Asia United Bank Corporation (PSE:AUB)
Philippines flag Philippines · Delayed Price · Currency is PHP
50.60
+0.60 (1.20%)
At close: Aug 28, 2026

Asia United Bank Financials Overview

Millions PHP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23,95823,23820,77816,78513,42610,601
Revenue Growth
9.22%11.84%23.79%25.01%26.65%9.91%
Net Income
12,77412,71311,3388,2526,2674,054
Earnings Per Share
8.778.737.795.674.302.78
EPS Growth
4.55%12.13%37.39%31.68%54.59%34.10%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking
6,9766,2624,3422,6783,7593,121
Consumer Banking
2,5642,5682,3922,1291,7321,680
Treasury
2,7513,6142,8192,55525-77
Branches
11,07110,10210,6298,8787,5285,530
Others
597692579477367345
Total
23,95923,23820,76116,71713,41110,599

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,03642,38318,76323,37216,08123,191
Total Debt
2,2894,1863,3373,4193,0659,496
Net Cash (Debt)
12,74738,19715,42619,95213,01613,695
Net Cash Growth
-8.50%147.62%-22.69%53.29%-4.96%23.97%
Net Cash Per Share
8.7626.2410.6013.708.949.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6,795-24,088-35,0896,555-9,165-5,523
Capital Expenditures
-452.86-587.27-379.52-531.76-226.33-173.23
Free Cash Flow
-7,247-24,675-35,4696,023-9,391-5,696
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
53.32%54.71%54.57%49.17%46.68%38.24%
FCF Margin
-30.25%-106.19%-170.71%35.88%-69.94%-53.73%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.0002.0001.1650.6670.6670.667
Dividend Per Share Growth
0%71.67%74.74%0%0%0%
Dividend Yield
4.07%5.20%4.04%4.58%5.71%5.73%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.774.493.952.893.215.18
Forward PE
-13.5613.5613.5613.5613.56
P/FCF Ratio
---3.95--
PS Ratio
3.072.462.151.421.501.98