Asia United Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,373	29,975	14,107	15,014	12,416	15,458
Investment Securities	74,681	88,047	77,528	101,063	95,260	60,972
Trading Asset Securities	5,123	12,408	4,655	8,358	3,666	7,733
Total Investments	79,804	100,455	82,183	109,420	98,926	68,705
Gross Loans	294,487	271,035	240,322	190,619	191,649	170,671
Allowance for Loan Losses	-	-3,662	-4,223	-4,196	-4,361	-3,982
Other Adjustments to Gross Loans	-	-170.33	-151.56	-135.22	-143.01	-120.98
Net Loans	294,487	267,203	235,947	186,287	187,144	166,568
Property, Plant & Equipment	2,283	2,325	2,189	1,980	1,454	1,611
Goodwill	1,950	1,950	1,950	1,950	1,950	1,950
Other Intangible Assets	1,926	1,939	1,911	1,945	1,974	2,021
Accrued Interest Receivable	-	2,096	1,747	1,836	1,584	960.92
Other Receivables	41,463	1,278	1,169	678.37	665.93	757.73
Restricted Cash	-	20,580	36,704	28,432	26,533	52,919
Other Current Assets	-	5,690	6,581	6,106	5,924	5,804
Long-Term Deferred Tax Assets	479.06	332.41	489.12	515.06	524.35	433.6
Other Real Estate Owned & Foreclosed	918.73	1,023	981.91	893.91	581.17	529.32
Other Long-Term Assets	566.54	147.15	89.22	131.73	449.84	130.16
Total Assets	427,251	434,993	386,049	355,190	340,127	317,848

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	7,820	6,509	5,787	4,204	2,952
Accrued Expenses	1,523	1,236	1,313	1,515	1,305	1,247
Interest Bearing Deposits	338,274	349,356	313,238	291,991	288,786	263,572
Total Deposits	338,274	349,356	313,238	291,991	288,786	263,572
Short-Term Borrowings	-	1.11	1.67	1.29	17.1	47.69
Current Portion of Long-Term Debt	-	988.18	772	1,162	380	7,004
Current Portion of Leases	-	446.31	416.75	372.97	345.97	378.23
Current Income Taxes Payable	419.7	467.63	316.33	225.2	215.84	173.95
Accrued Interest Payable	-	300.65	507.79	613.01	243.46	103.72
Other Current Liabilities	711.94	1,957	2,043	2,231	1,936	1,801
Long-Term Debt	2,289	1,825	1,173	1,077	1,788	1,446
Long-Term Leases	-	925.4	973.27	806.09	533.92	620.52
Pension & Post-Retirement Benefits	-	19.06	13.5	65.81	12.72	16.31
Other Long-Term Liabilities	13,494	398.8	424.22	472.44	464.02	465.06
Total Liabilities	356,712	365,741	327,702	306,320	300,233	279,827

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	14,559	14,559	7,280	7,280	4,853	4,853
Additional Paid-In Capital	6,623	6,623	6,623	6,623	6,623	6,623
Retained Earnings	51,237	48,681	46,136	36,508	32,097	26,771
Comprehensive Income & Other	-2,011	-747.51	-1,892	-1,723	-3,853	-389.23
Total Common Equity	70,407	69,116	58,147	48,688	39,720	37,858
Minority Interest	131.36	136.68	199.5	182.43	174.3	162.55
Shareholders' Equity	70,539	69,252	58,346	48,870	39,894	38,020
Total Liabilities & Equity	427,251	434,993	386,049	355,190	340,127	317,848

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	2,289	4,186	3,337	3,419	3,065	9,496
Net Cash (Debt)	6,206	38,197	15,426	19,952	13,016	13,695
Net Cash Growth	-55.45%	147.62%	-22.69%	53.29%	-4.96%	23.97%
Net Cash Per Share	4.27	26.24	10.60	13.70	8.94	9.41
Filing Date Shares Outstanding	1,445	1,456	1,456	1,456	1,456	1,456
Total Common Shares Outstanding	1,445	1,456	1,456	1,456	1,456	1,456
Book Value Per Share	48.71	47.47	39.94	33.44	27.28	26.00
Tangible Book Value	66,531	65,227	54,287	44,793	35,796	33,887
Tangible Book Value Per Share	46.03	44.80	37.29	30.77	24.59	23.28