | 98.21 | 99.91 | 98.68 | 29.87 | 90.83 | 93.07 | 92.1 | 28.25 | 96.41 | 92.87 | 92.17 | 28.54 | 42.58 | 39.62 | 35.88 | 26.74 | 29.92 |
Total Assets | 1,448 | 1,215 | 1,193 | 1,199 | 1,198 | 1,197 | 1,189 | 1,231 | 1,145 | 1,064 | 1,071 | 1,077 | 1,092 | 1,117 | 1,087 | 1,059 | 1,111 | 1,069 | 1,077 | 1,070 |
Interest Bearing Deposits | 1,190 | 1,086 | 1,056 | 1,068 | 1,074 | 1,075 | 909.73 | 1,107 | 1,030 | 948.95 | 773.65 | 977.37 | 979.89 | 1,005 | 719.66 | 744.04 | 757.1 | 745.24 | 735.04 | 734.44 |
Institutional Deposits | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.26 | - | - | - | - | - |
Non-Interest Bearing Deposits | - | - | - | - | - | - | 161.38 | - | - | - | 179.2 | - | - | - | 215.97 | 216.73 | 241.09 | 199.59 | 195.37 | 193.37 |
Total Deposits | 1,190 | 1,086 | 1,056 | 1,068 | 1,074 | 1,075 | 1,071 | 1,107 | 1,030 | 948.95 | 952.85 | 977.37 | 979.89 | 1,005 | 953.88 | 960.77 | 998.19 | 944.83 | 930.41 | 927.81 |
Short-Term Borrowings | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.08 | - | - | - | 0.01 | - |
Current Portion of Long-Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.25 | 0.5 | - | - | 0.25 |
Current Portion of Leases | - | - | - | - | - | - | 0.29 | - | - | - | - | - | - | - | 0.26 | - | - | - | - | - |
Long-Term Debt | 138.36 | 16.31 | 16.57 | 16.82 | 16.59 | 16.84 | 4 | 17.32 | 17.56 | 17.8 | 5 | 19.04 | 19.53 | 18.77 | 6 | 6 | 6 | 6.75 | 7 | 6.75 |
Long-Term Leases | - | - | - | - | - | - | 0.72 | - | - | - | 1.06 | - | - | - | 1.1 | - | - | - | 1.66 | - |
Trust Preferred Securities | - | - | - | - | - | - | 13.08 | - | - | - | 13.04 | - | - | - | 13.01 | 13 | 12.99 | 12.98 | 12.98 | 12.97 |
Pension & Post-Retirement Benefits | - | - | - | - | - | - | 1.31 | - | - | - | 1.38 | - | - | - | 1.58 | - | - | - | 1.57 | - |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.31 | - |
Other Long-Term Liabilities | 9.06 | 6.24 | 7.43 | 6.27 | 6.44 | 6.28 | 4.09 | 6.22 | 6.22 | 6.04 | 4.25 | 6.07 | 6.3 | 6.41 | 3.69 | 5.45 | 5.83 | 5.43 | 2.52 | 6.33 |
Total Liabilities | 1,337 | 1,109 | 1,080 | 1,091 | 1,097 | 1,098 | 1,095 | 1,131 | 1,054 | 972.79 | 977.57 | 1,002 | 1,006 | 1,030 | 1,005 | 985.47 | 1,024 | 969.99 | 957.46 | 954.1 |
Common Stock | 22.5 | 22.43 | 22.33 | 22.09 | 21.9 | 21.76 | 3.84 | 21.42 | 21.41 | 21.27 | 3.82 | 21.07 | 21.04 | 20.93 | 3.82 | 3.82 | 3.81 | 3.81 | 3.79 | 3.77 |
Additional Paid-In Capital | - | - | - | - | - | - | 17.62 | - | - | - | 17.32 | - | - | - | 17.05 | 16.99 | 16.84 | 16.78 | 16.31 | 15.57 |
