COL Financial Group, Inc. (PSE:COL)

COL Financial Group Statistics

Total Valuation

PSE:COL has a market cap or net worth of PHP 8.27 billion.

Market Cap	8.27B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 8, 2026.

Earnings Date	Apr 8, 2026
Ex-Dividend Date	May 15, 2025

Share Statistics

PSE:COL has 5.95 billion shares outstanding.

Current Share Class	5.95B
Shares Outstanding	5.95B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-32.25%
Owned by Insiders (%)	60.83%
Owned by Institutions (%)	15.56%
Float	2.29B

Valuation Ratios

The trailing PE ratio is 16.07.

PE Ratio	16.07
Forward PE	n/a
PS Ratio	7.10
PB Ratio	3.29
P/TBV Ratio	3.33
P/FCF Ratio	136.71
P/OCF Ratio	92.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.08, with a Debt / Equity ratio of 0.02.

Current Ratio	1.08
Quick Ratio	1.08
Debt / Equity	0.02
Debt / EBITDA	n/a
Debt / FCF	0.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.08% and return on invested capital (ROIC) is 18.92%.

Return on Equity (ROE)	21.08%
Return on Assets (ROA)	4.19%
Return on Invested Capital (ROIC)	18.92%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.89%
Revenue Per Employee	7.93M
Profits Per Employee	3.50M
Employee Count	147
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, PSE:COL has paid 122.52 million in taxes.

Income Tax	122.52M
Effective Tax Rate	19.24%

Stock Price Statistics

The stock price has decreased by -14.20% in the last 52 weeks. The beta is -0.06, so PSE:COL's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	-14.20%
50-Day Moving Average	1.39
200-Day Moving Average	1.45
Relative Strength Index (RSI)	50.75
Average Volume (20 Days)	75,800

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSE:COL had revenue of PHP 1.17 billion and earned 514.75 million in profits. Earnings per share was 0.09.

Revenue	1.17B
Gross Profit	864.02M
Operating Income	595.04M
Pretax Income	636.64M
Net Income	514.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.09

Balance Sheet

The company has 9.33 billion in cash and 43.54 million in debt, with a net cash position of 9.28 billion or 1.56 per share.

Cash & Cash Equivalents	9.33B
Total Debt	43.54M
Net Cash	9.28B
Net Cash Per Share	1.56
Equity (Book Value)	2.51B
Book Value Per Share	0.42
Working Capital	799.16M

Cash Flow

In the last 12 months, operating cash flow was 89.66 million and capital expenditures -29.17 million, giving a free cash flow of 60.50 million.

Operating Cash Flow	89.66M
Capital Expenditures	-29.17M
Depreciation & Amortization	n/a
Net Borrowing	-25.47M
Free Cash Flow	60.50M
FCF Per Share	0.01

Margins

Gross margin is 74.14%, with operating and profit margins of 51.06% and 44.17%.

Gross Margin	74.14%
Operating Margin	51.06%
Pretax Margin	54.63%
Profit Margin	44.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	5.19%

Dividends & Yields

This stock pays an annual dividend of 0.06, which amounts to a dividend yield of 3.96%.

Dividend Per Share	0.06
Dividend Yield	3.96%
Dividend Growth (YoY)	5.61%
Years of Dividend Growth	2
Payout Ratio	18.15%
Buyback Yield	n/a
Shareholder Yield	3.96%
Earnings Yield	6.22%
FCF Yield	0.73%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 22, 2024. It was a forward split with a ratio of 1.25.

Last Split Date	Oct 22, 2024
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3