United Roosevelt MHC (URSB)

United Roosevelt MHC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	0.51	0.58	0.72
Depreciation & Amortization	0.27	0.27	0.22
Gain (Loss) on Sale of Investments	0.13	0.12	0.01
Provision for Credit Losses	0.23	0.12	0.11
Accrued Interest Receivable	-0.15	-0.14	-0.41
Change in Other Net Operating Assets	-0.3	-0.46	-0.7
Other Operating Activities	-0.25	-0.04	-0.19
Operating Cash Flow	0.56	0.44	-0.24
Capital Expenditures	-0.06	-0.07	-0.64
Investment in Securities	-1.28	-6.26	-3.17
Net Decrease (Increase) in Loans Originated / Sold - Investing	-28.64	-26.45	-46.06
Other Investing Activities	-0.94	-0.65	-0.92
Investing Cash Flow	-30.92	-33.43	-50.8
Short-Term Debt Issued	-	5	20.23
Long-Term Debt Issued	-	23.21	13.25
Total Debt Issued	35.97	28.21	33.48
Short-Term Debt Repaid	-	-8	-
Long-Term Debt Repaid	-	-0.5	-11.5
Total Debt Repaid	-14.5	-8.5	-11.5
Net Debt Issued (Repaid)	21.47	19.71	21.98
Net Increase (Decrease) in Deposit Accounts	4.38	13.92	11.61
Other Financing Activities	0.11	0.2	0.18
Financing Cash Flow	25.96	33.83	33.77
Net Cash Flow	-4.41	0.85	-17.27
Free Cash Flow	0.5	0.37	-0.88
Free Cash Flow Margin	6.49%	4.96%	-12.19%
Cash Interest Paid	8.28	7.27	3.96
Cash Income Tax Paid	0.06	0.25	0.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.