COL Financial Group, Inc. (PSE:COL)
Philippines · Delayed Price · Currency is PHP 1.300
-0.040 (-2.99%)
At close: May 26, 2026
COL Financial Group Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 669.7 | 678.55 | 758.36 | 708.47 | 336.35 | 182.06 |
Total Interest Expense | 4.15 | 3.98 | 4.46 | 6.12 | 5.08 | 5.08 |
Net Interest Income | 665.54 | 674.57 | 753.91 | 702.35 | 331.26 | 176.98 |
Brokerage Commission | 467.12 | 426.54 | 382.31 | 329.6 | 447.05 | 1,013 |
Trading & Principal Transactions | 2.06 | 3.84 | 0.48 | 5.84 | 5.66 | 52.32 |
Other Revenue | 64.11 | 60.34 | 52.6 | 47.92 | 46.92 | 75.32 |
Revenue Before Loan Losses | 1,199 | 1,165 | 1,189 | 1,086 | 830.9 | 1,318 |
Provision for Loan Losses | -0.69 | -0.06 | -0.12 | 0.16 | -0.14 | -1.2 |
| 1,200 | 1,165 | 1,189 | 1,086 | 831.04 | 1,319 | |
Revenue Growth (YoY) | 1.81% | -2.02% | 9.57% | 30.63% | -36.99% | 22.37% |
Salaries & Employee Benefits | 186.32 | 180.79 | 179.14 | 162.78 | 146.02 | 160.21 |
Cost of Services Provided | 348.82 | 337.82 | 343.9 | 303.31 | 292.73 | 325.99 |
Other Operating Expenses | 11.18 | 11.17 | 11.53 | 11.77 | 14.76 | 12.4 |
Total Operating Expenses | 587.91 | 570.3 | 574.92 | 525.25 | 506.39 | 559.62 |
Operating Income | 611.61 | 595.04 | 614.49 | 560.3 | 324.65 | 759.21 |
Currency Exchange Gains | 47.07 | 47.07 | -0.32 | -3.82 | -0.42 | -0.18 |
EBT Excluding Unusual Items | 658.68 | 642.11 | 614.17 | 556.48 | 324.23 | 759.03 |
Gain (Loss) on Sale of Investments | -5.54 | -5.54 | - | - | -6.43 | - |
Other Unusual Items | - | - | - | - | - | 0.06 |
Pretax Income | 653.35 | 636.64 | 613.92 | 556.48 | 317.81 | 759.1 |
Income Tax Expense | 130.16 | 122.52 | 128.37 | 130.86 | 75.56 | 177.65 |
Earnings From Continuing Ops. | 523.19 | 514.12 | 485.55 | 425.63 | 242.25 | 581.45 |
Minority Interest in Earnings | 0.75 | 0.64 | 0.7 | 0.95 | 1.79 | 1.76 |
Net Income | 523.94 | 514.75 | 486.25 | 426.58 | 244.05 | 583.21 |
Net Income to Common | 523.94 | 514.75 | 486.25 | 426.58 | 244.05 | 583.21 |
Net Income Growth | 4.50% | 5.86% | 13.99% | 74.79% | -58.16% | 37.45% |
Shares Outstanding (Basic) | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 |
Shares Outstanding (Diluted) | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 | 5,950 |
EPS (Basic) | 0.09 | 0.09 | 0.08 | 0.07 | 0.04 | 0.10 |
EPS (Diluted) | 0.09 | 0.09 | 0.08 | 0.07 | 0.04 | 0.10 |
EPS Growth | 2.67% | 5.86% | 13.99% | 74.80% | -57.27% | 34.62% |
Free Cash Flow | 2,624 | 60.5 | 353.02 | -174.62 | 337.56 | -237.06 |
Free Cash Flow Per Share | 0.44 | 0.01 | 0.06 | -0.03 | 0.06 | -0.04 |
Dividend Per Share | 0.019 | 0.019 | 0.016 | 0.015 | 0.009 | 0.019 |
Dividend Growth | 23.57% | 23.57% | 5.37% | 63.74% | -52.60% | 20.00% |
Operating Margin | 50.99% | 51.06% | 51.66% | 51.61% | 39.07% | 57.57% |
Profit Margin | 43.68% | 44.17% | 40.88% | 39.30% | 29.37% | 44.22% |
Free Cash Flow Margin | 218.74% | 5.19% | 29.68% | -16.09% | 40.62% | -17.97% |
Effective Tax Rate | 19.92% | 19.25% | 20.91% | 23.52% | 23.77% | 23.40% |
Revenue as Reported | 1,203 | 1,169 | 1,194 | 1,092 | 835.98 | 1,323 |
Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.