URSB Bancorp Statistics
Total Valuation
URSB Bancorp has a market cap or net worth of 26.61 million.
| Market Cap | 26.61M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, June 12, 2026.
| Earnings Date | Jun 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
URSB Bancorp has 2.33 million shares outstanding.
| Current Share Class | 2.33M |
| Shares Outstanding | 2.33M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +109.70% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 2.11M |
Valuation Ratios
The trailing PE ratio is 51.14.
| PE Ratio | 51.14 |
| Forward PE | n/a |
| PS Ratio | 3.15 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.67 |
| P/FCF Ratio | 10.02 |
| P/OCF Ratio | 9.91 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 19.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.81%.
| Return on Equity (ROE) | 1.81% |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | 30 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, URSB Bancorp has paid 77,000 in taxes.
| Income Tax | 77,000 |
| Effective Tax Rate | 12.79% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | n/a |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 50.66 |
| Average Volume (20 Days) | 6,946 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, URSB Bancorp had revenue of 8.44 million and earned 525,000 in profits. Earnings per share was 0.22.
| Revenue | 8.44M |
| Gross Profit | 8.44M |
| Operating Income | 973,000 |
| Pretax Income | 602,000 |
| Net Income | 525,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.22 |
Balance Sheet
The company has 18.00 million in cash and 51.57 million in debt, with a net cash position of -33.58 million or -14.38 per share.
| Cash & Cash Equivalents | 18.00M |
| Total Debt | 51.57M |
| Net Cash | -33.58M |
| Net Cash Per Share | -14.38 |
| Equity (Book Value) | 39.78M |
| Book Value Per Share | 17.04 |
| Working Capital | -278.80M |
Cash Flow
In the last 12 months, operating cash flow was 2.69 million and capital expenditures -28,000, giving a free cash flow of 2.66 million.
| Operating Cash Flow | 2.69M |
| Capital Expenditures | -28,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 3.29M |
| Free Cash Flow | 2.66M |
| FCF Per Share | 1.14 |
Margins
| Gross Margin | n/a |
| Operating Margin | 11.52% |
| Pretax Margin | 7.13% |
| Profit Margin | 6.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.47% |
Dividends & Yields
URSB Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 1.97% |
| FCF Yield | 9.98% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |