Asia United Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12,713	11,338	8,252	6,267	4,054
Depreciation & Amortization	859.53	789.89	768.69	717.79	740.79
Other Amortization	39.21	43.87	-	20.8	24.25
Gain (Loss) on Sale of Assets	-59.94	-75.29	-36.45	-41.55	-18.67
Gain (Loss) on Sale of Investments	-363.3	-445.37	-368.46	-119.49	-439.75
Total Asset Writedown	-	16.3	68.33	15.31	2.09
Provision for Credit Losses	-23.73	474.79	1,124	1,607	2,340
Change in Trading Asset Securities	-7,514	3,346	-4,692	4,067	-4,279
Change in Income Taxes	-252.69	-324.6	579.27	197.57	95.6
Change in Other Net Operating Assets	-29,965	-50,776	900.95	-21,989	-8,109
Other Operating Activities	479.28	523.22	-42.24	92.79	66.76
Operating Cash Flow	-24,088	-35,089	6,555	-9,165	-5,523
Capital Expenditures	-587.27	-379.52	-531.76	-226.33	-173.23
Sale of Property, Plant and Equipment	37.14	29.09	24.88	17.17	20.6
Investment in Securities	-8,833	25,247	-3,314	-37,650	-2,863
Purchase / Sale of Intangibles	-67.34	-9.35	-39.58	-26.36	-70.06
Investing Cash Flow	-9,291	25,068	-3,702	-37,708	-2,898
Long-Term Debt Issued	3,095	1,730	1,650	3,825	-
Long-Term Debt Repaid	-2,688	-2,522	-1,995	-10,641	-6,609
Total Debt Repaid	-2,688	-2,522	-1,995	-10,641	-6,609
Net Debt Issued (Repaid)	407.33	-791.71	-344.71	-6,816	-6,609
Common Dividends Paid	-2,912	-1,696	-1,213	-970.62	-970.62
Net Increase (Decrease) in Deposit Accounts	35,572	19,856	3,205	25,214	6,236
Financing Cash Flow	33,067	17,368	1,647	17,427	-1,343
Foreign Exchange Rate Adjustments	55.47	18.03	-2.94	18.15	21.52
Net Cash Flow	-256.03	7,365	4,498	-29,427	-9,743
Free Cash Flow	-24,675	-35,469	6,023	-9,391	-5,696
Free Cash Flow Margin	-106.19%	-170.71%	35.88%	-69.94%	-53.73%
Free Cash Flow Per Share	-16.95	-24.36	4.14	-6.45	-3.91
Cash Interest Paid	6,136	4,592	4,229	1,782	1,852
Cash Income Tax Paid	2,775	2,432	1,908	1,552	1,144

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.