URSB Bancorp, Inc. (URSB)
OTCMKTS · Delayed Price · Currency is USD
12.00
-0.02 (-0.17%)
Jul 31, 2026, 2:45 PM EST
URSB Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Cash & Equivalents | 18 | 8.39 | 10.73 | 9.88 |
Investment Securities | 18.94 | 19.98 | 33.92 | 33.51 |
Mortgage-Backed Securities | 19.39 | 18.72 | 8.45 | 3.72 |
Total Investments | 38.33 | 38.7 | 42.36 | 37.23 |
Gross Loans | 307.11 | 302.72 | 249.39 | 223.02 |
Allowance for Loan Losses | -2.37 | -2.28 | -1.36 | -1.48 |
Net Loans | 304.74 | 300.44 | 248.03 | 221.54 |
Property, Plant & Equipment | 2.46 | 2.5 | 2.74 | 2.94 |
Other Intangible Assets | - | 0.01 | 0.02 | 0.02 |
Accrued Interest Receivable | 1.49 | 1.48 | 1.27 | 1.13 |
Long-Term Deferred Tax Assets | - | 0.09 | 0.26 | - |
Other Long-Term Assets | 13.31 | 13.99 | 8.52 | 7.69 |
Total Assets | 380.61 | 367.97 | 315.86 | 281.72 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Interest Bearing Deposits | 181.71 | 180.17 | 167.36 | 171.47 |
Institutional Deposits | 95.53 | 100.84 | 72.99 | 57.78 |
Non-Interest Bearing Deposits | 8.55 | 9.94 | 5.73 | 2.9 |
Total Deposits | 285.79 | 290.95 | 246.08 | 232.16 |
Short-Term Borrowings | - | - | 7 | 10 |
Current Portion of Long-Term Debt | 11 | 13 | 9.93 | 0.5 |
Current Portion of Leases | - | 0.08 | - | 0.08 |
Other Current Liabilities | 1.5 | 1.4 | 1.17 | 0.97 |
Long-Term Debt | 2.78 | 2.78 | 4.53 | 5.1 |
Federal Home Loan Bank Debt, Long-Term | 37.8 | 37.8 | 27.69 | 13.83 |
Long-Term Leases | - | 0.22 | - | 0.35 |
Other Long-Term Liabilities | 1.97 | 1.76 | 1.14 | 0.95 |
Total Liabilities | 340.83 | 347.98 | 297.52 | 263.93 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Retained Earnings | 20.62 | 20.46 | 19.96 | 19.39 |
Comprehensive Income & Other | -2.45 | -0.47 | -1.62 | -1.6 |
Shareholders' Equity | 39.78 | 19.99 | 18.34 | 17.79 |
Total Liabilities & Equity | 380.61 | 367.97 | 315.86 | 281.72 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Total Debt | 51.57 | 53.87 | 49.14 | 29.85 |
Net Cash (Debt) | -33.58 | -45.48 | -34.11 | -18.72 |
Net Cash Growth | - | - | - | - |
Net Cash Per Share | -14.38 | -19.48 | - | - |
Filing Date Shares Outstanding | 2.33 | 2.33 | - | - |
Total Common Shares Outstanding | 2.33 | 2.33 | - | - |
Book Value Per Share | 17.04 | 8.57 | - | - |
Tangible Book Value | 39.78 | 19.98 | 18.32 | 17.77 |
Tangible Book Value Per Share | 17.04 | 8.56 | - | - |