Asia United Bank Corporation (PSE: AUB)

Asia United Bank Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	7,613	15,014	12,416	15,458	23,341	11,252
Investment Securities	99,925	101,063	95,260	60,972	58,147	34,455
Trading Asset Securities	7,060	8,358	3,666	7,733	3,470	885
Total Investments	106,986	109,420	98,926	68,705	61,617	35,340
Gross Loans	206,902	190,619	191,649	170,671	169,539	170,035
Allowance for Loan Losses	-3,861	-4,196	-4,361	-3,982	-5,930	-1,944
Other Adjustments to Gross Loans	-	-135.22	-143.01	-120.98	-176.72	-161.69
Net Loans	203,042	186,287	187,144	166,568	163,432	167,929
Property, Plant & Equipment	2,086	1,980	1,454	1,611	1,913	2,104
Goodwill	1,950	1,950	1,950	1,950	1,961	1,961
Other Intangible Assets	1,919	1,945	1,974	2,021	2,026	2,004
Accrued Interest Receivable	-	1,836	1,584	960.92	1,269	1,315
Other Receivables	-	678.37	665.93	757.73	554.45	629.87
Restricted Cash	26,586	28,432	26,533	52,919	54,778	39,090
Other Current Assets	-	6,106	5,924	5,804	3,806	2,915
Long-Term Deferred Tax Assets	402.08	515.06	524.35	433.6	314.9	71.3
Other Real Estate Owned & Foreclosed	957.46	893.91	581.17	529.32	464.93	439.57
Other Long-Term Assets	470.96	131.73	449.84	130.16	81.38	943.19
Total Assets	352,011	355,190	340,127	317,848	315,560	265,994
Accounts Payable	-	5,787	4,204	2,952	2,812	2,212
Accrued Expenses	1,725	1,515	1,305	1,247	1,091	947.72
Interest Bearing Deposits	281,999	291,991	288,786	263,572	257,336	210,226
Total Deposits	281,999	291,991	288,786	263,572	257,336	210,226
Short-Term Borrowings	-	1.29	17.1	47.69	0.23	4.44
Current Portion of Long-Term Debt	-	1,162	380	7,004	5,364	370.85
Current Portion of Leases	-	372.97	345.97	378.23	379.89	348.27
Current Income Taxes Payable	255.24	225.2	215.84	173.95	174.69	21.17
Accrued Interest Payable	-	613.01	243.46	103.72	163.88	310.24
Other Current Liabilities	1,180	2,231	1,936	1,801	2,208	1,372
Long-Term Debt	1,609	1,077	1,788	1,446	9,239	14,744
Long-Term Leases	1,280	806.09	533.92	620.52	781.78	820.26
Long-Term Unearned Revenue	-	-	-	-	163.07	506.79
Pension & Post-Retirement Benefits	-	65.81	12.72	16.31	214.04	456.11
Other Long-Term Liabilities	7,328	472.44	464.02	465.06	399.14	494.88
Total Liabilities	295,377	306,320	300,233	279,827	280,327	232,835
Common Stock	7,280	7,280	4,853	4,853	4,853	4,853
Additional Paid-In Capital	6,623	6,623	6,623	6,623	6,623	6,623
Retained Earnings	43,376	36,508	32,097	26,771	23,539	21,309
Comprehensive Income & Other	-837.98	-1,723	-3,853	-389.23	69.7	230.49
Total Common Equity	56,441	48,688	39,720	37,858	35,085	33,015
Minority Interest	193.86	182.43	174.3	162.55	148.5	143.81
Shareholders' Equity	56,634	48,870	39,894	38,020	35,233	33,159
Total Liabilities & Equity	352,011	355,190	340,127	317,848	315,560	265,994
Total Debt	2,889	3,419	3,065	9,496	15,765	16,288
Net Cash (Debt)	11,784	19,952	13,016	13,695	11,047	-4,151
Net Cash Growth	-18.73%	53.29%	-4.96%	23.97%	-	-
Net Cash Per Share	16.19	27.41	17.88	18.81	15.17	-5.70
Filing Date Shares Outstanding	727.97	727.97	727.97	727.97	727.97	727.97
Total Common Shares Outstanding	727.97	727.97	727.97	727.97	727.97	727.97
Book Value Per Share	77.53	66.88	54.56	52.00	48.20	45.35
Tangible Book Value	52,572	44,793	35,796	33,887	31,097	29,050
Tangible Book Value Per Share	72.22	61.53	49.17	46.55	42.72	39.91

Source: S&P Capital IQ. Banks template. Financial Sources.