URSB Bancorp, Inc. (URSB)

URSB Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Revenue Revenue Growth	9.1	7.86	7.47	7.25
Revenue Growth	18.29%	5.32%	2.98%	-
Net Income Net Income Growth	0.68	0.5	0.58	0.72
Earnings Per Share EPS Growth	0.29	0.22	-	-
EPS Growth	-14.23%	-	-	-

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Cash & Investments Cash & Investments Growth	6.05	8.39	15.02	11.13
Total Debt Total Debt Growth	46.07	53.87	49.14	29.85
Net Cash (Debt) Net Cash Growth	-40.03	-45.48	-34.11	-18.72
Net Cash Growth	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-17.15	-19.48	-	-

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Operating Cash Flow Operating Cash Flow Growth	2.49	1.54	0.44	-0.24
Capital Expenditures CapEx Growth	-0.08	-0.02	-0.07	-0.64
Free Cash Flow Free Cash Flow Growth	2.41	1.52	0.37	-0.88
Free Cash Flow Growth	382.77%	311.35%	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Profit Margin	7.48%	6.40%	7.71%	9.93%
FCF Margin	26.49%	19.36%	4.96%	-12.19%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 7, 2026

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