Bank of the Philippine Islands (PSE:BPI)

PSE:BPI Statistics

Total Valuation

PSE:BPI has a market cap or net worth of PHP 603.94 billion.

Market Cap	603.94B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 12, 2025.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

PSE:BPI has 5.28 billion shares outstanding. The number of shares has increased by 7.49% in one year.

Current Share Class	5.28B
Shares Outstanding	5.28B
Shares Change (YoY)	+7.49%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	1.10%
Owned by Institutions (%)	16.66%
Float	1.85B

Valuation Ratios

The trailing PE ratio is 9.35 and the forward PE ratio is 8.96. PSE:BPI's PEG ratio is 0.76.

PE Ratio	9.35
Forward PE	8.96
PS Ratio	3.54
PB Ratio	1.33
P/TBV Ratio	1.36
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.76

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.97%.

Return on Equity (ROE)	14.97%
Return on Assets (ROA)	1.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	7.74M
Profits Per Employee	2.92M
Employee Count	22,062
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:BPI has paid 17.70 billion in taxes.

Income Tax	17.70B
Effective Tax Rate	21.49%

Stock Price Statistics

The stock price has decreased by -6.00% in the last 52 weeks. The beta is 0.57, so PSE:BPI's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	-6.00%
50-Day Moving Average	124.96
200-Day Moving Average	130.30
Relative Strength Index (RSI)	33.95
Average Volume (20 Days)	2,649,247

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:BPI had revenue of PHP 170.67 billion and earned 64.44 billion in profits. Earnings per share was 12.22.

Revenue	170.67B
Gross Profit	170.67B
Operating Income	83.62B
Pretax Income	82.40B
Net Income	64.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	12.22

Balance Sheet

The company has 137.18 billion in cash and 233.05 billion in debt, giving a net cash position of -95.87 billion or -18.14 per share.

Cash & Cash Equivalents	137.18B
Total Debt	233.05B
Net Cash	-95.87B
Net Cash Per Share	-18.14
Equity (Book Value)	455.73B
Book Value Per Share	85.82
Working Capital	-2,326.79B

Cash Flow

In the last 12 months, operating cash flow was -248.99 billion and capital expenditures -4.57 billion, giving a free cash flow of -253.56 billion.

Operating Cash Flow	-248.99B
Capital Expenditures	-4.57B
Free Cash Flow	-253.56B
FCF Per Share	-47.99

Margins

Gross Margin	n/a
Operating Margin	49.00%
Pretax Margin	48.28%
Profit Margin	37.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.16, which amounts to a dividend yield of 3.64%.

Dividend Per Share	4.16
Dividend Yield	3.64%
Dividend Growth (YoY)	10.93%
Years of Dividend Growth	3
Payout Ratio	33.25%
Buyback Yield	-7.49%
Shareholder Yield	-3.84%
Earnings Yield	10.67%
FCF Yield	-41.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 1.089639556.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	1.089639556

Scores

Altman Z-Score	n/a
Piotroski F-Score	2