United Bancshares, Inc. (UBOH)

United Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest Income on Loans	66.08	62.18	59.48	58.82	47.6	47.16	45.12	42.81	50.91	48.55	47.89	38.66	38.06	36.21	33.62	31.2	30.49	31.78	32.45	33.72
Interest Income on Investments	-	-	-	-	10.48	10.48	10.48	10.48	-	-	-	8.54	7.74	7.74	7.74	7.74	7.07	6.31	5.63	5.08
Total Interest Income	66.08	62.18	59.48	58.82	58.08	57.64	55.6	53.28	50.91	48.55	47.89	47.2	45.8	43.95	41.36	38.94	37.56	38.08	38.08	38.8
Interest Paid on Deposits	19.95	18.48	17.87	18.47	17.86	19.04	19.45	19.53	20.02	17.84	16.19	12.7	10.22	7.22	4.38	2.32	1.79	1.79	2.03	2.28
Interest Paid on Borrowings	-	-	-	-	1.46	1.46	1.46	1.46	-	-	-	1.4	0.94	0.94	0.94	0.94	0.81	0.77	0.76	0.79
Total Interest Expense	19.95	18.48	17.87	18.47	19.31	20.49	20.9	20.99	20.02	17.84	16.19	14.09	11.16	8.16	5.32	3.26	2.61	2.56	2.8	3.07
Net Interest Income	46.13	43.71	41.62	40.36	38.77	37.15	34.69	32.3	30.88	30.71	31.7	33.11	34.64	35.79	36.04	35.68	34.96	35.53	35.28	35.74
Net Interest Income Growth (YoY)	18.99%	17.65%	19.95%	24.95%	25.54%	20.95%	9.46%	-2.44%	-10.84%	-14.19%	-12.06%	-7.22%	-0.92%	0.74%	2.15%	-0.14%	-2.70%	3.22%	2.05%	8.15%
Gain (Loss) on Sale of Investments	-	-	-	-	-0.01	-0.01	-0.01	-0.01	-	-	-	-0.07	-0.11	-0.11	-0.11	-0.11	-0.13	-0.09	-0.06	-0.02
Other Non-Interest Income	3.52	3.57	7.49	7.13	3.2	3.49	3.71	4.19	8.17	7.82	7.91	4	4.46	5.53	5.63	6.97	6.53	5.44	4.18	2.8
Total Non-Interest Income	3.52	3.57	7.49	7.13	7.43	7.72	7.94	8.42	8.17	7.82	7.91	7.38	7.45	8.51	8.62	9.95	11.25	13.14	14.69	17.35
Non-Interest Income Growth (YoY)	-52.59%	-53.72%	-5.65%	-15.32%	-9.04%	-1.24%	0.38%	14.16%	9.69%	-8.20%	-8.18%	-25.91%	-33.77%	-35.19%	-41.33%	-42.61%	-41.22%	-48.62%	-50.89%	-35.76%
Revenues Before Loan Losses	49.65	47.28	49.11	47.49	46.2	44.87	42.64	40.72	39.05	38.53	39.61	40.48	42.08	44.3	44.66	45.64	46.2	48.66	49.97	53.08
Provision for Loan Losses	0.7	0.51	0.64	0.45	0.05	-0.31	-0.73	-1.11	-1.07	-0.78	-0.66	-0.39	-1.09	-1.1	-1.03	-1	-	-	-	0.3
Revenue	48.96	46.77	48.47	47.04	46.15	45.17	43.37	41.83	40.12	39.3	40.26	40.87	43.18	45.4	45.68	46.64	46.2	48.66	49.97	52.78
Revenue Growth (YoY)	6.08%	3.54%	11.76%	12.45%	15.04%	14.93%	7.70%	2.35%	-7.08%	-13.43%	-11.86%	-12.36%	-6.54%	-6.71%	-8.58%	-11.64%	-12.84%	-11.42%	-14.63%	-1.97%
Salaries and Employee Benefits	-	-	-	-	15.18	15.18	15.18	15.18	-	-	-	15.56	18.23	18.23	18.23	18.23	19.12	19.12	19.12	20.52
