Bank of the Philippine Islands (PSE:BPI)

Philippines · Delayed Price · Currency is PHP

98.60

-0.40 (-0.40%)

At close: Nov 10, 2026

PSE:BPI Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	522,221	613,449	643,196	513,311	460,339	415,885
Market Cap Growth	-4.97%	-4.63%	25.30%	11.51%	10.69%	13.28%
Last Close Price	99.00	112.88	114.59	94.41	82.41	72.85

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.02	9.21	10.37	9.93	11.62	17.42
PS Ratio	2.86	3.46	3.93	3.82	4.21	4.93
PB Ratio	1.08	1.28	1.49	1.43	1.44	1.41

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.60	0.50	0.42	0.42	0.36	0.36
Net Debt / Equity Ratio	0.33	-0.12	-0.38	0.07	-0.56	-0.35
Net Debt / FCF Ratio	-	0.17	0.84	-0.20	0.97	2.75
Return on Equity (ROE)	-	14.67%	15.72%	15.29%	12.96%	8.36%
Return on Assets (ROA)	-	1.92%	2.00%	1.89%	1.58%	1.04%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	12.47%	10.86%	9.65%	10.07%	8.60%	5.74%
FCF Yield	-44.00%	-53.45%	-30.90%	-25.44%	-40.39%	-9.16%
Dividend Yield	5.23%	3.75%	3.25%	3.24%	2.08%	1.95%
Payout Ratio	39.52%	34.58%	33.65%	30.83%	24.16%	34.02%
Buyback Yield / Dilution	-0.27%	-0.27%	-11.07%	3.59%	-	-
Total Shareholder Return	4.94%	3.49%	-7.83%	6.83%	2.08%	1.95%