COL Financial Group Ratios and Metrics

Market cap in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8,270	8,449	9,817	12,662	15,280	19,754
Market Cap Growth	-17.75%	-13.94%	-22.46%	-17.13%	-22.65%	22.06%
Last Close Price	1.39	1.42	1.59	2.00	2.38	3.00
PE Ratio	16.07	16.41	20.19	29.68	62.61	33.87
PS Ratio	7.10	7.25	8.25	11.66	18.39	14.98
PB Ratio	3.29	3.36	4.16	5.78	7.74	9.41
P/FCF Ratio	136.71	139.66	27.81	-	45.26	-
P/OCF Ratio	92.24	94.23	26.51	-	42.31	-
Debt / Equity Ratio	0.02	0.02	0.01	0.02	0.03	0.02
Debt / FCF Ratio	0.72	0.72	0.08	-	0.15	-
Net Debt / Equity Ratio	-3.69	-3.69	-4.14	-4.34	-5.35	-0.88
Net Debt / FCF Ratio	-153.44	-153.44	-27.70	54.50	-31.28	7.81
Asset Turnover	0.10	0.10	0.10	0.09	0.06	0.10
Quick Ratio	1.08	1.08	1.09	1.05	1.08	0.27
Current Ratio	1.08	1.08	1.09	1.07	1.08	0.27
Return on Equity (ROE)	21.08%	21.08%	21.32%	20.43%	11.89%	29.61%
Return on Assets (ROA)	4.19%	4.19%	3.92%	3.35%	1.86%	4.36%
Return on Invested Capital (ROIC)	18.92%	19.43%	21.04%	20.14%	11.89%	29.01%
Earnings Yield	6.22%	6.09%	4.95%	3.37%	1.60%	2.95%
FCF Yield	0.73%	0.72%	3.60%	-1.38%	2.21%	-1.20%
Dividend Yield	3.96%	-	0.98%	0.75%	0.38%	0.64%
Payout Ratio	18.15%	18.15%	18.21%	12.72%	46.81%	53.05%
Total Shareholder Return	3.96%	-	0.98%	0.75%	0.38%	0.64%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.