Selling, General & Administrative	-	-	-	-	5.56	5.56	5.56	5.56	-	-	-	5.69	4.66	4.66	4.66	6.41	6.07	6.07	6.07	4.67
Other Non-Interest Expense	33.97	34.08	33.87	33.52	12.11	11.79	11.51	11.18	30.94	30.7	31.02	10.33	9.56	10.62	11.18	9.48	9.49	10.3	10.81	11.52
Total Non-Interest Expense	33.97	34.08	33.87	33.52	32.84	32.53	32.25	31.92	30.94	30.7	31.02	31.58	32.45	33.51	34.07	34.11	34.67	35.49	36	36.71
EBT Excluding Unusual Items	14.99	12.69	14.59	13.52	13.31	12.64	11.11	9.92	9.18	8.61	9.25	9.29	10.73	11.89	11.61	12.52	11.53	13.17	13.97	16.08
Pretax Income	14.99	12.69	14.59	13.52	13.31	12.64	11.11	9.92	9.18	8.61	9.25	9.29	10.73	11.89	11.61	12.52	11.53	13.17	13.97	16.08
Income Tax Expense	1.41	1.27	1.71	1.53	1.38	1.24	1	0.76	0.71	0.63	0.69	0.68	0.93	0.98	0.94	1.21	1.03	1.68	1.99	2.49
Net Income	13.59	11.43	12.88	12	11.93	11.41	10.11	9.16	8.47	7.98	8.55	8.61	9.8	10.91	10.68	11.31	10.49	11.5	11.98	13.58
Net Income to Common	13.59	11.43	12.88	12	11.93	11.41	10.11	9.16	8.47	7.98	8.55	8.61	9.8	10.91	10.68	11.31	10.49	11.5	11.98	13.58
Net Income Growth (YoY)	13.88%	0.16%	27.36%	31.02%	40.78%	42.96%	18.24%	6.38%	-13.53%	-26.86%	-19.87%	-23.91%	-6.61%	-5.11%	-10.92%	-16.72%	-16.79%	-16.50%	-28.60%	-1.26%
Basic Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3
Shares Change (YoY)	-5.83%	-3.80%	-1.95%	-0.88%	-1.23%	-1.72%	-2.21%	-2.67%	-3.65%	-4.64%	-5.61%	-5.79%	-5.84%	-4.81%	-3.48%	-2.20%	-0.64%	-0.11%	0.83%	0.96%
EPS (Basic)	4.86	3.99	4.41	4.04	4.02	3.84	3.40	3.06	2.82	2.64	2.81	2.80	3.14	3.44	3.31	3.47	3.20	3.51	3.66	4.14
EPS (Diluted)	4.86	3.99	4.41	4.04	4.02	3.84	3.40	3.06	2.82	2.64	2.81	2.80	3.13	3.43	3.30	3.46	3.17	3.45	3.59	4.07
EPS Growth (YoY)	20.88%	4.07%	29.83%	32.11%	42.60%	45.53%	20.97%	9.29%	-10.12%	-23.20%	-14.99%	-19.07%	-1.01%	-0.55%	-8.07%	-14.99%	-16.21%	-16.23%	-28.99%	-2.16%

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Dividend Per Share	0.960	0.940	0.920	0.900	0.900	0.890	0.880	0.880	0.880	0.880	0.880	0.880	0.870	0.860	0.850	0.840	0.830	0.820	0.780	0.730
Dividend Growth (YoY)	6.67%	5.62%	4.54%	2.27%	2.27%	1.14%	0%	0%	1.15%	2.33%	3.53%	4.76%	4.82%	4.88%	8.97%	15.07%	20.29%	30.16%	47.17%	43.14%
Effective Tax Rate	9.38%	9.97%	11.73%	11.28%	10.36%	9.78%	8.99%	7.68%	7.68%	7.26%	7.50%	7.35%	8.64%	8.26%	8.07%	9.69%	8.96%	12.71%	14.21%	15.52%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error