Retained Earnings | 138.13 | 137.14 | 134.12 | 131.71 | 129.4 | 126.96 | 124.82 | 122.46 | 120.64 | 119.46 | 118.3 | 116.65 | 115.36 | 113.65 | 112.47 | 109.61 | 107.22 | 105.74 | 103.9 | 101.84 |
Treasury Stock | -28.26 | -26.76 | -18.01 | -17.36 | -17.43 | -16.86 | -16.76 | -16.44 | -16.34 | -15.9 | -14.86 | -14.9 | -14.38 | -14.13 | -12.27 | -10.28 | -9.39 | -9.35 | -8.9 | -8.14 |
Comprehensive Income & Other | -21.81 | -26.69 | -24.78 | -28.49 | -32.76 | -33.43 | -34.79 | -27.5 | -34.79 | -33.85 | -30.66 | -48 | -36.07 | -33.27 | -38.37 | -46.32 | -31.36 | -17.61 | 3.99 | 3.1 |
Shareholders' Equity | 110.55 | 106.11 | 113.66 | 107.94 | 101.12 | 98.43 | 94.74 | 99.93 | 90.93 | 90.98 | 93.92 | 74.82 | 85.96 | 87.18 | 82.69 | 73.82 | 87.12 | 99.37 | 119.1 | 116.14 |
Total Liabilities & Equity | 1,448 | 1,215 | 1,193 | 1,199 | 1,198 | 1,197 | 1,189 | 1,231 | 1,145 | 1,064 | 1,071 | 1,077 | 1,092 | 1,117 | 1,087 | 1,059 | 1,111 | 1,069 | 1,077 | 1,070 |
Total Debt | 138.36 | 16.31 | 16.57 | 16.82 | 16.59 | 16.84 | 18.08 | 17.32 | 17.56 | 17.8 | 19.1 | 19.04 | 19.53 | 18.77 | 45.45 | 19.25 | 19.49 | 19.73 | 21.65 | 19.97 |
Net Cash (Debt) | -80.47 | 36.32 | 35.32 | 60.28 | 75.2 | 75.53 | 77.39 | 158.68 | 79.67 | 9.65 | 7.95 | 33.67 | 44.87 | 70.9 | -14.47 | 29.75 | 84.46 | 45.83 | 54.43 | 101.21 |
Net Cash Growth (YoY) | - | -51.92% | -54.36% | -62.01% | -5.61% | 683.04% | 873.43% | 371.30% | 77.57% | -86.39% | - | 13.17% | -46.88% | 54.71% | - | -70.61% | -14.99% | -40.82% | 46.70% | - |
Net Cash Per Share | -28.12 | 12.43 | 11.90 | 20.29 | 25.28 | 25.35 | 25.85 | 52.75 | 26.32 | 3.17 | 2.58 | 10.78 | 14.13 | 21.97 | -4.43 | 8.97 | 25.32 | 13.70 | 16.31 | 30.33 |
Filing Date Shares Outstanding | 2.71 | 2.75 | 2.95 | 2.97 | 2.96 | 2.98 | 2.96 | 2.98 | 2.98 | 2.99 | 3.04 | 3.03 | 3.06 | 3.07 | 3.14 | 3.24 | 3.28 | 3.28 | 3.28 | 3.28 |
Total Common Shares Outstanding | 2.71 | 2.75 | 2.95 | 2.97 | 2.96 | 2.98 | 2.96 | 2.98 | 2.98 | 2.99 | 3.04 | 3.03 | 3.06 | 3.07 | 3.15 | 3.24 | 3.28 | 3.28 | 3.27 | 3.28 |
Book Value Per Share | 40.72 | 38.53 | 38.47 | 36.39 | 34.16 | 32.99 | 31.96 | 33.56 | 30.49 | 30.41 | 30.93 | 24.67 | 28.12 | 28.42 | 26.22 | 22.78 | 26.57 | 30.30 | 36.39 | 35.46 |
Tangible Book Value | 110.55 | 106.11 | 113.66 | 107.94 | 101.12 | 98.43 | 66.02 | 99.93 | 90.93 | 90.98 | 65.09 | 74.82 | 85.96 | 87.18 | 53.72 | 44.81 | 58.08 | 70.29 | 89.98 | 86.99 |
Tangible Book Value Per Share | 40.72 | 38.53 | 38.47 | 36.39 | 34.16 | 32.99 | 22.28 | 33.56 | 30.49 | 30.41 | 21.43 | 24.67 | 28.12 | 28.42 | 17.03 | 13.83 | 17.71 | 21.43 | 27.50 | 26.56 |