Asia United Bank Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	12,131	11,338	8,252	6,267	4,054	3,023
Depreciation & Amortization	835.28	789.89	699.98	717.79	740.79	745.72
Other Amortization	43.87	43.87	68.71	20.8	24.25	26.56
Gain (Loss) on Sale of Assets	-160.35	-75.29	-36.45	-41.55	-18.67	-46.78
Gain (Loss) on Sale of Investments	-470.39	-445.37	-368.46	-119.49	-439.75	-2,658
Total Asset Writedown	132.8	16.3	68.33	15.31	2.09	2.26
Provision for Credit Losses	474.79	474.79	1,124	1,607	2,340	5,415
Change in Trading Asset Securities	-2,485	3,346	-4,692	4,067	-4,279	-2,585
Change in Income Taxes	-138.34	-324.6	579.27	197.57	95.6	-2.59
Change in Other Net Operating Assets	-57,936	-50,776	900.95	-21,989	-8,109	-635.57
Other Operating Activities	427.45	523.22	-42.24	92.79	66.76	-133.15
Operating Cash Flow	-47,145	-35,089	6,555	-9,165	-5,523	3,151
Capital Expenditures	-78.7	-379.52	-531.76	-226.33	-173.23	-170.6
Sale of Property, Plant and Equipment	-20.51	29.09	24.88	17.17	20.6	24.47
Investment in Securities	-5,347	25,247	-3,314	-37,650	-2,863	-20,516
Purchase / Sale of Intangibles	-55.95	-9.35	-39.58	-26.36	-70.06	-76.12
Investing Cash Flow	-5,351	25,068	-3,702	-37,708	-2,898	-20,597
Long-Term Debt Issued	-	1,730	1,650	3,825	-	3,520
Total Debt Issued	2,700	1,730	1,650	3,825	-	3,520
Long-Term Debt Repaid	-	-2,522	-1,995	-10,641	-6,609	-4,418
Total Debt Repaid	-2,724	-2,522	-1,995	-10,641	-6,609	-4,418
Net Debt Issued (Repaid)	-24.16	-791.71	-344.71	-6,816	-6,609	-898.27
Common Dividends Paid	-2,912	-1,696	-1,213	-970.62	-970.62	-970.62
Net Increase (Decrease) in Deposit Accounts	52,643	19,856	3,205	25,214	6,236	47,110
Financing Cash Flow	49,707	17,368	1,647	17,427	-1,343	45,241
Foreign Exchange Rate Adjustments	81.32	18.03	-2.94	18.15	21.52	-17.8
Net Cash Flow	-2,708	7,365	4,498	-29,427	-9,743	27,777
Free Cash Flow	-47,223	-35,469	6,023	-9,391	-5,696	2,981
Free Cash Flow Margin	-212.10%	-170.71%	35.88%	-69.94%	-53.73%	30.90%
Free Cash Flow Per Share	-32.44	-24.36	4.14	-6.45	-3.91	2.05
Cash Interest Paid	4,592	4,592	4,229	1,782	1,852	3,076
Cash Income Tax Paid	2,760	2,432	1,908	1,552	1,144	996.63

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.