Bank of the Philippine Islands (PSE:BPI)
Philippines
· Delayed Price · Currency is PHP 133.20
+0.40 (0.30%)
Mar 12, 2025, 4:00 PM PST
PSE:BPI Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 159,594 | 120,900 | 84,909 | 72,225 | 82,312 | Upgrade
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| Interest Income on Investments | 30,360 | 24,672 | 18,359 | 12,392 | 13,996 | Upgrade
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| Total Interest Income | 189,954 | 145,572 | 103,268 | 84,617 | 96,308 | Upgrade
|
| Interest Paid on Deposits | 53,181 | 36,027 | 14,821 | 10,168 | 18,986 | Upgrade
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| Interest Paid on Borrowings | 9,187 | 5,195 | 3,381 | 4,866 | 5,058 | Upgrade
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| Total Interest Expense | 62,368 | 41,222 | 18,202 | 15,034 | 24,044 | Upgrade
|
| Net Interest Income | 127,586 | 104,350 | 85,066 | 69,583 | 72,264 | Upgrade
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| Net Interest Income Growth (YoY) | 22.27% | 22.67% | 22.25% | -3.71% | 10.20% | Upgrade
|
| Income From Trading Activities | 3,293 | 1,919 | 857 | 97 | 3,310 | Upgrade
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| Gain (Loss) on Sale of Assets | 247 | 407 | 5,303 | 477 | 372 | Upgrade
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| Gain (Loss) on Sale of Investments | 4 | 2 | 214 | 1,513 | 4,647 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 2,738 | 1,372 | 1,055 | 1,086 | 487 | Upgrade
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| Other Non-Interest Income | 36,270 | 30,270 | 26,030 | 24,649 | 20,843 | Upgrade
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| Total Non-Interest Income | 42,552 | 33,970 | 33,459 | 27,822 | 29,659 | Upgrade
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| Non-Interest Income Growth (YoY) | 25.26% | 1.53% | 20.26% | -6.19% | 11.14% | Upgrade
|
| Revenues Before Loan Losses | 170,138 | 138,320 | 118,525 | 97,405 | 101,923 | Upgrade
|
| Provision for Loan Losses | 6,600 | 4,000 | 9,167 | 13,135 | 28,000 | Upgrade
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| Revenue | 163,538 | 134,320 | 109,358 | 84,270 | 73,923 | Upgrade
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| Revenue Growth (YoY) | 21.75% | 22.83% | 29.77% | 14.00% | -14.74% | Upgrade
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| Salaries and Employee Benefits | 28,971 | 23,305 | 19,536 | 18,569 | 17,958 | Upgrade
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| Occupancy Expenses | 24,171 | 21,514 | 18,761 | 16,010 | 14,606 | Upgrade
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| Selling, General & Administrative | 4,925 | 4,538 | 2,385 | 929 | 851 | Upgrade
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| Other Non-Interest Expense | 24,501 | 18,917 | 16,959 | 14,852 | 14,309 | Upgrade
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| Total Non-Interest Expense | 82,568 | 68,274 | 57,641 | 50,360 | 47,724 | Upgrade
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| EBT Excluding Unusual Items | 80,970 | 66,046 | 51,717 | 33,910 | 26,199 | Upgrade
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| Legal Settlements | -665 | -477 | -349 | -373 | -430 | Upgrade
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| Other Unusual Items | 1 | 1 | - | - | - | Upgrade
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| Pretax Income | 79,743 | 65,211 | 51,368 | 33,537 | 25,769 | Upgrade
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| Income Tax Expense | 17,503 | 13,299 | 11,532 | 9,427 | 3,906 | Upgrade
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| Earnings From Continuing Operations | 62,240 | 51,912 | 39,836 | 24,110 | 21,863 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | - | -211 | Upgrade
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| Minority Interest in Earnings | -191 | -225 | -231 | -230 | -243 | Upgrade
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| Net Income | 62,049 | 51,687 | 39,605 | 23,880 | 21,409 | Upgrade
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| Net Income to Common | 62,049 | 51,687 | 39,605 | 23,880 | 21,409 | Upgrade
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| Net Income Growth | 20.05% | 30.51% | 65.85% | 11.54% | -25.67% | Upgrade
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| Basic Shares Outstanding | 5,266 | 4,741 | 4,918 | 4,918 | 4,918 | Upgrade
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| Diluted Shares Outstanding | 5,266 | 4,741 | 4,918 | 4,918 | 4,918 | Upgrade
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| Shares Change (YoY) | 11.07% | -3.59% | - | - | 0.13% | Upgrade
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| EPS (Basic) | 11.78 | 10.90 | 8.05 | 4.86 | 4.35 | Upgrade
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| EPS (Diluted) | 11.78 | 10.90 | 8.05 | 4.86 | 4.35 | Upgrade
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| EPS Growth | 8.08% | 35.37% | 65.85% | 11.54% | -25.77% | Upgrade
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| Dividend Per Share | 3.960 | 3.360 | 1.946 | 1.652 | 1.652 | Upgrade
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| Dividend Growth | 17.86% | 72.70% | 17.78% | 0% | 0% | Upgrade
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| Effective Tax Rate | 21.95% | 20.39% | 22.45% | 28.11% | 15.16% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.