COL Financial Group, Inc. (PSE:COL)
Philippines · Delayed Price · Currency is PHP 1.400
+0.010 (0.72%)
At close: Feb 9, 2026
COL Financial Group Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest and Dividend Income | 714.27 | 758.36 | 708.47 | 336.35 | 182.06 | 246.45 |
Total Interest Expense | 4.01 | 4.46 | 6.12 | 5.08 | 5.08 | 6.73 |
Net Interest Income | 710.25 | 753.91 | 702.35 | 331.26 | 176.98 | 239.72 |
Brokerage Commission | 423.82 | 382.31 | 329.6 | 447.05 | 1,013 | 793.89 |
Trading & Principal Transactions | 1.68 | 0.48 | 5.84 | 5.66 | 52.32 | -0.56 |
Other Revenue | 58.7 | 52.6 | 47.92 | 46.92 | 75.32 | 46 |
Revenue Before Loan Losses | 1,194 | 1,189 | 1,086 | 830.9 | 1,318 | 1,079 |
Provision for Loan Losses | -4.96 | -0.12 | 0.16 | -0.14 | -1.2 | 1.3 |
| 1,199 | 1,189 | 1,086 | 831.04 | 1,319 | 1,078 | |
Revenue Growth (YoY) | 4.68% | 9.57% | 30.63% | -36.99% | 22.37% | -1.72% |
Salaries & Employee Benefits | 192.78 | 179.14 | 162.78 | 146.02 | 160.21 | 120.72 |
Cost of Services Provided | 354.94 | 343.9 | 303.31 | 292.73 | 325.99 | 298.22 |
Other Operating Expenses | 12 | 11.53 | 11.77 | 14.76 | 12.4 | 7.07 |
Total Operating Expenses | 599.16 | 574.92 | 525.25 | 506.39 | 559.62 | 490.06 |
Operating Income | 600.25 | 614.49 | 560.3 | 324.65 | 759.21 | 587.68 |
Currency Exchange Gains | -0.45 | -0.32 | -3.82 | -0.42 | -0.18 | 0.18 |
Other Non-Operating Income (Expenses) | -0.14 | - | - | - | - | - |
EBT Excluding Unusual Items | 599.66 | 614.17 | 556.48 | 324.23 | 759.03 | 587.86 |
Asset Writedown | - | - | - | - | - | -12.41 |
Gain (Loss) on Sale of Investments | -5.54 | - | - | -6.43 | - | - |
Other Unusual Items | - | - | - | - | 0.06 | 0.57 |
Pretax Income | 593.88 | 613.92 | 556.48 | 317.81 | 759.1 | 576.04 |
Income Tax Expense | 112.76 | 128.37 | 130.86 | 75.56 | 177.65 | 153.83 |
Earnings From Continuing Ops. | 481.11 | 485.55 | 425.63 | 242.25 | 581.45 | 422.21 |
Minority Interest in Earnings | 0.61 | 0.7 | 0.95 | 1.79 | 1.76 | 2.1 |
Net Income | 500.02 | 486.25 | 426.58 | 244.05 | 583.21 | 424.31 |
Net Income to Common | 500.02 | 486.25 | 426.58 | 244.05 | 583.21 | 424.31 |
Net Income Growth | 13.95% | 13.99% | 74.79% | -58.16% | 37.45% | -7.51% |
Shares Outstanding (Basic) | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 |
Shares Outstanding (Diluted) | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 |
EPS (Basic) | 0.08 | 0.08 | 0.07 | 0.04 | 0.10 | 0.07 |
EPS (Diluted) | 0.08 | 0.08 | 0.07 | 0.04 | 0.10 | 0.07 |
EPS Growth | 17.26% | 13.99% | 74.80% | -57.27% | 34.62% | -7.51% |
Free Cash Flow | -1,627 | 353.02 | -174.62 | 337.56 | -237.06 | 3,636 |
Free Cash Flow Per Share | -0.27 | 0.06 | -0.03 | 0.06 | -0.04 | 0.61 |
Dividend Per Share | 0.016 | 0.016 | 0.015 | 0.009 | 0.019 | 0.016 |
Dividend Growth | 5.37% | 5.37% | 63.74% | -52.60% | 20.00% | 11.11% |
Operating Margin | 50.04% | 51.66% | 51.61% | 39.07% | 57.57% | 54.53% |
Profit Margin | 41.69% | 40.88% | 39.30% | 29.37% | 44.22% | 39.37% |
Free Cash Flow Margin | -135.69% | 29.68% | -16.09% | 40.62% | -17.97% | 337.39% |
Effective Tax Rate | 18.99% | 20.91% | 23.52% | 23.77% | 23.40% | 26.70% |
Revenue as Reported | 1,198 | 1,194 | 1,092 | 835.98 | 1,323 | 1,086 |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.