COL Financial Group Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Millions PHP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	514.75	486.25	426.58	244.05	583.21
Depreciation & Amortization, Total	38.48	38.52	45.82	49.96	57.05
Gain (Loss) On Sale of Investments	9	-0.74	-0.07	10.01	6.11
Change in Accounts Receivable	126.09	-110.77	310.33	-197.26	191.97
Change in Accounts Payable	-472.41	-59.97	-989.24	290.63	-917.53
Change in Other Net Operating Assets	67.08	164.8	198.8	-12.56	33.78
Other Operating Activities	-104.98	-139.72	-151.91	-95.64	-72.2
Operating Cash Flow	89.66	370.34	-164.33	361.14	-232.01
Capital Expenditures	-29.17	-17.32	-10.29	-23.57	-5.05
Sale (Purchase) of Intangibles	-3.43	-1.92	-0.14	-0.07	-0.54
Investment in Securities	-226.17	256.65	-591.52	8,864	-3,217
Investing Cash Flow	-258.69	237.41	-601.95	8,840	-3,223
Long-Term Debt Repaid	-25.47	-25.38	-26.75	-27.21	-26.84
Net Debt Issued (Repaid)	-25.47	-25.38	-26.75	-27.21	-26.84
Common Dividends Paid	-93.42	-88.54	-54.26	-114.24	-309.4
Other Financing Activities	-	-7.56	4.5	-	-
Financing Cash Flow	-352.72	-342.82	-222.17	-431.81	-336.24
Net Cash Flow	-521.74	264.94	-988.46	8,769	-3,791
Free Cash Flow	60.5	353.02	-174.62	337.56	-237.06
Free Cash Flow Growth	-82.86%	-	-	-	-
Free Cash Flow Margin	5.19%	29.68%	-16.09%	40.62%	-17.97%
Free Cash Flow Per Share	0.01	0.06	-0.03	0.06	-0.04
Cash Income Tax Paid	122.31	137.4	136.01	115.31	183.51

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.