Bank of the Philippine Islands (PSE: BPI)

PSE: BPI Balance Sheet

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	33,924	102,126	273,120	190,194	175,890	120,477
Investment Securities	603,731	609,652	523,027	480,578	382,349	332,068
Trading Asset Securities	63,714	23,654	22,133	21,334	37,210	24,105
Total Investments	667,445	633,306	545,160	501,912	419,559	356,173
Gross Loans	2,108,814	1,938,447	1,763,983	1,532,483	1,451,514	1,499,866
Allowance for Loan Losses	-	-57,474	-57,767	-53,764	-46,758	-25,974
Other Adjustments to Gross Loans	-	-8,801	-7,189	-6,158	-5,013	-7,040
Net Loans	2,108,814	1,872,172	1,699,027	1,472,561	1,399,743	1,466,852
Property, Plant & Equipment	20,031	19,751	19,355	17,525	18,832	23,748
Other Intangible Assets	-	854	2,316	1,989	2,530	2,797
Investments in Real Estate	-	69	73	165	150	156
Accrued Interest Receivable	-	12,943	11,189	7,819	8,976	13,348
Other Receivables	269,542	3,453	6,972	3,643	3,393	3,105
Restricted Cash	-	186,356	-	175,759	154,696	178,591
Other Current Assets	-	3,247	2,761	2,404	2,076	2,181
Long-Term Deferred Tax Assets	18,569	18,185	16,752	15,819	17,525	9,706
Other Real Estate Owned & Foreclosed	8,616	4,743	3,760	3,282	2,971	3,155
Other Long-Term Assets	40,711	31,167	23,476	28,843	27,102	24,741
Total Assets	3,177,374	2,888,372	2,603,961	2,421,915	2,233,443	2,205,030
Accounts Payable	-	9,565	5,836	7,331	7,766	6,255
Interest Bearing Deposits	2,485,610	2,295,106	2,096,001	1,955,147	1,716,177	1,695,343
Total Deposits	2,485,610	2,295,106	2,096,001	1,955,147	1,716,177	1,695,343
Short-Term Borrowings	6,473	4,702	7,184	4,585	7,148	5,823
Current Portion of Long-Term Debt	-	69,861	51,715	48,261	57,955	48,291
Current Portion of Leases	-	2,577	3,417	2,486	1,772	1,485
Current Income Taxes Payable	16,729	14,973	10,587	8,413	8,902	9,865
Other Current Liabilities	8,438	28,502	29,005	20,394	21,448	28,517
Long-Term Debt	158,258	67,243	45,788	46,778	93,992	102,546
Long-Term Leases	-	7,179	6,678	4,840	6,039	6,371
Other Long-Term Liabilities	66,247	29,294	27,946	28,524	30,287	27,500
Total Liabilities	2,741,753	2,529,002	2,284,157	2,126,759	1,951,486	1,931,996
Common Stock	52,582	49,307	49,193	45,131	45,045	44,999
Additional Paid-In Capital	143,034	113,414	104,123	74,934	74,764	74,449
Retained Earnings	238,462	205,474	211,555	181,524	165,742	147,693
Treasury Stock	-	-	-33,043	-	-	-
Comprehensive Income & Other	-737.53	-10,991	-14,106	-8,529	-5,716	2,436
Total Common Equity	433,341	357,204	317,722	293,060	279,835	269,577
Minority Interest	2,279	2,166	2,082	2,096	2,122	3,457
Shareholders' Equity	435,621	359,370	319,804	295,156	281,957	273,034
Total Liabilities & Equity	3,177,374	2,888,372	2,603,961	2,421,915	2,233,443	2,205,030
Total Debt	164,731	151,562	114,782	106,950	166,906	164,516
Net Cash (Debt)	-67,093	-25,782	180,471	104,578	46,194	-19,934
Net Cash Growth	-	-	72.57%	126.39%	-	-
Net Cash Per Share	-13.46	-5.44	36.70	21.27	9.39	-4.06
Filing Date Shares Outstanding	5,272	4,945	4,918	4,918	4,918	4,911
Total Common Shares Outstanding	5,272	4,945	4,918	4,918	4,918	4,911
Book Value Per Share	82.20	72.23	64.61	59.59	56.90	54.89
Tangible Book Value	423,620	356,350	315,406	291,071	277,305	266,780
Tangible Book Value Per Share	80.35	72.06	64.14	59.19	56.39	54.32

Source: S&P Capital IQ. Banks template. Financial Sources.