URSB Bancorp Statistics
Total Valuation
URSB Bancorp has a market cap or net worth of 29.06 million.
| Market Cap | 29.06M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 21, 2026.
| Earnings Date | Aug 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
URSB Bancorp has 2.33 million shares outstanding. The number of shares has increased by 54.85% in one year.
| Current Share Class | 2.33M |
| Shares Outstanding | 2.33M |
| Shares Change (YoY) | +54.85% |
| Shares Change (QoQ) | -1.57% |
| Owned by Insiders (%) | 2.26% |
| Owned by Institutions (%) | n/a |
| Float | 2.06M |
Valuation Ratios
The trailing PE ratio is 42.74.
| PE Ratio | 42.74 |
| Forward PE | n/a |
| PS Ratio | 3.20 |
| PB Ratio | 0.74 |
| P/TBV Ratio | 0.74 |
| P/FCF Ratio | 12.06 |
| P/OCF Ratio | 11.69 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 19.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.33%.
| Return on Equity (ROE) | 2.33% |
| Return on Assets (ROA) | 0.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | 30 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, URSB Bancorp has paid 119,000 in taxes.
| Income Tax | 119,000 |
| Effective Tax Rate | 14.89% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 11.75 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 71.55 |
| Average Volume (20 Days) | 5,495 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, URSB Bancorp had revenue of 9.10 million and earned 680,000 in profits. Earnings per share was 0.29.
| Revenue | 9.10M |
| Gross Profit | 9.10M |
| Operating Income | 1.18M |
| Pretax Income | 799,000 |
| Net Income | 680,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.29 |
Balance Sheet
The company has 6.05 million in cash and 46.07 million in debt, with a net cash position of -40.03 million or -17.15 per share.
| Cash & Cash Equivalents | 6.05M |
| Total Debt | 46.07M |
| Net Cash | -40.03M |
| Net Cash Per Share | -17.15 |
| Equity (Book Value) | 39.54M |
| Book Value Per Share | 16.94 |
| Working Capital | -301.74M |
Cash Flow
In the last 12 months, operating cash flow was 2.49 million and capital expenditures -78,000, giving a free cash flow of 2.41 million.
| Operating Cash Flow | 2.49M |
| Capital Expenditures | -78,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -3.83M |
| Free Cash Flow | 2.41M |
| FCF Per Share | 1.03 |
Margins
| Gross Margin | n/a |
| Operating Margin | 12.94% |
| Pretax Margin | 8.79% |
| Profit Margin | 7.48% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.49% |
Dividends & Yields
URSB Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -54.85% |
| Shareholder Yield | -54.85% |
| Earnings Yield | 2.34% |
| FCF Yield | 8.29% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |