Asia United Bank Corporation (PSE:AUB)
Philippines flag Philippines · Delayed Price · Currency is PHP
48.75
+0.10 (0.21%)
At close: Aug 7, 2026

Asia United Bank Financials Overview

Millions PHP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23,95823,23820,77816,78513,42610,601
Revenue Growth
9.22%11.84%23.79%25.01%26.65%9.91%
Net Income
12,77412,71311,3388,2526,2674,054
Earnings Per Share
8.798.737.795.674.302.78
EPS Growth
4.77%12.13%37.39%31.68%54.59%34.10%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Branches
10,55910,10210,6298,8787,5285,530
Others
577692579477367345
Treasury
3,1963,6142,8192,55525-77
Commercial Banking
6,7416,2624,3422,6783,7593,121
Consumer Banking
2,5022,5682,3922,1291,7321,680
Total
23,57523,23820,76116,71713,41110,599

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8,49542,38318,76323,37216,08123,191
Total Debt
2,2894,1863,3373,4193,0659,496
Net Cash (Debt)
6,20638,19715,42619,95213,01613,695
Net Cash Growth
-55.45%147.62%-22.69%53.29%-4.96%23.97%
Net Cash Per Share
4.2726.2410.6013.708.949.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6,795-24,088-35,0896,555-9,165-5,523
Capital Expenditures
-669.41-587.27-379.52-531.76-226.33-173.23
Free Cash Flow
-7,464-24,675-35,4696,023-9,391-5,696
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
53.32%54.71%54.57%49.17%46.68%38.24%
FCF Margin
-31.15%-106.19%-170.71%35.88%-69.94%-53.73%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.0002.0001.1650.6670.6670.667
Dividend Per Share Growth
0%71.67%74.74%0%0%0%
Dividend Yield
4.10%5.20%4.04%4.58%5.71%5.73%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.544.493.952.893.215.18
Forward PE
-13.5613.5613.5613.5613.56
P/FCF Ratio
---3.95--
PS Ratio
2.962.462.151.421.501.98