Asia United Bank Corporation (PSE:AUB)

Asia United Bank Statistics

Total Valuation

PSE:AUB has a market cap or net worth of PHP 61.59 billion.

Market Cap	61.59B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

PSE:AUB has 1.46 billion shares outstanding.

Current Share Class	1.46B
Shares Outstanding	1.46B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.24%
Owned by Insiders (%)	0.54%
Owned by Institutions (%)	0.03%
Float	223.12M

Valuation Ratios

The trailing PE ratio is 4.84.

PE Ratio	4.84
Forward PE	n/a
PS Ratio	2.65
PB Ratio	0.89
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.97%.

Return on Equity (ROE)	19.97%
Return on Assets (ROA)	3.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.75%
Revenue Per Employee	9.54M
Profits Per Employee	5.22M
Employee Count	2,437
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:AUB has paid 3.08 billion in taxes.

Income Tax	3.08B
Effective Tax Rate	19.47%

Stock Price Statistics

The stock price has increased by +22.08% in the last 52 weeks. The beta is 0.15, so PSE:AUB's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+22.08%
50-Day Moving Average	42.57
200-Day Moving Average	41.86
Relative Strength Index (RSI)	52.22
Average Volume (20 Days)	12,000

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:AUB had revenue of PHP 23.24 billion and earned 12.71 billion in profits. Earnings per share was 8.73.

Revenue	23.24B
Gross Profit	22.96B
Operating Income	15.88B
Pretax Income	15.82B
Net Income	12.71B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.73

Balance Sheet

The company has 42.38 billion in cash and 4.19 billion in debt, with a net cash position of 38.20 billion or 26.24 per share.

Cash & Cash Equivalents	42.38B
Total Debt	4.19B
Net Cash	38.20B
Net Cash Per Share	26.24
Equity (Book Value)	69.25B
Book Value Per Share	47.47
Working Capital	-289.52B

Cash Flow

In the last 12 months, operating cash flow was -24.09 billion and capital expenditures -587.27 million, giving a free cash flow of -24.67 billion.

Operating Cash Flow	-24.09B
Capital Expenditures	-587.27M
Depreciation & Amortization	n/a
Net Borrowing	407.33M
Free Cash Flow	-24.67B
FCF Per Share	-16.95

Margins

Gross Margin	n/a
Operating Margin	68.32%
Pretax Margin	68.08%
Profit Margin	54.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 4.74%.

Dividend Per Share	2.00
Dividend Yield	4.74%
Dividend Growth (YoY)	50.38%
Years of Dividend Growth	3
Payout Ratio	22.91%
Buyback Yield	n/a
Shareholder Yield	4.74%
Earnings Yield	20.64%
FCF Yield	-40.07%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 24, 2025. It was a forward split with a ratio of 2.

Last Split Date	Jul 24, 2025
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2