Asia United Bank Corporation (PSE:AUB)
48.75
+0.10 (0.21%)
At close: Aug 7, 2026
Asia United Bank Financials Overview
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 23,958 | 23,238 | 20,778 | 16,785 | 13,426 | 10,601 |
Revenue Growth | 9.22% | 11.84% | 23.79% | 25.01% | 26.65% | 9.91% |
Net Income Net Income Growth | 12,774 | 12,713 | 11,338 | 8,252 | 6,267 | 4,054 |
Earnings Per Share EPS Growth | 8.79 | 8.73 | 7.79 | 5.67 | 4.30 | 2.78 |
EPS Growth | 4.77% | 12.13% | 37.39% | 31.68% | 54.59% | 34.10% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Branches Branches Growth | 10,559 | 10,102 | 10,629 | 8,878 | 7,528 | 5,530 |
Others Others Growth | 577 | 692 | 579 | 477 | 367 | 345 |
Treasury Treasury Growth | 3,196 | 3,614 | 2,819 | 2,555 | 25 | -77 |
Commercial Banking Commercial Banking Growth | 6,741 | 6,262 | 4,342 | 2,678 | 3,759 | 3,121 |
Consumer Banking Consumer Banking Growth | 2,502 | 2,568 | 2,392 | 2,129 | 1,732 | 1,680 |
Total Total Growth | 23,575 | 23,238 | 20,761 | 16,717 | 13,411 | 10,599 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 8,495 | 42,383 | 18,763 | 23,372 | 16,081 | 23,191 |
Total Debt Total Debt Growth | 2,289 | 4,186 | 3,337 | 3,419 | 3,065 | 9,496 |
Net Cash (Debt) Net Cash Growth | 6,206 | 38,197 | 15,426 | 19,952 | 13,016 | 13,695 |
Net Cash Growth | -55.45% | 147.62% | -22.69% | 53.29% | -4.96% | 23.97% |
Net Cash Per Share Net Cash Per Share Growth | 4.27 | 26.24 | 10.60 | 13.70 | 8.94 | 9.41 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -6,795 | -24,088 | -35,089 | 6,555 | -9,165 | -5,523 |
Capital Expenditures CapEx Growth | -669.41 | -587.27 | -379.52 | -531.76 | -226.33 | -173.23 |
Free Cash Flow Free Cash Flow Growth | -7,464 | -24,675 | -35,469 | 6,023 | -9,391 | -5,696 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 53.32% | 54.71% | 54.57% | 49.17% | 46.68% | 38.24% |
FCF Margin | -31.15% | -106.19% | -170.71% | 35.88% | -69.94% | -53.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.000 | 2.000 | 1.165 | 0.667 | 0.667 | 0.667 |
Dividend Per Share Growth | 0% | 71.67% | 74.74% | 0% | 0% | 0% |
Dividend Yield | 4.10% | 5.20% | 4.04% | 4.58% | 5.71% | 5.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.54 | 4.49 | 3.95 | 2.89 | 3.21 | 5.18 |
Forward PE | - | 13.56 | 13.56 | 13.56 | 13.56 | 13.56 |
P/FCF Ratio | - | - | - | 3.95 | - | - |
PS Ratio | 2.96 | 2.46 | 2.15 | 1.42 | 1.50 | 1.98 |