Asia United Bank Corporation (PSE:AUB)

Asia United Bank Statistics

Total Valuation

PSE:AUB has a market cap or net worth of PHP 55.11 billion.

Market Cap	55.11B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Sep 19, 2025

Share Statistics

PSE:AUB has 1.46 billion shares outstanding. The number of shares has increased by 9.04% in one year.

Current Share Class	1.46B
Shares Outstanding	1.46B
Shares Change (YoY)	+9.04%
Shares Change (QoQ)	+0.45%
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	0.02%
Float	223.05M

Valuation Ratios

The trailing PE ratio is 4.51.

PE Ratio	4.51
Forward PE	n/a
PS Ratio	2.51
PB Ratio	0.85
P/TBV Ratio	0.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.05%.

Return on Equity (ROE)	21.05%
Return on Assets (ROA)	3.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	9.05M
Profits Per Employee	5.05M
Employee Count	2,461
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:AUB has paid 2.51 billion in taxes.

Income Tax	2.51B
Effective Tax Rate	16.98%

Stock Price Statistics

The stock price has increased by +24.10% in the last 52 weeks. The beta is 0.06, so PSE:AUB's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+24.10%
50-Day Moving Average	41.29
200-Day Moving Average	38.87
Relative Strength Index (RSI)	35.25
Average Volume (20 Days)	54,570

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:AUB had revenue of PHP 21.94 billion and earned 12.24 billion in profits. Earnings per share was 8.40.

Revenue	21.94B
Gross Profit	21.67B
Operating Income	14.84B
Pretax Income	14.76B
Net Income	12.24B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.40

Balance Sheet

The company has 17.81 billion in cash and 3.88 billion in debt, giving a net cash position of 13.93 billion or 9.57 per share.

Cash & Cash Equivalents	17.81B
Total Debt	3.88B
Net Cash	13.93B
Net Cash Per Share	9.57
Equity (Book Value)	64.88B
Book Value Per Share	44.48
Working Capital	-287.95B

Cash Flow

In the last 12 months, operating cash flow was -59.28 billion and capital expenditures -211.98 million, giving a free cash flow of -59.49 billion.

Operating Cash Flow	-59.28B
Capital Expenditures	-211.98M
Free Cash Flow	-59.49B
FCF Per Share	-40.86

Margins

Gross Margin	n/a
Operating Margin	67.65%
Pretax Margin	67.28%
Profit Margin	55.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.17, which amounts to a dividend yield of 3.08%.

Dividend Per Share	1.17
Dividend Yield	3.08%
Dividend Growth (YoY)	50.38%
Years of Dividend Growth	2
Payout Ratio	23.82%
Buyback Yield	-9.04%
Shareholder Yield	-5.90%
Earnings Yield	22.20%
FCF Yield	-107.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 24, 2025. It was a forward split with a ratio of 2.

Last Split Date	Jul 24, 2025
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2