The National Bank (PEX:TNB)

Palestine · Delayed Price · Currency is JOD · Price in USD

1.320

+0.010 (0.76%)

At close: Jul 29, 2026

The National Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	48.5	48.23	41.68	59.47	62.09	74.55
Revenue Growth	21.83%	15.71%	-29.92%	-4.21%	-16.72%	0.38%
Net Income	7.32	7.01	1.03	14.4	17	8.5
Earnings Per Share	0.06	0.06	0.01	0.13	0.15	0.08
EPS Growth	1252.69%	583.56%	-92.88%	-15.29%	81.59%	-

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Personal Banking Services	18.97
Public Sector	20.48
Corporate and Institutional Banking Services	19.6
Treasury	15.09
Other	0.12
Total	74.26

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	370.47	275.42	180.88	231.16	230.97	503.83
Total Debt	98.94	105.79	65.41	89.42	57.85	97.73
Net Cash (Debt)	271.53	169.63	115.47	141.73	173.12	406.11
Net Cash Growth	27.57%	46.90%	-18.53%	-18.13%	-57.37%	-20.16%
Net Cash Per Share	2.25	1.50	1.02	1.25	1.53	3.95

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-9.15	-60.71	121.96	41.52	-32.88	25.54
Capital Expenditures	-1.02	-1.2	-2.9	-5.45	-4	-1.45
Free Cash Flow	-10.16	-61.91	119.06	36.07	-36.88	24.1
Free Cash Flow Growth	-	-	230.09%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	15.08%	14.53%	2.46%	24.22%	27.38%	11.40%
FCF Margin	-20.95%	-128.38%	285.68%	60.65%	-59.40%	32.32%

Dividends

Fiscal Year	FY 2023	FY 2022
Period Ending	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.050	0.050
Dividend Per Share Growth	0%	-
Dividend Yield	3.21%	2.89%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	21.80	23.56	132.38	12.25	11.84	17.27
P/FCF Ratio	-	-	1.14	4.89	-	6.09
PS Ratio	3.08	3.42	3.26	2.97	3.24	1.97