Bank of the Philippine Islands (PSE:BPI)
Philippines · Delayed Price · Currency is PHP 104.60
+0.10 (0.10%)
Last updated: Sep 4, 2026, 9:45 AM PST
PSE:BPI Cash Flow Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 66,490 | 66,615 | 62,049 | 51,687 | 39,605 | 23,880 |
Depreciation & Amortization | 6,101 | 5,918 | 5,257 | 6,615 | 5,445 | 6,249 |
Gain (Loss) on Sale of Assets | -234 | -399 | 703 | -361 | -4,981 | 44 |
Gain (Loss) on Sale of Investments | -3,046 | -3,466 | -2,258 | -929 | -184 | -7 |
Total Asset Writedown | 5,890 | -197 | 375 | 27 | 83 | 457 |
Provision for Credit Losses | 17,761 | 17,761 | 5,389 | 3,977 | 8,381 | 12,770 |
Change in Trading Asset Securities | 11,561 | -37,930 | -23,569 | -1,455 | -801 | 16,134 |
Change in Income Taxes | 678 | 924 | -587 | 798 | 1,382 | -707 |
Change in Other Net Operating Assets | -323,281 | -368,565 | -236,366 | -183,954 | -228,063 | -93,016 |
Other Operating Activities | -2,490 | 944 | -3,529 | -739 | -4,077 | 2,744 |
Operating Cash Flow | -223,916 | -321,595 | -195,306 | -125,790 | -184,273 | -32,496 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -6,806 | -6,297 | -3,416 | -4,778 | -1,657 | -5,595 |
Sale of Property, Plant and Equipment | 386 | 519 | 849 | 2,144 | 1,200 | 789 |
Cash Acquisitions | 1,317 | 1,317 | 22,124 | 769 | 694 | 1,432 |
Investment in Securities | -19,600 | -20,136 | 26,026 | -77,234 | -46,210 | -101,885 |
Income (Loss) Equity Investments | -3,348 | -3,205 | -2,738 | -1,372 | -1,055 | -1,086 |
Other Investing Activities | 388 | -551 | -325 | -170 | 534 | 834 |
Investing Cash Flow | -24,315 | -25,148 | 45,258 | -79,269 | -40,718 | -104,437 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 278,737 | 392,738 | 138,190 | 2,464 | - |
Long-Term Debt Repaid | - | -221,428 | -384,156 | -100,824 | -1,624 | -58,808 |
Net Debt Issued (Repaid) | 53,124 | 57,309 | 8,582 | 37,366 | 840 | -58,808 |
Issuance of Common Stock | 684 | 669 | 573 | 456 | 208 | 256 |
Repurchase of Common Stock | - | - | - | -372 | - | - |
Common Dividends Paid | -23,037 | -23,037 | -20,878 | -15,934 | -9,568 | -8,124 |
Net Increase (Decrease) in Deposit Accounts | 239,346 | 223,723 | 173,533 | 199,096 | 140,855 | 238,976 |
Other Financing Activities | -2,833 | -158 | -157 | -191 | -177 | - |
Financing Cash Flow | 267,284 | 258,506 | 161,653 | 220,421 | 132,158 | 172,300 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 19,053 | -88,237 | 11,605 | 15,362 | -92,833 | 35,367 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -230,722 | -327,892 | -198,722 | -130,568 | -185,930 | -38,091 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -126.15% | -184.70% | -121.51% | -97.21% | -170.02% | -45.20% |
Free Cash Flow Per Share | -43.65 | -62.10 | -37.74 | -27.54 | -37.81 | -7.75 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 69,741 | 65,412 | 61,381 | 38,341 | 17,238 | 15,352 |
Cash Income Tax Paid | 19,809 | 18,747 | 16,084 | 14,004 | 12,938 | 7,497 |