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URSB Bancorp, Inc. (URSB)
OTCMKTS · Delayed Price · Currency is USD
12.00
-0.02 (-0.17%)
Jul 31, 2026, 2:45 PM EST

URSB Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Net Income
0.530.50.580.72
Depreciation & Amortization
0.260.270.270.22
Other Amortization
0.490.37-0.01-
Gain (Loss) on Sale of Investments
-0.010.150.120.01
Provision for Credit Losses
0.940.80.120.11
Accrued Interest Receivable
-0.19-0.21-0.14-0.41
Change in Other Net Operating Assets
0.820.11-0.46-0.7
Other Operating Activities
-0.16-0.45-0.03-0.19
Operating Cash Flow
2.691.540.44-0.24
Operating Cash Flow Growth
155.96%247.63%--

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Capital Expenditures
-0.03-0.02-0.07-0.64
Investment in Securities
-4.580.66-6.26-3.17
Net Decrease (Increase) in Loans Originated / Sold - Investing
-52.27-53.63-26.45-46.06
Other Investing Activities
-0.18-0.43-0.65-0.92
Investing Cash Flow
-57.06-53.42-33.43-50.8

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Short-Term Debt Issued
--520.23
Long-Term Debt Issued
-34.7623.2113.25
Total Debt Issued
25.1134.7628.2133.48
Short-Term Debt Repaid
--7-8-
Long-Term Debt Repaid
--23.33-0.5-11.5
Total Debt Repaid
-21.83-30.33-8.5-11.5
Net Debt Issued (Repaid)
3.294.4419.7121.98
Net Increase (Decrease) in Deposit Accounts
37.4244.8713.9211.61
Other Financing Activities
0.240.230.20.18
Financing Cash Flow
60.4849.5433.8333.77

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Net Cash Flow
6.11-2.340.85-17.27

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Free Cash Flow
2.661.520.37-0.88
Free Cash Flow Growth
162.94%311.35%--
Free Cash Flow Margin
31.47%19.36%4.96%-12.19%
Free Cash Flow Per Share
1.140.65--

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23
Cash Interest Paid
9.719.037.273.96
Cash Income Tax Paid
0.240.290.250.42