The National Bank (PEX:TNB)

The National Bank Statistics

Total Valuation

PEX:TNB has a market cap or net worth of JOD 116.22 million.

Market Cap	116.22M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, May 25, 2026.

Earnings Date	May 25, 2026
Ex-Dividend Date	n/a

Share Statistics

PEX:TNB has 113.10 million shares outstanding. The number of shares has increased by 2.95% in one year.

Current Share Class	113.10M
Shares Outstanding	113.10M
Shares Change (YoY)	+2.95%
Shares Change (QoQ)	+49.27%
Owned by Insiders (%)	15.25%
Owned by Institutions (%)	11.87%
Float	29.57M

Valuation Ratios

The trailing PE ratio is 23.94.

PE Ratio	23.94
Forward PE	n/a
PS Ratio	3.38
PB Ratio	0.99
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-9.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.31%.

Return on Equity (ROE)	4.31%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.67%
Revenue Per Employee	52,315
Profits Per Employee	7,891
Employee Count	657
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PEX:TNB has paid 1.70 million in taxes.

Income Tax	1.70M
Effective Tax Rate	24.74%

Stock Price Statistics

The stock price has increased by +3.57% in the last 52 weeks. The beta is 0.01, so PEX:TNB's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	+3.57%
50-Day Moving Average	1.39
200-Day Moving Average	1.41
Relative Strength Index (RSI)	57.41
Average Volume (20 Days)	3,721

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PEX:TNB had revenue of JOD 34.37 million and earned 5.18 million in profits. Earnings per share was 0.04.

Revenue	34.37M
Gross Profit	33.76M
Operating Income	6.89M
Pretax Income	6.89M
Net Income	5.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 262.55 million in cash and 70.12 million in debt, with a net cash position of 192.44 million or 1.70 per share.

Cash & Cash Equivalents	262.55M
Total Debt	70.12M
Net Cash	192.44M
Net Cash Per Share	1.70
Equity (Book Value)	116.85M
Book Value Per Share	0.73
Working Capital	143.71M

Cash Flow

In the last 12 months, operating cash flow was -6.48 million and capital expenditures -720,606, giving a free cash flow of -7.20 million.

Operating Cash Flow	-6.48M
Capital Expenditures	-720,606
Depreciation & Amortization	n/a
Net Borrowing	3.22M
Free Cash Flow	-7.20M
FCF Per Share	-0.06

Margins

Gross Margin	n/a
Operating Margin	20.04%
Pretax Margin	20.04%
Profit Margin	15.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

PEX:TNB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.81%
Buyback Yield	-2.95%
Shareholder Yield	-2.95%
Earnings Yield	4.46%
FCF Yield	-6.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 16, 2022. It was a forward split with a ratio of 1.0813.

Last Split Date	May 16, 2022
Split Type	Forward
Split Ratio	1.0813

Scores

Altman Z-Score	n/a
Piotroski F-Score	2