COL Financial Group, Inc. (PSE:COL)

COL Financial Group Cash Flow Statement

Financials in millions PHP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	500.02	486.25	426.58	244.05	583.21	424.31
Depreciation & Amortization, Total	37.41	38.52	45.82	49.96	57.05	59.95
Gain (Loss) On Sale of Investments	8.73	-0.74	-0.07	10.01	6.11	-
Change in Accounts Receivable	475.61	-110.77	310.33	-197.26	191.97	-288.42
Change in Accounts Payable	-2,524	-59.97	-989.24	290.63	-917.53	3,322
Change in Other Net Operating Assets	62.32	164.8	198.8	-12.56	33.78	130.53
Other Operating Activities	-111.78	-139.72	-151.91	-95.64	-72.2	16.32
Operating Cash Flow	-1,602	370.34	-164.33	361.14	-232.01	3,650
Capital Expenditures	-25.36	-17.32	-10.29	-23.57	-5.05	-14.06
Sale (Purchase) of Intangibles	-3.1	-1.92	-0.14	-0.07	-0.54	-0.29
Investment in Securities	-126.17	256.65	-591.52	8,864	-3,217	-6,053
Investing Cash Flow	-154.61	237.41	-601.95	8,840	-3,223	-6,067
Long-Term Debt Repaid	-	-25.38	-26.75	-27.21	-26.84	-26.75
Net Debt Issued (Repaid)	-25.57	-25.38	-26.75	-27.21	-26.84	-26.75
Common Dividends Paid	-93.42	-88.54	-54.26	-114.24	-309.4	-85.68
Other Financing Activities	-	-7.56	4.5	-	-	-
Financing Cash Flow	-352.82	-342.82	-222.17	-431.81	-336.24	-359.95
Net Cash Flow	-2,109	264.94	-988.46	8,769	-3,791	-2,777
Free Cash Flow	-1,627	353.02	-174.62	337.56	-237.06	3,636
Free Cash Flow Margin	-135.69%	29.68%	-16.09%	40.62%	-17.97%	337.39%
Free Cash Flow Per Share	-0.27	0.06	-0.03	0.06	-0.04	0.61
Cash Income Tax Paid	128.62	137.4	136.01	115.31	183.51	111.93

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.