URSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	18	8.39	10.73	9.88
Investment Securities	18.94	19.98	33.92	33.51
Mortgage-Backed Securities	19.39	18.72	8.45	3.72
Total Investments	38.33	38.7	42.36	37.23
Gross Loans	307.11	302.72	249.39	223.02
Allowance for Loan Losses	-2.37	-2.28	-1.36	-1.48
Net Loans	304.74	300.44	248.03	221.54
Property, Plant & Equipment	2.46	2.5	2.74	2.94
Other Intangible Assets	-	0.01	0.02	0.02
Accrued Interest Receivable	1.49	1.48	1.27	1.13
Long-Term Deferred Tax Assets	-	0.09	0.26	-
Other Long-Term Assets	13.31	13.99	8.52	7.69
Total Assets	380.61	367.97	315.86	281.72
Interest Bearing Deposits	181.71	180.17	167.36	171.47
Institutional Deposits	95.53	100.84	72.99	57.78
Non-Interest Bearing Deposits	8.55	9.94	5.73	2.9
Total Deposits	285.79	290.95	246.08	232.16
Short-Term Borrowings	-	-	7	10
Current Portion of Long-Term Debt	11	13	9.93	0.5
Current Portion of Leases	-	0.08	-	0.08
Other Current Liabilities	1.5	1.4	1.17	0.97
Long-Term Debt	2.78	2.78	4.53	5.1
Federal Home Loan Bank Debt, Long-Term	37.8	37.8	27.69	13.83
Long-Term Leases	-	0.22	-	0.35
Other Long-Term Liabilities	1.97	1.76	1.14	0.95
Total Liabilities	340.83	347.98	297.52	263.93
Retained Earnings	20.62	20.46	19.96	19.39
Comprehensive Income & Other	-2.45	-0.47	-1.62	-1.6
Shareholders' Equity	39.78	19.99	18.34	17.79
Total Liabilities & Equity	380.61	367.97	315.86	281.72
Total Debt	51.57	53.87	49.14	29.85
Net Cash (Debt)	-33.58	-45.48	-34.11	-18.72
Net Cash Per Share	-14.38	-19.48	-	-
Filing Date Shares Outstanding	2.33	2.33	-	-
Total Common Shares Outstanding	2.33	2.33	-	-
Book Value Per Share	17.04	8.57	-	-
Tangible Book Value	39.78	19.98	18.32	17.77
Tangible Book Value Per Share	17.04	8.56	-	-