URSB Bancorp Statistics
Total Valuation
URSB Bancorp has a market cap or net worth of 31.93 million.
| Market Cap | 31.93M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, April 9, 2027.
| Earnings Date | Apr 9, 2027 |
| Ex-Dividend Date | n/a |
Share Statistics
URSB Bancorp has 2.33 million shares outstanding.
| Current Share Class | 2.33M |
| Shares Outstanding | 2.33M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 2.26% |
| Owned by Institutions (%) | n/a |
| Float | 1.91M |
Valuation Ratios
The trailing PE ratio is 39.77.
| PE Ratio | 39.77 |
| Forward PE | n/a |
| PS Ratio | 3.23 |
| PB Ratio | 0.81 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | 11.56 |
| P/OCF Ratio | 11.13 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.94 |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.71%.
| Return on Equity (ROE) | 2.71% |
| Return on Assets (ROA) | 0.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | 30 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, URSB Bancorp has paid 160,000 in taxes.
| Income Tax | 160,000 |
| Effective Tax Rate | 16.61% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 12.79 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 58.47 |
| Average Volume (20 Days) | 4,601 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, URSB Bancorp had revenue of 9.87 million and earned 803,000 in profits. Earnings per share was 0.34.
| Revenue | 9.87M |
| Gross Profit | 9.87M |
| Operating Income | 1.32M |
| Pretax Income | 963,000 |
| Net Income | 803,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.34 |
Balance Sheet
The company has 10.77 million in cash and 37.07 million in debt, with a net cash position of -26.30 million or -11.27 per share.
| Cash & Cash Equivalents | 10.77M |
| Total Debt | 37.07M |
| Net Cash | -26.30M |
| Net Cash Per Share | -11.27 |
| Equity (Book Value) | 39.33M |
| Book Value Per Share | 16.85 |
| Working Capital | -332.07M |
Cash Flow
In the last 12 months, operating cash flow was 2.87 million and capital expenditures -106,000, giving a free cash flow of 2.76 million.
| Operating Cash Flow | 2.87M |
| Capital Expenditures | -106,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -14.66M |
| Free Cash Flow | 2.76M |
| FCF Per Share | 1.18 |
Margins
| Gross Margin | n/a |
| Operating Margin | 13.38% |
| Pretax Margin | 9.76% |
| Profit Margin | 8.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.99% |
Dividends & Yields
URSB Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 2.51% |
| FCF Yield | 8.65% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | n/a |
| Graham Formula Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |