URSB Bancorp, Inc. (URSB)
OTCMKTS · Delayed Price · Currency is USD
11.38
+0.02 (0.18%)
May 1, 2026, 11:55 AM EST

URSB Bancorp Statistics

Total Valuation

URSB Bancorp has a market cap or net worth of 26.52 million.

Market Cap26.52M
Enterprise Value n/a

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

URSB Bancorp has 2.33 million shares outstanding.

Current Share Class 2.33M
Shares Outstanding 2.33M
Shares Change (YoY) n/a
Shares Change (QoQ) +109.70%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 2.11M

Valuation Ratios

The trailing PE ratio is 52.72.

PE Ratio 52.72
Forward PE n/a
PS Ratio 3.37
PB Ratio 1.33
P/TBV Ratio 1.33
P/FCF Ratio 17.42
P/OCF Ratio 17.22
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 35.39
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.62%.

Return on Equity (ROE) 2.62%
Return on Assets (ROA) 0.15%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 271,138
Profits Per Employee 17,345
Employee Count30
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, URSB Bancorp has paid 145,000 in taxes.

Income Tax 145,000
Effective Tax Rate 22.38%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) 66.64
Average Volume (20 Days) 14,206

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.00

Income Statement

In the last 12 months, URSB Bancorp had revenue of 7.86 million and earned 503,000 in profits. Earnings per share was 0.22.

Revenue7.86M
Gross Profit 7.86M
Operating Income 989,000
Pretax Income 648,000
Net Income 503,000
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.22
Full Income Statement

Balance Sheet

The company has 8.39 million in cash and 53.87 million in debt, with a net cash position of -45.48 million or -19.48 per share.

Cash & Cash Equivalents 8.39M
Total Debt 53.87M
Net Cash -45.48M
Net Cash Per Share -19.48
Equity (Book Value) 19.99M
Book Value Per Share 8.57
Working Capital -295.56M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.54 million and capital expenditures -18,000, giving a free cash flow of 1.52 million.

Operating Cash Flow 1.54M
Capital Expenditures -18,000
Depreciation & Amortization n/a
Net Borrowing 4.44M
Free Cash Flow 1.52M
FCF Per Share 0.65
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 12.58%
Pretax Margin 8.24%
Profit Margin 6.40%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 19.36%

Dividends & Yields

URSB Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 1.90%
FCF Yield 5.74%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4