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United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
41.80
+0.39 (0.94%)
At close: Nov 4, 2026

United Bancshares Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Equivalents
57.1257.8952.6351.8877.191.892.3795.2817697.2327.4526.9252.764.3989.6730.6849103.9565.5675.2
Investment Securities
428.47435.96221.54227.9226.91225.57228.83119.12249.91242.22247.64123.91234.57253.21260.9143.49132.56141.69142.35155.07
Trading Asset Securities
-------0.19---0.14---0.31---0.88
Mortgage-Backed Securities
-------116.38---124.21---137.79142.9144.97154.3152.57
Total Investments
428.47435.96221.54227.9226.91225.57228.83235.68249.91242.22247.64248.27234.57253.21260.9281.59275.47286.66296.65308.52
Gross Loans
868.51863.51853.2825.13804.93789.31784.93762.17722.27720.94705.15706.67702.99690.55683.91683.58637.43625.56614.2609.56
Allowance for Loan Losses
-9.33-9.01-8.87-8.63-8.51-8.45-8.27-7.94-8.33-8.49-8.58-8.88-9.37-9.35-9.4-9.4-10.4-10.4-10.36-10.36
Net Loans
859.18854.5844.33816.5796.42780.87776.66754.23713.94712.45696.57697.79693.62681.21674.51674.17627.03615.16603.84599.2
Property, Plant & Equipment
-------23.41---25.33---25.5124.2723.8722.7423.5
Goodwill
-------28.62---28.62---28.6228.6228.6228.6228.62
Other Intangible Assets
-------0.1---0.22---0.360.390.430.460.5
Loans Held for Sale
-------4.82---2.16---3.978.087.210.489.15
Accrued Interest Receivable
-------4.45---4.2--------
Other Current Assets
-------2.07------------
Long-Term Deferred Tax Assets
-------8.51---7.67---10----
Other Long-Term Assets
113.5299.1696.5297.1298.2199.9198.6829.8790.8393.0792.128.2596.4192.8792.1728.5442.5839.6235.8826.74
Total Assets
1,4581,4481,2151,1931,1991,1981,1971,1891,2311,1451,0641,0711,0771,0921,1171,0871,0591,1111,0691,077

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Interest Bearing Deposits
1,1911,1901,0861,0561,0681,0741,075909.731,1071,030948.95773.65977.37979.891,005719.66744.04757.1745.24735.04
Institutional Deposits
---------------18.26----
Non-Interest Bearing Deposits
-------161.38---179.2---215.97216.73241.09199.59195.37
Total Deposits
1,1911,1901,0861,0561,0681,0741,0751,0711,1071,030948.95952.85977.37979.891,005953.88960.77998.19944.83930.41
Short-Term Borrowings
---------------25.08---0.01
Current Portion of Long-Term Debt
----------------0.250.5--
Current Portion of Leases
-------0.29-------0.26----
Long-Term Debt
163.63138.3616.3116.5716.8216.5916.84417.3217.5617.8519.0419.5318.776666.757
Long-Term Leases
-------0.72---1.06---1.1---1.66
Trust Preferred Securities
-------13.08---13.04---13.011312.9912.9812.98
Pension & Post-Retirement Benefits
-------1.31---1.38---1.58---1.57
Long-Term Deferred Tax Liabilities
-------------------1.31
Other Long-Term Liabilities
8.159.066.247.436.276.446.284.096.226.226.044.256.076.36.413.695.455.835.432.52
Total Liabilities
1,3631,3371,1091,0801,0911,0971,0981,0951,1311,054972.79977.571,0021,0061,0301,005985.471,024969.99957.46

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Common Stock
22.5822.522.4322.3322.0921.921.763.8421.4221.4121.273.8221.0721.0420.933.823.823.813.813.79
Additional Paid-In Capital
-------17.62---17.32---17.0516.9916.8416.7816.31
Retained Earnings
142.57138.13137.14134.12131.71129.4126.96124.82122.46120.64119.46118.3116.65115.36113.65112.47109.61107.22105.74103.9
Treasury Stock
-29.21-28.26-26.76-18.01-17.36-17.43-16.86-16.76-16.44-16.34-15.9-14.86-14.9-14.38-14.13-12.27-10.28-9.39-9.35-8.9
Comprehensive Income & Other
-40.91-21.81-26.69-24.78-28.49-32.76-33.43-34.79-27.5-34.79-33.85-30.66-48-36.07-33.27-38.37-46.32-31.36-17.613.99
Shareholders' Equity
95.04110.55106.11113.66107.94101.1298.4394.7499.9390.9390.9893.9274.8285.9687.1882.6973.8287.1299.37119.1
Total Liabilities & Equity
1,4581,4481,2151,1931,1991,1981,1971,1891,2311,1451,0641,0711,0771,0921,1171,0871,0591,1111,0691,077

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Total Debt
163.63138.3616.3116.5716.8216.5916.8418.0817.3217.5617.819.119.0419.5318.7745.4519.2519.4919.7321.65
Net Cash (Debt)
-106.51-80.4736.3235.3260.2875.275.5377.39158.6879.679.657.9533.6744.8770.9-14.4729.7584.4645.8354.43
Net Cash Growth (YoY)
---51.92%-54.36%-62.01%-5.61%683.04%873.43%371.30%77.57%-86.39%-13.17%-46.88%54.71%--70.61%-14.99%-40.82%46.70%
Net Cash Per Share
-38.07-28.1212.4311.9020.2925.2825.3525.8552.7526.323.172.5810.7814.1321.97-4.438.9725.3213.7016.31
Filing Date Shares Outstanding
2.692.712.752.952.972.962.982.962.982.982.993.043.033.063.073.143.243.283.283.28
Total Common Shares Outstanding
2.692.712.752.952.972.962.982.962.982.982.993.043.033.063.073.153.243.283.283.27
Book Value Per Share
35.3140.7238.5338.4736.3934.1632.9931.9633.5630.4930.4130.9324.6728.1228.4226.2222.7826.5730.3036.39
Tangible Book Value
95.04110.55106.11113.66107.94101.1298.4366.0299.9390.9390.9865.0974.8285.9687.1853.7244.8158.0870.2989.98
Tangible Book Value Per Share
35.3140.7238.5338.4736.3934.1632.9922.2833.5630.4930.4121.4324.6728.1228.4217.0313.8317.7121.4327.50