URSB Bancorp, Inc. (URSB)

URSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Cash & Equivalents	18	8.39	10.73	9.88
Investment Securities	18.94	19.98	33.92	33.51
Mortgage-Backed Securities	19.39	18.72	8.45	3.72
Total Investments	38.33	38.7	42.36	37.23
Gross Loans	307.11	302.72	249.39	223.02
Allowance for Loan Losses	-2.37	-2.28	-1.36	-1.48
Net Loans	304.74	300.44	248.03	221.54
Property, Plant & Equipment	2.46	2.5	2.74	2.94
Other Intangible Assets	-	0.01	0.02	0.02
Accrued Interest Receivable	1.49	1.48	1.27	1.13
Long-Term Deferred Tax Assets	-	0.09	0.26	-
Other Long-Term Assets	13.31	13.99	8.52	7.69
Total Assets	380.61	367.97	315.86	281.72
Interest Bearing Deposits	181.71	180.17	167.36	171.47
Institutional Deposits	95.53	100.84	72.99	57.78
Non-Interest Bearing Deposits	8.55	9.94	5.73	2.9
Total Deposits	285.79	290.95	246.08	232.16
Short-Term Borrowings	-	-	7	10
Current Portion of Long-Term Debt	11	13	9.93	0.5
Current Portion of Leases	-	0.08	-	0.08
Other Current Liabilities	1.5	1.4	1.17	0.97
Long-Term Debt	2.78	2.78	4.53	5.1
Federal Home Loan Bank Debt, Long-Term	37.8	37.8	27.69	13.83
Long-Term Leases	-	0.22	-	0.35
Other Long-Term Liabilities	1.97	1.76	1.14	0.95
Total Liabilities	340.83	347.98	297.52	263.93
Retained Earnings	20.62	20.46	19.96	19.39
Comprehensive Income & Other	-2.45	-0.47	-1.62	-1.6
Shareholders' Equity	39.78	19.99	18.34	17.79
Total Liabilities & Equity	380.61	367.97	315.86	281.72
Total Debt	51.57	53.87	49.14	29.85
Net Cash (Debt)	-33.58	-45.48	-34.11	-18.72
Net Cash Per Share	-14.38	-19.48	-	-
Filing Date Shares Outstanding	2.33	2.33	-	-
Total Common Shares Outstanding	2.33	2.33	-	-
Book Value Per Share	17.04	8.57	-	-
Tangible Book Value	39.78	19.98	18.32	17.77
Tangible Book Value Per Share	17.04	8.56	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.